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Sheikh Sultan bin Muhammad reorganizes Supreme Council for Family Affairs in Sharjah


Sharjah: His Highness Dr. Sheikh Sultan bin Muhammad Al Qasimi, Member of the Supreme Council and Ruler of Sharjah, has issued an Emirati decree on the reorganization of the Supreme Council for Family Affairs (SCFA) in the emirate of Sharjah.

UAE Decree No. 6 of 2022 stipulated that the SCFA enjoys legal personality and full capacity to exercise the legal actions necessary to achieve its objectives and exercise its powers, with its financial, administrative and technical independence. According to the decree, the headquarters of the Council will be in the city of Sharjah, and it is permitted by a decision of the Council, at the request of the President, to establish branches for him in the rest of the cities and regions of the emirate.

Scope of objectives

According to the decree, the CFAS aims to achieve its various objectives, including working on family issues and raising the level of community development in the emirate; strengthen the status of the family, ensuring its stability and security; raise awareness of the importance of maintaining the safety of children and promote their protection, ensuring social stability; strengthen the role of cultural and media means of raising awareness of the family and society; and the improvement of health and social conditions through community initiatives.

In order to properly achieve its objectives, the Board exercises a number of powers.

Being affiliated with the Council, the following specialized bodies operate under its supervision, including the Department of Family Development and its branches; the Department of Health Promotion (DPS) and the specialized agencies attached to it; child safety management; the Culture and Media Office. All other specialized agencies affiliated to the Council are issued by decision of the President, and it is also permitted to merge or abolish any of these specialized agencies by decision of the President, who may issue a decision to organize the specialized bodies affiliated to the le advice, specifying their skills.

The decree stipulates that the Supreme Council for Family Affairs will be chaired by Her Highness Sheikha Jawaher bint Mohammed Al Qasimi, the wife of His Highness the Ruler of Sharjah, assisted by a Vice-President and a General Secretariat appointed by decision of the President. In order to carry out its administrative tasks, the Council exercises a number of different powers.

President’s functions

The Chairman notably assumes the following functions and powers; adopt general policy and strategic plans for the work of the Council; approve the plans and programs of the specialized authorities and issue the necessary directives for this purpose; approving the appointment of directors of specialized agencies and senior executives of the Council; in addition to delegating some of the powers to senior officials of the Council in accordance with the laws in force in the emirate.

According to the decree, the council will have a general secretariat which organizes and coordinates the tasks of the council; ensures the achievement of its objectives; and the follow-up of its decisions until their full implementation. The Head of the Secretariat is appointed by a decision of the President, determining the financial and professional rank, with an adequate number of administrative and technical staff, with the powers and authorities necessary to achieve a number of objectives of the General Secretariat.

The decree also included a number of legal articles regulating the work of the Supreme Council for Family Affairs in terms of financial resources, organizational structure, etc.

Action plan for the 1100th anniversary of the adoption of Islam by Bulgaria approved — RealnoeVremya.com


Performances, concerts, exhibitions and forums in honor of the 1100th anniversary of the official adoption of Islam by Volga Bulgaria

Tatarstan has approved a plan of major events dedicated to the celebration of the 1100th anniversary of the official adoption of Islam by Volga Bulgaria. It was signed by Prime Minister of Tatarstan Aleksey Pesochin.

The authorities of the republic have planned 79 events: festivals, competitions, conferences. In Marchit is planned to hold a concert of works by composers from Muslim countries of the Middle East, Central Asia and regions of Russia “Modern Music of the Muslim World” in Tatarstan.

In April, the Karim Tinchurin Theater presents the play “Idegey” based on the historical heroic epic of the Tatar people, and the Tatar Youth Theater named after Gabdulla Kariev – the musical performance YUSUF based on the poem Kul Gali. This month it is planned to hold the All-Russian Congress of Teachers of History and Social Studies, preparation for the publication of the series “Tatar Epigraphic Tradition” in 15 volumes, publication of the consolidated text of the written monuments of the period Bulgarian.

In May, residents of the republic will have the opportunity to see the updated exhibition “Museum of Bulgarian Civilization” in the Bulgarian museum-reserve. The solemn event “Izge Bolgar Zhyeny” is held this month, the ceremony is scheduled to begin construction of the complex of the Kazan Mosque-Cathedral, a forum of national media, the All-Russian Olympiad of Students in Arab Culture and Islamic will take place.

Photo: realnoevremya.ru

Also this yearin Kazan and Bolgar, they plan to assign the name of a street, square or park in honor of the 1100th anniversary of the official adoption of Islam in Volga Bulgaria, to create a Russian version of the online educational platform of madrasah medrese.tatar, to renovate the facade of the Bolgar Mosque in the capital of Tatarstan, to create a series of programs on the channel of the Federal University of Kazan, UniverTV, in order to establish a commemorative medal.

At the beginning of February, Realnoe Vremya found out that in 2022 Tatarstan has planned a large-scale renovation on the territory of the landmark of Bolgar, the capital of the medieval Bulgarian Volga. Two hundred and thirty-five million rubles were allocated from the republican budget for the works.

How the celebration started in Tatarstan and Russia

The celebration of the 1100th anniversary of the adoption of Islam by Volga Bulgaria began in early January — the All-Russian Forum of Muslims was held in Bolgar. It became the first event of the jubilee year not only in Tatarstan, but also in Russia. In Moscow, for example, the celebration began on January 13 with the 7th annual All-Russian conference “Readings named after Shigabutdin Mardzhani”.

Photo: dumrt.ru

Preparations for the celebration of this important date began late last year on behalf of Russian President Vladimir Putin. In June 2021, the Republican Organizing Committee for the Preparation and Holding of Festive Events was created in Tatarstan. The Russian authorities also approved the composition of the committee for the preparation and holding of the celebration in 2022 of the 1100th anniversary of the adoption of Islam by Volga Bulgaria: it was headed by the Deputy Prime Minister of the Federation of Russia Marat Khusnullin.

Tatyana Leukhina


Why do secularists see Hinduism as ‘cultural’ and Islam as ‘religious’?


The discussion and debate around banning the hijab in schools because it is “religious clothing” that cannot be allowed in secular educational institutions compels Muslim women wearing the hijab to explain their piety to a public that fundamentally distrusts “religiousness”. and unanimously identifies as “secular.”

Among this secular audience, most marvel that Muslim women choose to participate in their subjection by wearing the hijab (the ultimate symbol of oppression) and, as the vanguard of liberalism, they “support their choice’ to wear it in the name of ‘agency and free will.’

The implicit demand is that hijabi women explain themselves as religious subjects in ‘secular’ India. But has India really been “secular”? Or have the practices of Hinduism been secularized in the name of “Indian” under the category of “culture”?

Religion is the culture is the nation

Almost all “cultural events” in schools begin with the illumination ceremony of the “auspicious” diya to ward off the darkness of ignorance and to welcome wisdom through Goddess Rajeshwari (meaning Gyana , wisdom), accompanied by “Gayatri Mantra” (a famous Rig Mantra Veda dedicated to the Vedic deity Savitri) chanted for peace and harmony.

Bankimchandra’s ‘Vande Matram’ (greetings to mother), which celebrates India as a homeland radiant with the power of the goddesses Durga, Laxmi and Saraswati, is the ‘national song’, popular at school ceremonies.

In the same school system, Muslim women cannot wear the hijab because school is not a place for “religion”.

This is not to point out the hypocrisy of educational institutions that privilege one religion over another. It is rather a question of stopping and questioning what is called religion or who is seen as religious in the discourse of Indian secularism, which disavows upper caste Hinduism and claims it as “Indian culture”. which is “national” (Indian) in its moorings, so that there are no “Hindu Indians”, only “Indians”, who belong to the upper caste. In the secular claims of India as a nation, there is no ‘religion’, only the ‘culture of India’.

When Karnataka’s Minister of Education warns educational institutions that have arrested Hindu students for wearing tilak, kumkum, bindi, sindoor and explains how these constitute the “cultural identity” of Hindus, it should be taken seriously. He does not echo the right-wing argument of the supremacy of the Hindu religion, he does not say that these are “religious symbols” but invokes the secular argument of “it is not religion, but culture”.

He speaks this language of a large part of the intellectuals who identify themselves as secular-liberal, who celebrate the “Durga puja” as a “cultural festival”; constantly recount Hindu customs and rituals as “Indian”; relentlessly criticize India’s Hindutva-enforced “cultural deprivation” and lament the loss of the “syncretic culture” of the Ganga-Jamuni Tehzeeb, practiced by the upper class, often upper-caste, Hindus and Muslims of the northern India.

Only religious minorities are identified as ‘religious’, with the religion of the majority interpreted as ‘national’.

In order not to undermine or minimize the exceptional violence of the current political regime, it is nevertheless crucial to understand what underlies this creeping, often absurd, but feverishly blatant project of dehumanization of Muslims in contests of nation and religion. . If the exemplary violence that permeates the lives of Muslims – lynchings, pogroms, incarcerations, police brutality, hate speech, online auctions – is trivialized under the current regime, its symbolic origins nevertheless lie in the fabric of secularism where Hinduism has not only ceased to remain a religion but has emerged as a cultural identity which has come to replace a “national identity”; Muslims, as a “religious” community, have failed to become part of the national imaginary (like Dalits, Adivasis, women).

The favorite liberal secular phrase around nation and religion challenges has been how they see “everyone as Indian” or how “they’re Indian, first!” It’s no surprise, then, that when women wearing the hijab held the national flag, sang the national anthem and swore by the constitution during anti-Citizenship Amendment Act (CAA) protests, they were hailed as those who “saved the the dying spirit of Indian secularism. The same women wearing the hijab in the absence of national proclamations are portrayed as those who jeopardize Indian secularism. Outside of the secular imagination, hijabi women “appear” as religious subjects, which cannot fit into the discourse of secularism, which has nationalized Hinduism as a culture, but which is distractedly anxious, almost phobic, of Islam.

Demonstrators during a protest rally against the CAA, in Kochi, January 14, 2020. Photo: Reuters

For how can the subordinate speak?

Absent the shadow of ‘nation’, Muslim hijabi women remain truly subordinate. Their subalternity has nothing to do with their ability to express themselves, which they have repeatedly and unflinchingly demonstrated, often in dire circumstances – through anti-CAA protests, during police brutality in Jamia and in the ongoing hijab debates as well.

It is secular discourse that identifies Muslim hijabi women as subordinate because it cannot to imagine as “subject agents” or “subject volunteers” of Islam, able to navigate and negotiate practices of piety, and to forge themselves as ethical subjects. It invariably falls back on jaded liberal conceptions of choice and free will – as if “secular” women really are able to “choose” marriage, life partners, sexuality, motherhood and careers.

Indian feminist discourse has remained equally committed to secular ideals and, confusing religion and patriarchy, has repeatedly returned to “save Muslim women” by shifting the debate from religion to education. There is a real struggle within secular feminist discourse to understand why young Muslim hijab women would refuse to give up their hijab or their right to an education. This refusal – to choose – has no meaning in the context where the hijab is perceived as an oppressive choice.

Instead of asking what it means for Muslim women to wear the hijab and making it their responsibility to explain their faith to a secular audience skeptical of religion, perhaps secularism needs to reflect of her own making and be somewhat prepared to find her own religious self disavowed. . Or commit to denying it.

What is deeply ironic in the discourse of secularism is that it finds its ideal in Gandhi, someone who has always recognized himself as a religious subject. Confronted with his death, Gandhi’s “Hey Ram” is immortalized, but a hijabi student, chased by a crowd chanting “Jai Shree Ram!” cannot respond with “Allahu Akbar!” He is advised to have said, “Jai Hind!” because it would be more appropriate for Muslims to be less religious and more secular (national). But wasn’t ‘Hind’ a living, throbbing entity when Gandhi was struck down? Yet no one objects to the “Hey Ram!” of Gandhi.

Ultimately, it’s not whether secularism can tolerate religion, but what religion is it willing to tolerate as “religion”. The continued harassment of veiled Muslim women tells us that while Gandhi’s religiosity will be tolerated in the name of the secular nation, Muskan’s piety will be challenged in the name of the same secular nation.

Zehra Mehdi is a psychoanalytic therapist and doctoral candidate at Columbia University in the Department of Religion. She thanks Safwan Amir, Adil Hossain, Shweta Radhakrishnan and Aparna Vaidik for their valuable comments..

Achieving religious harmony in Nigeria is a collective responsibility, say Muslim and Christian scholars


A senior lecturer in the Department of Arabic and Islamic Studies at the University of Ibadan, Dr Ibrahim Uthman, stressed the need for all stakeholders to work together in promoting peace and harmony among different faiths in the country.

Dr Uthman, who said last weekend in Ibadan, Oyo State, at a one-day seminar organized by the Cardinal Onaiyekan Peace Foundation (COFP), in collaboration with Tinuke Layi Muritala, noted that it is the responsibility of every Nigerian to educate others on the imperative of religious harmony in the interest of peace and development.

Speaking on the theme “Islam, dialogue and peacebuilding in an interfaith context”, the don said it was important for Muslims, Christians and followers of other faiths to come together to find solutions to the challenges the country is currently facing, particularly in the area of ​​security.

The event, held at the NUT Resource Centre, Samonda, saw the participation of many religious leaders.

Reverend Olusegun Olawale, who represented the President of the Oyo State Chapter of the Christian Association of Nigeria (CAN), stressed the need for all to always place ‘the humanity that unites us’ above any other consideration.

He praised the organizers, describing the seminar as one that was able to help bring peace to society.

He called on every Nigerian to show tolerance, love and peace in their dealings with others.

The organizer, who is also a member of the COFP, Tinuke Layi Muritala, said the theme of the seminar affirms the importance of inter-religious dialogue which, according to her, aims to promote peaceful coexistence in society.

“In an effort to contribute to the ongoing peacebuilding efforts in Oyo State, I have, in collaboration with the Cardinal Onaiyekan Peace Foundation (COFP), organized this capacity building training workshop This workshop aims to encourage participants to bring the knowledge gained back to their communities and train others,” she said.

Speaking on the theme “Christian, Dialogue and Peacebuilding in an Interreligious Context”, a senior lecturer in the Department of Religious Studies at Ajayi Crowther University, Oyo, Reverend (Dr) Job Okuneye, said that the workshop would help create understanding between adherents of different religions.

According to Rev. Okuneye, for there to be lasting peace and development in Nigeria, citizens must put aside religious feelings and love each other.

Also speaking at the event, Chairman of the Nasril-Lahi-l-Fathi Society (NASFAT), Oyo Zone 1, Alhaji Adebayo Azeez, called for continued inter-religious dialogue to be able to quickly identify problems and quell them. in the egg.

He said constant engagements between followers of different religions would help shape the best ways to solve problems.


We haven’t had a water supply for months ― Residents of Abeokuta

Despite the huge investment in the water sector by the government and international organizations, water scarcity has become a permanent nightmare for the people of Abeokuta, the capital of Ogun State. This report reviews the lives and experiences of residents in obtaining clean, safe and affordable water amid the surge in COVID-19 cases in the state… Achieving Religious Harmony Achieving Religious Harmony

Chinese Selfies, Video Calls and Documentaries: What You’ll Meet on the Lagos-Ibadan Train

The Lagos-Ibadan Railway was inaugurated recently for fully paid operation by the Nigerian Railway Corporation after about a year of free trial. Our reporter joined the round trip train from Lagos to Ibadan and recounts his experience in this feature… Achieving Religious Harmony Achieving Religious Harmony

Taaj Muhammad guilty of Ronniko Burchall murder in 2018 – The Royal Gazette


Updated: February 24, 2022 5:55 PM

Murder victim Ronniko Burchall (Photograph provided)

A man was today found guilty of murder by firearm in 2018 by a unanimous verdict.

The jury of six men and five women found Taaj Muhammad guilty of the premeditated murder of Ronniko Burchall and the use of a firearm to commit the offence.

Muhammad remained silent when the verdict was delivered.

Detective Inspector Jason Smith then welcomed the verdict – but said there were no winners in the case.

He added: “A young man lost his life in this tragedy and another young man will spend his behind bars.”

But he said: “We are satisfied that the jury was out and the verdict was fair.”

Mr Smith added that the case had been difficult for detectives due to the reluctance of potential witnesses to come forward.

He said: “There were several people at St David’s Cricket Club the night of [the murder]but few came to help, so without the help of the public at first it was difficult.

Mr Smith added: ‘The witnesses who have come forward in this case have been brave. They were brave and that’s what tipped the iceberg for us.

“We hope that today will be the start of many cases in court so that we can bring justice and closure to the families of those affected.”

The court heard earlier that Mr Burchall, 30, was shot in the head at close range as he left a Christmas party at St David’s County Cricket Club just after 1.30am on the 29th December.

He was rushed to hospital but died of his injuries the following day.

A witness, who cannot be identified for legal reasons, told the court that Muhammad confessed to shooting months after the murder.

She said he told her he then swam across St George’s Harbor and dropped the gun in the ocean in the process.

The witness said she only spoke to the police about the confession in July 2020 because she feared for her life.

She also identified Muhammad as the shooter in CCTV footage from the cricket club based on a distinctive “limping”.

The woman and a police officer said they were able to identify the accused in CCTV footage taken inside the club hours before the shooting.

The person they identified as Muhammad was seen leaving the club approximately three minutes after the victim arrived.

The court also heard that a gray sweatshirt and a pair of jeans were seized from the defendant’s grandmother’s home days after the shooting.

Testing then revealed a particle consistent with gunshot residue inside the pockets of the sweatshirt and a series of particles, which contained two of the three elements that make up GSR on both garments.

Carrington Mahoney, on behalf of the Crown, said GSR evidence and CCTV footage supported the woman witness’s confession.

Muhammad, of St George’s, did not speak in his own defence.

But Charles Richardson, who appeared for Muhammad, said the evidence submitted by the Crown could not be relied upon.

He argued that the woman witness who claimed he confessed to her hated Muhammad and produced a “stupid and crazy” story so she could start a new life abroad.

Mr Richardson said the quality of CCTV footage was too poor to identify the shooter and that the two witnesses who identified Muhammad from footage taken inside the club had a vested interest in the case.

He added that there was no evidence as to how or when the GSR particle ended up on clothing, let alone evidence to link it to Mr Burchall’s murder.

Mr Richardson added that there was no evidence that Muhammad had a motive for killing Mr Burchall.

Acting Puisne Judge Juan Wolffe remanded Muhammad into custody until April 1 for a sentencing date to be set.

He is The Royal Gazette’s policy of not allowing comments on stories regarding court cases. As we are legally responsible for any libelous or defamatory comments made on our website, this decision is for our protection as well as that of our readers.

Islam Makhachev roasts Bobby Green’s struggle, Green is not amused


Islam Makhachev had a good laugh when the subject of Bobby Green’s wrestling skills was brought up in a recent interview.

Fans who have followed Islam Makhachev’s UFC career can attest to how much his English skills have improved over the years. Makhachev has gone from not speaking English, being barely able to form a sentence, speaking a moderate amount of English, to now becoming a full-fledged roast master, at least as far as Bobby Green’s wrestling skills go. .

At UFC Vegas 49, Makhachev will face Green at 160 pounds. Catchweight bout, with Green serving as a backup to the injured Beneil Dariush. Makhachev appeared on the ESPN program DC and RCwhich is co-hosted by Makhachev’s mentor and teammate on American Top Team, Daniel Cormier.

Makhachev told Cormier and Ryan Clark that his game plan never changes, even when his opponent does. However, Bobby Green was an all-state high school wrestler. With that in mind, Cormier tried to educate Makhachev on Green’s wrestling background which complements his striking, and Makhachev responded by laughing in his face.

Their dialogue was as follows:

Daniel Cormier: But with Bobby Green, he has a very different style, Islam. He’s very talented, he’s skilful and he’s good at stand-up. But what a lot of people miss is the quality of a Bobby Green wrestler. He’s really good at defending takedowns. He has a background in wrestling.

Islam Makhachev: Who said?

Daniel Cormier: Listen, I tell you. What do you mean, ‘Who said?’ What do you mean ?”

Islam Makhachev: Brother, he’s got good boxing and that’s it, brother.

Daniel Cormier: He is trained as a wrestler, Islam.

Islam Makhachev: Maybe he’s watching a wrestling match. That’s it, my brother.

Islam Makhachev: I struggle, my brother, all my life. Wrestling background?

You can see the gist of the exchange below.

Bobby Green is not amused

During UFC Vegas 49 Media Day Scrum, it seemed that Bobby Green caught wind of Makhachev’s remarks. Green did not directly refer to the DC and RC segment, but he clearly has reason to believe that Makhachev does not take him seriously as a competitor and that Daniel Cormier will keep trying to reach him.

“I feel like he doesn’t respect me. He doesn’t understand me either,” Green said. “I don’t know if he watched, but I know DC is one of his guys. And DC will let him know. ‘Hey, do this, and do this, and do this.’ DC paid attention to me. We’ll see.”

If Green gets his way, he won’t need to prove his wrestling credentials in Islam, as he has made no secret that he wants the fight to be a stand-up battle. He said he will be the first person to put Makhachev in a real fight and it will not be a wrestling match on Saturday but a fight.

Makhachev has other ideas. He made no secret of his wrestling game plan with Green. And judging by his reaction to Cormier’s scouting report, he doesn’t believe Green will be equipped to do anything to avoid being turned on and submissive.

Do you think Islam Makhachev underestimates Bobby Green?

‘Dune’ repeats tired tropes of a white savior in a Middle Eastern setting


When the BAFTA and Oscar nominations were announced earlier this month, Warner Bros.’ “Dune.” and Legendary Pictures received a total of 21 nominations, including the coveted Best Picture nomination from each group.

“Dune” is about a young white man from the fictional planet Atreides. He develops his special abilities and fulfills his destiny by saving the planet Arrakis and its inhabitants from the brutal Harkonnen Empire. Arrakis, a desert planet where the Fremen people live, is the location of the rare and powerful substance called spice which is used for space travel and needed to save the universe. Fremen’s environment is reminiscent of the Middle East, including a language that contains Arabic words. Moreover, the clothing style is reminiscent of what one might find in the Middle East.

When the film was released last year, many Muslims insisted the film was orientalist, promoting the old white savior trope. The film appropriated elements of Islam while diluting the Islamic and anti-imperialist elements of Frank Herbert’s 1965 novel on which it is based.

We define “Orientalism,” popularized by the late scholar Edward Said in 1978, as a paradigm that justifies colonialism or the assertion of Western power over the East. Historically, it has consisted of exotic images of harem girls and desert landscapes, portrayed as backward and uncivilized.

“Dunes” is neither the beginning nor the end of this problem, but it perpetuates a harmful history. Orientalism is so ingrained in the way we see other peoples and cultures that it goes unnoticed.

Hollywood has a long history of trafficking and profiting from the portrayal of the Middle East as exotic and backward with films such as “The Thief of Baghdad” (1921), “One Thousand and One Nights” (1942), “Aladdin and his lamp” (1901, 1928), and others. But we are in 2022, not in 1922.

Hollywood has made progress in diversifying representations. In the last five years we have seen a marked shift from Muslims being supporting characters or villains, to being the stars of TV shows like ‘Transplant’, ‘Ramy’, ‘We Are Lady Parts’, ‘Young Justice Phantom” and the wonderful animated children’s show “Glitch Techs”. Unfortunately, the movies are still lagging behind.

While there has been this progress in Hollywood, it’s often in response to a crisis – #OscarsSoWhite, Black Lives Matter or President Trump’s Muslim ban. But for real, long-term, lasting progress to occur, it cannot be a knee-jerk response to the latest case of police brutality against black people, or the latest hate crime against Muslims, or the latest discriminatory policy against trans people.

Real change requires understanding and approaching the crisis as a secular crisis rather than a momentary push.

Making 'Dune' - This is how Denis Villeneuve and his team pulled off a sci-fi epic (video)

The issue of “inclusion” of so-called Muslim characters and storylines has never been an issue for the industry. Hollywood has earned billions of dollars “including us”, but unfortunately inaccurately and inauthentically.

That’s why we do the work we do at the MPAC Hollywood Bureau and History Studio. Our respective missions are to get better and more nuanced stories about Muslim communities.

At a time when Hollywood is diversifying representations like never before, when it comes to Orientalism, why isn’t it controversial enough to spur change?

If we really want to diversify and create truly inclusive representations, it’s time to take seriously the negative impact of Orientalism. As advocates and scholars, we suggest that Hollywood’s fascination with the exoticism and othering of Muslims, Arabs and their cultures should be a wake-up call for the industry as a whole.

Certainly, many would argue that portrayals of the Middle East as exotic are much better than those as violent. According to what standard? Any narrative that normalizes Western superiority over any group is harmful, no matter what decade or century we find ourselves in. It turned out to be the case and always will be.

How They Did It: Denis Villeneuve and the Making of

Sue Obeidi is the director of the Hollywood Bureau of the Muslim Public Affairs Council. Evelyn Alsultany is an associate professor at Dornsife College at the University of Southern California and a specialist in portrayals of Muslims in American media.

Elon University / Today in Elon / The Center for the Study of Religion, Culture and Society marks 10 years of making connections


Teachers met Monday night to reflect on the origins and the center’s success in creating a space for interdisciplinary study involving religion.

In the decade since the Center for the Study of Religion, Culture and Society was established at Elon, it has become a hub of scholarship, exploration and dialogue.

Religious thinkers, writers and scholars regularly give lectures and presentations reflecting the influence of religion and our understanding of it. It hosts the biennial On the Edge symposium, which attracts interdisciplinary researchers from around the world and results in scholarly publications. Undergraduate students in the Multifaith Scholars program, which welcomes its sixth cohort this spring, spend two years investigating religion in communities and cultures through mentored research. And it welcomes Elon scholars whose research intersects with religion to inform campus and center activities.

In short, he accomplished his mission.

Tom Mould, former professor of anthropology, toasts the first 10 years of the Center for the Study of Religion, Culture and Society.

“Before there was a center, there were meetings in the PERCS room (Program for Ethnographic Research and Community Studies). I remember religious studies professor Toddie Peters’ passionate advocacy for a center for multi-faith dialogue that is also an academic center and a place of scholarship for professors,” said associate professor of art history Evan Gatti. “We saw the possibility of a broader dialogue and what that dialogue might look like. We started dreaming. A lot of these things happened.

At a reception marking the center’s first 10 years on Monday evening, faculty involved in founding and running the center reflected on their experiences. Panelists included Gatti, Professor Emeritus of Religious Studies Jeffrey Pugh, Associate Professor of Psychology Buffie Longmire-Avital, Assistant Professor of History Waseem bin Kasim and former Elon Professor of Anthropology Tom Mould, now at the Butler University.

The center was established in 2012 with religious studies professor Lynn Huber as director. She describes her role in those early years as encouraging faculty to carry out the center’s missions until a full-time director could be hired. In 2014, religious studies professor Brian Pennington became the center’s director.

“I inherited a hub that was already positioned as a hookup site,” Pennington said. “This place is about bringing people together.”

Professor of Religious Studies Lynn Huber welcomes current and former panelists from Elon's faculty to a reception marking the first 10 years of the Center for the Study of Religion, Culture and Society on February 21, 2022.
Professor of Religious Studies Lynn Huber welcomes current and former panelists from Elon’s faculty to a reception marking the first 10 years of the Center for the Study of Religion, Culture and Society on February 21, 2022.

The center is designed to connect professors whose work overlaps religion to new ways of understanding the world. Just to scratch the surface, history, art history and geography; sociology, anthropology and psychology; language, communication and the arts inform or are influenced by religious matters.

Outgoing Resident Scholar Assistant Professor of Geography Sandy Marshall’s research focuses on human migration, particularly in the Middle East and the US-Mexico border. New scholar Kasim will spend the next two years researching the links between religion and medicine in Africa, tracing the influence of Christian missionaries on Muslim populations.

“I want to show how religious communities in Africa and West Africa have interacted over the years and find out how Christian missionaries have been able to enter Muslim societies, especially through health, health care and healing,” Kasim said.

Longmire-Avital described the center as a place to explore how race and religion are intertwined. “In trying to understand the history of the black experience in America, you can’t do that without talking about religion and how religion intersects so much with how we understand race,” she said. . As the founding director of Elon’s Black Lumen Project, Longmire-Avital wants to strengthen ties with area churches that have historically supported Elon’s black students.

Pugh recalled its beginnings as a professor of religious studies when the religion department Elon then focused largely on Christian education. The transition to a world religions based program helped Elon University to become more welcoming to students and professors of different denominations.

Professor Emeritus of Religious Studies Jeffrey Pugh speaks on Monday.
Professor Emeritus of Religious Studies Jeffrey Pugh speaks on Monday.

“I had hoped for a place like this all my time in Elon,” Pugh said. “This center…empowers us to understand and respond to the ways in which our world is influenced by practical beliefs that we categorize as religion. I am delighted to see this center flourish and grow.

The center’s immediate future includes enhancing multi-faith experiences at Elon through a strategic plan being developed with the Center for Inclusive Excellence and the Truitt Center, Pennington said. He also plans to continue to advance the collaboration with more university programs and Elon’s new graduate programs.

“We would like to see faculty from an expanding circle of departments being able to see themselves here and see their work as cutting across the center,” Pennington said.

Or, as stated in an extended Mold delivered Monday night satirical origin myth: “The seventh day came and went and they did not always rested.”

Why is Prime Minister Khan’s visit to China crucial for CPEC? | By Muhammad Osama


Why is Prime Minister Khan’s visit to China crucial for CPEC?

In the era of complex interdependence and rapidly changing global political landscape, Pakistan-China relations have successfully survived the thick of time.

History suggests the ceaseless affiliation of Pakistan and China in various spheres of cooperation, and in recent times projects such as the China-Pakistan Economic Corridor (CPEC) and a common antagonist like India have further strengthened this tried friendship.

Pakistan’s Prime Minister Imran Khan began his historic four-day visit to the People’s Republic of China on February 3, 2022.

The visit is hailed as an eminent and perfectly timed decision by the Pakistani Prime Minister.

Of course, it couldn’t come at a better time than this when Pakistan’s commitment to reshaping its national priorities and its longstanding conversion to a people-centered state is still a hot topic since the unveiling of Pakistan’s new national security policy.

Prime Minister Imran Khan’s new visit to China has given this commitment new life.

The visit, as stated in the joint press release, was comprehensive and both sides adequately addressed the underlying concerns in more than 21 different areas related to trade, security, bilateral cooperation, regional and international political landscape and, above all, to the development and future of CPEC.

The visit was a success from a purely economic point of view as the Pakistan Board of Investment (BOI) and the National Development and Reform Commission of China (NDRC) signed the much awaited framework agreement on industrial cooperation within the framework of the CPEC.

Imran Khan himself held a one-on-one meeting with the Chairman of the NDRC and deliberated at length on the progress made on the projects under the CPEC.

China also affirmed that it will start the second phase of CPEC and expressed its willingness to increase the volume of its investment in the project to boost industrialization and bring about an overall improvement in the livelihoods of ordinary people.

Once fully embodied, this much broader phase of CPEC will boost Pakistan’s industrial and agricultural sector and ensure the introduction of scientific modernization and job creation in Pakistan.

Pakistani Foreign Minister Shah Mehmood Qureshi added that Pakistan and China are making rapid progress on Gwadar Port and Gwadar Free Trade Zone, which could serve as a channel to promote greater connectivity. regional and economic integration.

The first phase of CPEC has been instrumental in enabling Pakistan to develop the required infrastructure and has benefited Pakistan immensely in the development of its highways to improve reliable connectivity across the Karakoram Range and improve internal communication.

Under the umbrella of the first phase, Pakistan has completed the completion of 1320 megawatt coal-fired power stations in Sahiwal, Port Qasim Karachi and Hub (Balochistan), the 660 megawatt Engro Thar coal-fired power project and the 1000 megawatt Quaid-e-Azam solar park in Bahawalpur. .

The mark of economic progress and possible new alliances is indicated by the mention of Russia during the visit and Foreign Minister Shah Mehmood Qureshi revealed Prime Minister Imran Khan’s upcoming visit to Russia.

This, of course, will open up a new specter of regional cooperation.

Pakistan can take advantage of this vital opportunity to ease the burden of misunderstandings with Russia and reap the benefits of Russia’s incorporation into China’s BRI projects.

This will not only reap favorable economic results for Pakistan, but would also be a success for Pakistan in the strategic field against India.

The deliberations as they took place on the CPEC could otherwise be seen as confidence-building measures on the safety of ongoing projects as China resumed work on the Dasu hydroelectric project on January 22 earlier. this year, which was halted in July 2021 after a bus carrying Chinese personnel broke down. attack.

Therefore, the contemplation of regional contestation in light of India’s ever-increasing strategic objectives and its potential reservations and activities to curb the development of CPEC must also have been brought to light.

The strategic success of the visit is evident from the reaffirmation of both sides to support each other’s positions on Kashmir and Xinjiang/Tibet.

China recognized Pakistani concerns over Afghanistan and both sides affirmed the essentiality of a peaceful Afghanistan to the collective and peaceful future of the South Asian region.

This recognition was followed by a proposal to invite Afghanistan to a trilateral foreign ministers’ dialogue.

The declaration as adopted by Prime Minister Imran Khan suggesting that China is the bedrock of Pakistan’s foreign policy is indicative of Pakistan’s shift from its westward foreign policy to a more regionally focused approach.

Pakistan is already seeking to materialize this idea, starting with Turkey and Iran.

The inclusion of giant regional powers like China and Russia would further strengthen this long-awaited alliance.

President Xijiping signaled his wish to visit Pakistan in the future as a gesture of good faith and as a symbol of his willingness to expand the sphere of bilateral cooperation between the two Iron Brothers.

In short, President Xijiping’s planned visit to Pakistan will further strengthen the ties of the two countries, ensuring the success of CPEC.

Islam Makhchev coach thinks Conor McGregor will get next title shot: ‘It’s entertainment first, sport second’

Image credit: @ufc on Instagram (photographer not listed)

Islam Makhachev’s trainer Javier Mendez thinks it’s very likely that Conor McGregor will get the next lightweight title.

Makhachev is set to headline UFC Vegas 49 against Bobby Green, who came on 10 days notice after Beneil Dariush was forced out of the fight due to injury. Currently on a nine-fight winning streak, many believe Islam should be rewarded with a title shot if he beats “King” on Saturday night.

While Javier Mendez certainly won’t argue with that idea, he thinks Conor McGregor, who is on a two-fight losing streak, will get the next title fight because of his popularity and the money he’s making in the game. ‘UFC.

“It’s part of the game. He wears the big numbers, so whatever the UFC decides,” Mendez told Submission Radio about McGregor. “I expect anything can happen with the guy who has the power to do this. Do I like it? Absolutely not. But do I have a choice? Absolutely not. For me, rankings are bulls**t. They’ve always been bullshit. They are still bulls**t. So, I don’t really care about the ranking.

“Anyone who has that opportunity, it’s like I always say, it’s not a real sport, it’s entertainment first, sport second. In entertainment value, the UFC wants the most d “Who’s gonna create the most money for them? That’s where they’re gonna go. And guess what? That’s what they’re gonna do,” Mendez continued of Conor McGregor. , we’ll see what the UFC wants. I’m prepared for whatever they do, and I’m not going to be upset one way or the other. Do I think that’s fair? Absolutely not. If Islam doesn’t get the title fight if he beats Bobby, it’s not fair. But nothing’s fair. Look what Khabib had to do to get to where he was. had to go through a lot of bullshit too.

As Mendez says, Conor McGregor brings in the most money and eyeballs, so it wouldn’t be surprising to see him win the next title. But, if Islam Makhachev comes out and finishes Bobby Green, maybe he’s giving the UFC no choice but to give him the chance to win lightweight gold.

Do you think Conor McGregor will get the next shot at the lightweight title?

This article appeared first on BJPENN.COM

For the BJP, Muslim is not just the message, it is the only message


A shorter version of this article appeared in The Indian cable – a subscriber-only newsletter published by Thread and Ideas Galileo. You can subscribe to India Cable by clicking here.

The Bharatiya Janata party in Gujarat, which first gave us Narendra Modi and Amit Shah, has now delivered a caricature of such depravity and venom that it reminds us of both Nazi propaganda against Jews and the celebratory visuals of lynchings that racists in the American South have used. send themselves in postcards.

Posted on Twitter and Instagram but since deleted by the two social media platforms themselves, the party cartoon shows a group of Muslim men with nooses around their necks, swinging from a rope. “Only the truth will triumph,” says the cartoon in Gujarati. The official Indian state emblem was used (in violation of law) for greater effect.

The cartoon refers to the 38 men sentenced to death by the Magistrate’s Court which heard the case against 77 people accused of planting a series of deadly bombs in Ahmedabad in 2008. The blasts killed 56 people and injured others 200 others. Eleven of the defendants were sentenced to life imprisonment while 28 people were acquitted.

The bombings were an atrocious crime against the people and there is no reason for anyone to show mercy to the perpetrators. Of course, the state will appeal against acquittals while convicts have the right to go to higher courts. And yet, one has to wonder what the BJP — in power in Gujarat and India — wants to convey by publishing such a cartoon.

Is the message simply the party’s vapid way of appreciating that justice has been served for a specific group of individuals? This is in all likelihood the advocacy that its leaders are likely to make. Or are the bearded Muslim men wearing skull caps shown hanging grotesquely a metaphor for something else? Could the BJP in fact signal to its supporters that this is the fate Muslims as a whole will face in the future?

The question is relevant because of the centrality that Muslims as a group occupy in the ideology and propaganda of the BJP and its parent organization, the Rashtriya Swayamsevak Sangh. During an election period, this focus is almost obsessive. Campaign speeches in Uttar Pradesh in particular – by Modi, Shah, UP Chief Minister Adityanath and other party officials – are full of anti-Muslim references, explicit or implicit. By a wonderful coincidence, the verdict and the conviction in a case that dates back to 2008 occurred in the middle of an election. That’s why it should be obvious that in the cartoon spread by the BJP, Muslims are the message.

The reason their cartoon evoked horror is because we’ve seen this kind of singular obsession with a targeted religious minority before, and we know where it leads.

“… [T]The Jew,” Jeffrey Herf, a prominent Nazi propaganda historian, cites Viktor Klemperer as observing, is in every respect the center of the language of the Third Reich, “in fact of its entire vision of the time.”

Klemperer was a scholar who lived in Germany throughout the Nazi era and kept a diary full of observations about the Nazis and their impact. Anti-Semitism for him, says Herf, “was not only a set of prejudices and hatreds but also an explanatory framework of historical events”. Passing by a landmark 1969 essay by EH Gombrich, Herf notes how he wrote that

“Nazi propaganda had created a mythical world by ‘transforming the political universe into a conflict of persons and personifications’ in which a virtuous young Germany valiantly fought against evil schemers, especially the Jews. The Jews were the cement of this myth, first in political battles in Germany and then internationally. It was “this gigantic persecution mania, this paranoid myth which [held] the different streams of German propaganda together. Gombrich concluded that what characterized Nazi propaganda was “less lying than the imposition of a paranoid pattern on world events”.

For the RSS and the BJP, the imposition of a paranoid model on all events is a central facet of their political propaganda. For every threat, real and imagined, the villain is the Muslim, the victim is the Hindu. Non-Muslim opponents are assailed for the sin of “appeasing” this villain. The bicycle used by suicide bombers in Ahmedabad has been turned by Modi into an indictment against the Samajwadi party, whose electoral symbol is the bicycle. Why did they choose this symbol, he asked, suggesting that the support of Muslim voters on which the PS relies is contaminated by terror.

In 2019, Modi said no Hindu can ever be a terrorist, so we can be sure there will never be a cartoon depicting BJP MP Sadhvi Pragya and her associates swinging from a noose . The crime they are accused of committing involved the use of a motorbike rather than a bicycle and happened around the same time as the Ahmedabad explosion. In fact, his trial has not even started. But since terrorism, in the imagination of the BJP, is purely the work of Muslims, this is not seen as a problem.

As terrorism has declined in recent years, the “paranoid pattern” has taken hold elsewhere. In 2020, BJP leaders unleashed vicious “Corona Jihad” propaganda, which blamed Muslims for the pandemic. Then there is the spitting jihad, the ground jihad, the amorous jihad, the mafia, the invaders, the rioters, the infiltrators, the termites. Once the line is drawn from above, the Hindutva ecosystem rushes to produce and distribute the necessary visuals.

“Yesterday and Now” (left) and “Producer-Distributor” (right), cartoons released by Hindutva groups in 2020. (Source: Lakshmi Murthy, “The Contagion of Hate in India”). Here, the Muslim is not content to spread disease, but has allied himself with India’s external enemy, China.

CJ Werleman and others have noted the parallels between the “corona jihad” campaign and Nazi propaganda blaming Jews for typhus, but when we look at visual depictions, including the caricature of Jew and Muslim, the resemblance is even more striking – and frightening. .

‘Protect yourself from typhus, avoid the Jews’: a Nazi propaganda poster from occupied Poland in 1941 blaming Jews for the spread of lice. ‘Go Corona Go’ (left), a cartoon released by Hindutva groups in 2020 showing the coronavirus straddling the shoulders of a Muslim, confronting Narendra Modi and India. Source: American Holocaust Museum, performindia.com

What do these Hindutva propaganda visuals tell us, and why should we urgently take note of them instead of dismissing them as “marginal”? For, as Herf tells us in his paraphrase of the historian of fascism George L. Mosse, “the racism of body stereotypes and countertypes” was the catalyst that pushed German nationalism over the edge, from discrimination to ‘mass extermination’.

Of course, the Nazis had a much more developed notion of the ideal body and reviled counterpart than the RSS-BJP – Hindutva fascism draws on different historical and cultural undercurrents from its European counterparts. Nevertheless, the somatic preoccupation of Muslims – their facial hair, their clothing, their diet, their ways of worship – marks them as a group that should be vilified, feared and ultimately put in their place. To quote a verse from the racist lynching postcard from the United States,

‘The Muslim now, by eternal grace,
Must learn to stay in the place of the Muslim’

You can recognize them by their clothes, Modi had said of people who oppose the Citizenship (Amendment) Act. Gujarat’s BJP – a state Modi ruled for 13 years – now wants us to recognize them hanging on a rope.

Kerala BJP leader slaps Muslim scholar for attacking Governor Arif Mahammed Khan for visiting Sabarimala temple


February 21, 2022 8:46 p.m. STI

Cochin (Kerala) [India]Feb. 21 (ANI): Kerala BJP Deputy Chairman KS Radhakrishnan on Monday condemned Sunni scholar Abdul Hameed Faizi Ambalakkadavu’s statement against Kerala Governor Arif Mahammed Khan on Monday saying he “opened the door of Islam by offering prayers to Lord Ayyappa”. Sabarimala Temple as a believer.”
Radhakrishnan said: “On what logical basis and theological faith can it be said that X should be excommunicated from a religion? There is no logic at all. That is why in the original Islam there is no there is no place for the clergy. , of course, the clergy can excommunicate a person. But here in the case of Islam, no one is competent to excommunicate a person. So the decree, or the fatwa made by the so-called Sunni religious expert is null and void according to the Quran and the Islamic faith.”
Referring to the Quran, the leader of the Bharatiya Janata Party (BJP) said that there are verses which justify belief in other religions. He said that one can argue for and against polytheism, ideal worship and the attitude of Islam against the other religion.
Radhakrishnan added: “So according to a thought on interpretations and revelations, there is nothing wrong with praying in the place of worship of other people who believe in different religions. It has been vindicated in the verses of the Quran I would ask the Sunni Registrar what mode of Islamic revelations he depends on If he depends on revelations like this everywhere you see Jews and Christians it is your duty to end them and idolaters should be killed on right away and if the clerk believes in such an aspect, then he is a dangerous person.”
“It should not be allowed in India. Because India is a multi-religious society. We believe in multitude. We believe that man himself is a multitude. So every human being can be able to practice different sources of worship. So, I definitely ask the clerics of Islam to tell their faith first. That they believe in the monolithic structure of the Islamic religion which requires the annihilation of other religious denominations. And if he believes in such faith, there is no doubt that he is not competent to lead a peaceful life in India, not only in India but also in any part of the world,” said the Vice President of Kerala BJP.
He further pleaded for the plurality of ideological existences, customary practices and religious faith.

“I do not justify whether he went to the temple or whether he visited Sabarimala. All these aspects are related to the personal faith of Arif Muhammad Khan, Governor of Kerala. In a democratic regime, no one has the right to excommunicate someone from social life or religious life. Who empowered the Sunni cleric to issue decrees on the current practice of Islam? This should be condemned,” Radhakrishnan added.
Kerala Governor Arif Mohammad Khan had visited Lord Ayyappa Temple in Sabarimala in April last year.
Earlier this month, Governor Khan said that the country’s Muslim religious establishments were unhappy with the current BJP government as it did not grant them the privileges and comforts of previous governments and therefore took every opportunity to create troubles in the country. .
His remarks came amid a row of Hijabs going on in Karnataka.
“Religious establishments are unhappy with the current government because it has not provided them with the comforts and privileges as has been done by previous governments. They were not elected by the community after independence and do not faced no elections. They claimed to be the sole spokespersons of Islam and forced previous governments to recognize them as such. They used the language of the pre-partition Muslim League,” said the Governor of Kerala to ANI.
“But now the current government is not giving them any privileges. They also ensured that the Supreme Court judgment was honored through the Triple Talaq law. Now they are upset and feel like a ‘fish out of the water’. water. They want to use any possible opportunity to create unrest in the country,” he added.
Khan added that the approach of religious establishments is to build walls in society. (ANI)

Media works independently, no ban: Ali Muhmmad


ISLAMABAD: The Minister of State for Parliamentary Affairs, Ali Muhammad Khan, has media that worked independently in the country and the government would not impose any ban on them.

Speaking to a private news channel, Ali Muhammad Khan said the purpose of the Prevention of Electronic Crimes Act (PECA) was to stop fake news and he was totally against fake news, but not against anyone.

“The current government is firmly opposed to playing with the dignity and self-respect of any person,” he said.

Read more: Fake news is now elusive for a criminal offense with a five-year jail term: Farogh Naseem

He said that the opposition parties should give their proposals concerning the PECA, if they wanted to make it more effective.

Addressing a press conference in Karachi on February 20, Law and Justice Minister Farogh Naseem stressed the dire need to counter fake news which was very dangerous for the society.

He said fake news was a punishable crime around the world. He warned: “From now on, a 5-year sentence would be given under the new order and no one would get an exemption for fake news. This offense would not give rise to bail.

Farogh Naseem said the media should criticize but not disseminate fake news and that the fake news ordinance under the PECA was within the law.

The minister said everyone has a right to any candidate’s election campaign under the Elections Act.

To a question, he replied that law and order is the full responsibility of the provincial governments and that the government of Sindh should ensure that law and order is maintained in the province.

We Love Oman: Islamic Architecture of Mirbat Castle


Mirbat Castle is a popular tourist attraction for people visiting Oman. Mirbat is located less than an hour’s drive from Salalah, it is a famous tourist attraction for its fascinating archaeological sites such as Mirbat Castle. The castle is distinguished by its Omani architectural style. While Mirbat Castle and its ancient complex are notable for Islamic architecture, tourists can also find the tombs and tombs of scholars here.

“East of Salalah, the coastal town of Mirbat was once the capital of Dhofar, trading in frankincense and Arabian horses,” according to the tourism ministry.
“One of the fort’s facilities has been assigned as an office for the fort’s management and staff who monitor it and arrange visits. They also inform visitors about the history of the fort and its facilities, as well as the distribution of publications on the tourist attractions of the Wilayat of Mirbat in particular and the Governorate of Dhofar in general.

It receives many visitors, especially schoolchildren and tourists from most countries of the world. It hosts many heritage events, such as poetry readings and folk festivals, in addition to national holidays, celebrations and other occasions.

Madurai police arrest BJP booth officer who objected to Muslim women coming to vote wearing hijab – Reuters


Express press service

MADURAI/TIRUPPUR: A BJP booth operative was arrested in Ward 8 of Melur Municipality for attempting to get a Muslim woman to remove her hijab to cross-check with the voters list, although polling officials specified that it had already been verified by them.

The district police have filed a complaint against stand officer R Girirajan for acting in a way that could incite communal riots and hurt religious feelings. Girirajan was placed in police custody until March 4 by the judicial magistrate of Melur.

Tension reigned in the municipality as one of the Muslim women wearing a hijab and mask at Al Amin High School was asked to remove the hijab, claiming that the particular voter did not match the photo on the voter list. Although the police personnel deployed for security intervened and explained to Girirajan that the photo on the voters list had been taken years ago for many of them and that there could be significant differences, the The agent disagreed and shouted inside the voting booth that fake votes were being cast.

This disrupted the voting for 15 minutes, however, following the altercation, he was expelled from the voting booth. A report in this regard has also been sent to Collector S Aneesh Sekhar.

Following complaints from various party cadres alleging that fake votes were cast in Ward 17 of Thirumangalam, polling was suspended at 4 p.m. and election officials recommended re-election in the ward.

A voter P Malliga from Ward 1 Palamedu was shocked to learn that her vote had already been cast. She complained to election staff and they assured to take action against whoever had probed the fake vote after checking the CCTV footage. Meanwhile, Malliga was also allowed to vote after careful consideration. Similar complaints have also been filed from the company’s limit.

Meanwhile, in Tiruppur, voting was temporarily halted due to a protest as a local official allegedly asked a Muslim voter to remove her hijab during the vote in Dharapuram. Sources said she was told to remove it to confirm her identity, which led to an argument as the women who arrived earlier were not asked to remove their hijab.

Newcastle in 1977: From an American President to Muhammad Ali in 10 photos


Our 10 striking photographs from the ChronicleLive archive recall some of what was happening around Newcastle 45 years ago

There were high profile visitors to Newcastle in 1977.

In July, Her Majesty the Queen and boxing legend Muhammad Ali only missed each other for a few days.

The Queen was in the middle of her Silver Jubilee tour of the UK, while world heavyweight champion Ali remarkably accepted an invitation to come to Tyneside to help raise money for a local boxing club.

READ MORE: Celebrating Newcastle’s Theater Royal at 185

Thousands turned out to give both an enthusiastic reception.

And two months earlier, in May, newly installed US President Jimmy Carter handed him the red carpet when he stepped off his plane, Air Force One, at Newcastle International Airport.

Carter’s wife, Rosalynn, had started the Friendship Force to build bridges between the United States and the rest of the world.

One of the first cities to get involved was Newcastle, and exchanges involving 762 travelers were to take place with Atlanta.

Those involved would stay in each other’s homes, experience each other’s work, and learn about life in a foreign country.

The Carters were eager to see the North East of England for themselves.

The Chronicle reports: “They filled the airport. They filled the streets. They filled the area outside the Civic Center and opened their arms to him. And he loved it. A big smile spread across his face at the airport as he was greeted by crowds waving both the Union Jack and the Stars and Stripes.

Our photograph of the President stepping out of his plane at Newcastle Airport is one of 10 we have chosen from the archives that recalls some of what was happening in the city in 1977.

Meanwhile, in the news 45 years ago, the first Apple computer went on sale in the United States; British firefighters went on strike to pay; and at his Graceland home in Memphis, Tennessee, Elvis Presley died at the premature age of 42.

Ironically, the death of “The King” led to a surge in record sales, which provided plenty of work for RCA’s Washington, Tyne and Wear factory.

In cinemas, in 1977, blockbuster films included The Spy Who Loved Me, Star Wars, The Deep, Smokey And The Bandit and Capricorn One.

On the UK pop charts, number one singles included Mull of Kintyre by Wings, I Feel Love by Donna Summer and Knowing Me Knowing You by Abba.

And on TV there were debuts for Citizen Smith, Robin’s Nest and The Paper Lads, which was set in Tyneside and featured the adventures of a group of youngsters on their daily rounds.

Discover our 10 photographs taken in Newcastle in 1977.

For more Chronicle nostalgia, including archival footage and local history stories, click here to sign up for our free newsletter.

Hijab not essential part of Islam, says government


Bangalore- The Karnataka government argued before the High Court on Friday that the hijab is not a core religious practice of Islam and preventing its use does not violate Article 25 of India’s Constitution, which guarantees religious freedom.

“We have taken a position that wearing the hijab is not an essential religious part of Islam,” Karnataka Attorney General Prabhuling Navadgi told the full High Court including Justice Ritu Raj Awasthi, Justice JM Khazi and Justice Krishna M Dixit.

The AG also dismissed the accusation of some Muslim girls, who challenged the February 5 Karnataka government order banning female students from wearing hijab or saffron headscarves, saying it violated Article 25 of the Constitution.

Article 25 gives freedom of conscience and freedom of profession, practice and propagation of religion to the citizens of India.

The government order also does not violate Article 19(1)(a) of the Constitution, Navadgi argued. Article 19(1)(a) guarantees all its citizens the right to freedom of speech and expression.

The attorney general also argued that the state government‘s Feb. 5 order was within the law and there was nothing to object to.

The High Court, in its interim order pending consideration of all hijab row related petitions, last week banned all pupils from wearing saffron shawls, scarves, the hijab and any religious flag in the classroom.

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Bella Hadid urges people and countries to end discrimination against Muslim women


DUBAI: After the COVID-19 pandemic triggered a nearly two-year closure, the Arab American National Museum in Dearborn, Michigan, has finally reopened to visitors. As with many cultural institutions around the world, it has been an extremely difficult time due to layoffs, closures and general uncertainty, and – recently – bad weather in the United States has also exacerbated the challenges. .

So there’s a distinct sense of relief at the museum now that they’re getting things back up and running. Technological upgrades have been installed and the museum currently hosts two temporary art exhibits.

“There is a certain excitement about reopening and bringing people back into the museum and bringing it back to life physically. It’s been a long time but in some ways it feels very fast,” museum director Diana Abouali told Arab News on the day of the reopening.

Founded in 2005, AANM bills itself as America’s first and only museum dedicated to telling the stories of Arab-American history and culture. Its location is apt; Dearborn is home to the largest Arab community in the United States – about 40% of the city’s population is of Lebanese, Syrian, Yemeni, Iraqi or Palestinian descent.

It took a defining event of violence on American soil to galvanize efforts to establish the museum, which has a vital educational mandate.

“The impact of 9/11 on the Arab and Muslim community made it clear that there needed to be an institution that presents a more authoritative account of who Arab Americans were in their own words, that counters stereotypes and dispels misconceptions. false,” explained Abouali, who was appointed in 2019. “It really is a museum about Arab Americans, by Arab Americans, for everyone.”

Two decades after 9/11, Abouali, who is originally from Palestine, says there has been a noticeable shift in how Arabs in America view themselves, as well as a noticeable level of interest in the diverse backgrounds of their community.

“I think Arab Americans have gained confidence in themselves,” she said. “This young generation is very aware of its Arab identity. They are resolutely Arab.

But that has not always been the case in Abouali’s experience. A former academic, who grew up in Kuwait and Canada and was educated in the United States, she recalls a time when Arab history was censored in her school, as well as tensions in the late 1980s and early 1990s during the first Intifada.

“When I was in college, I remember we had an international day and I couldn’t fly a Palestinian flag. It doesn’t happen anymore,” she said.

Featuring a courtyard, fountain and themed spaces, AANM’s interior pays homage to the design and architectural aesthetics of the Middle East and North Africa. Through its galleries, the museum details the varied contributions of Arabs to humanity and the phases of Arab immigration: the challenges of coming to America, the challenges of establishing a life there, and the impact of Arab Americans in the public and private spheres.

It tells the stories of peddlers, entrepreneurs, scholars, military men and women, artists and entertainers. Some important but relatively unknown names are highlighted. Take Ruth Joyce Essad, a fashion designer born in 1908, for example. She became one of Detroit’s first seamstresses, dressing socialites and singers, including big band singer Dinah Shore. Another interesting figure is Syrian entrepreneur Leon B. Holwey, who claims to have co-invented the ice cream cone in the early 1900s.

Arab-American women. (Provided)

The museum also has a rich archive of images and objects of historical significance, donated by the public. On view is the vintage typewriter of Helen Thomas, the legendary Lebanese-American journalist, who attended White House press conferences for presidencies from John F. Kennedy to Barack Obama. A 1964 press release written by civil rights activist Malcolm X that documents his visit to Saudi Arabia also belongs to the museum. And there are other items that would have belonged to the average Arab-American citizen, from beaded shoes worn by an immigrant originally barred from entering the United States to a pill bottle containing sand from the land of a Palestinian village.

The setting of the museum feels familiar, like a home to many. “Some people, who might be third or fourth generation Arabs, come to the museum and find a picture of someone close to them,” Abouali said. “A lot of people see themselves in our exhibits and feel validated.”

Diana Abouali is the director of the AANM. (Provided)

Nationally, the profile of Arab Americans was raised last year by President Joe Biden, who made history by instituting National Arab American Heritage Month, which will take place in April of each year.

“The Arab-American community is essential to the fabric of our nation,” he wrote in a congratulatory letter.

Such a step is, naturally, welcomed by Abouali and his colleagues at the museum.

“I think it’s important because it’s an acknowledgment that this community exists and is there,” she said. “It’s a segment of society that contributes. We must appreciate the culture and heritage that the Arabs bring with them.

Incorrect to “manipulate” children in the conversion line


YOUR SAYS | “What was the Mufti of Perlis thinking with his stunt?

Mom asks the authorities to prove that she consented to the conversion of the children

Bobby O: How can children below their natural age of intelligence understand consent to change religion?

How can Mufti of Perlis Mohd Asri Zainul Abidin resort to such activity in trying to “bribe” young children (14-year-old twins and 10-year-old boy) to change their beliefs?

They are to be returned to their mother, Loh Siew Hong, and when they reach the age of a consenting adult, only then should the question be put to them.

Even God will not approve of such an act. He had created humans to think freely and give them the ability to decide for themselves.

The mufti should have known not to handle young children.

Dr. Raman Letchumanan: The children were held “captives” or “protected” by the authorities from anyone, not even the mother, who has custody, who could visit them without permission.

Suddenly a man shows up, brings food, asks the children questions they are not able to understand, apparently forcing them to answer in front of a video camera (I don’t know if the answer was forced) , and broadcast it to the public.

No decent human being would do such a despicable act towards children. If he is man enough, he would have done so in public in the presence of other people and would also have given the same opportunity to the mother who is denied to meet, hug, feed or talk to the children.

Malaysia could then answer for it before the United Nations Human Rights Council. In the meantime, let honest human beings judge this act.

Hrmph: What is the point of the Mufti of Perlis asking the children if they were forced to become Muslims? Are the children old enough to know what religion they wish to profess?

Children can’t convert without their parents’ consent, so asking them and posting the video online is more than inadmissible.

Would these Muslims be okay with the same thing being done to their children in another country, such as converting to Christianity without their consent?

Except that this kind of nonsense does not impose anywhere else in the world. Only in Malaysia and some other Muslim countries.

Once converted, voluntarily or by subterfuge, one cannot reconvert without being expelled from the country.

Even when these people don’t have faith. If such a Muslim professes that God is Almighty, these conversions do him no service. He sees what is in our hearts.

Nour M: Many here disparage Asri, so be it. I’m not here to defend him.

But when the father is in prison and the mother asks for her children of whom she has custody, it suffices to hand them over to her.

If religious departments are so worried about their akidahdon’t worry, Almighty God knows how to protect His servants.

The mufti, on the other hand, could have said what was presented to him, we were not there to verify the truth of the case.

Give him the benefit of the doubt, most of the time he talks common sense and is reasonable. If he was wrong this time, please forgive him. He is human, like us, after all.

The problem isn’t religion, it’s the law. It’s the dual system we have in place.

The Islam that I know and understand is fair and just. Children are born non-Muslims, let them be so until they are of age and can decide otherwise.

Free thinker: The mufti’s intention was perhaps noble, but at the same time foolish.

How can a child give his consent, let alone decide whether he wants to remain a Muslim or not? I doubt they even know the implication of being a Muslim as the option to leave the religion later is non-existent.

The Federal Court had rendered the judgment and any party that continues to interpret the law on its own whims is akin to contempt. Indeed, the Attorney General should immediately take steps to clear up this matter.

Pudding proof still eating: It is difficult to understand Asri’s actions as they are not befitting a religious preacher. If the religion preaches compassion, then the preacher should show the most compassion, especially to a single mother from an abusive relationship.

The closed-door interrogation of two children and the claim that he would ensure they remained Muslim smacks of “shiok sendiri” arrogance. The Islamic NGO and the Perlis Welfare Department which allowed Asri access to the children while refusing the mother are also complicit.

PurpleRabbit4431: We always know that when a person is under the age of 18, any legal decision of that person should be decided by the parents until the person has reached the age of 18, when he can decide for himself- same.

Why can’t the religious authority understand this?

New day: It is not the mufti’s job to ask minors whether they want to remain Muslims or not. They have gone through many traumas over the past three years, being illegally taken from their mother.

It is clear that the legal guardian/mother never consented to their conversion. It disgusts me that fanatics seem to have more power than our secular law has determined in this case.

IndigoKite6964: Lawyers for the mother, Loh Siew Hong, are expected to file a contempt of court suit against the mufti.

The two eldest, aged 14, are still considered minors. This is why they need parental consent as they are not legally bound by any decision they make.

What the mufti did is disgusting, asking the children if they want to remain Muslims without their sole guardian knowing. Doesn’t he have better things to do than meddle in this affair?

How not to be Islamophobic when these things happen?

Donkey head : Asri should let the law take its course. Do not meddle where you are not needed.

A mufti who interrogates children means nothing in the eyes of the law. They are not of legal age to make this decision. Doesn’t he know the law?

Quo Vadis Malaysia: I am a parent. I am beyond heartbroken. I can completely understand the feeling of helplessness, despair, total frustration, even anger in the face of the situation.

I’m even crying while writing this. No parent should ever be separated from their child as the authorities have done in this case.

What justice and what laws are set forth here? Where is the humanity and the compassion?

The above is a selection of comments posted by Malaysiakini subscribers. Only paid subscribers can post comments. Over the past year, Malaysians have posted over 100,000 comments. Join the Malaysiakini community and help set the news agenda. Subscribe now.

These comments are compiled to reflect the opinions of Malaysiakini subscribers on matters of public concern. Malaysiakini does not intend to represent these views as fact.

Ypsilanti officials release details of fatal accident minutes after police stopped traffic


YPSILANTI, MI – Six days after a fatal crash that claimed the life of a Ypsilanti woman and amid speculation it was a “high-speed chase” with police, officials have for the first once published the details of the incident.

Ypsilanti Town Manager Frances McMullan described the sequence of events and shared a police report, providing information usually disclosed by law enforcement. Police officials declined to share details of the case.

Ypsilanti woman killed in accident involving ‘police situation’, but officials lack details

The Friday, Feb. 11 crash occurred minutes after Ypsilanti police officers pulled over a white Jeep Grand Cherokee in an East Michigan Avenue parking lot for failing to use a turn signal, the report said.

The driver of the Jeep, Cushmeer Muhammad, fled from police after an officer got out of his patrol car. Muhammad reached speeds of over 90 mph east on Michigan Avenue before colliding with another car about a mile away in Ypsilanti Township, near a KeyBank branch, the report said. .

The accident killed the driver of the other vehicle, Elisabeth Jeannine Messer, 62, from Ypsilanti.

Officers activated their sirens and attempted to overtake the vehicle, traveling at 80 km/h, but lost sight of it before the accident, according to the report.

“It wasn’t like a chase. (Muhammad) had already come out of the dodge and crashed,” McMullan said.

It was later revealed that the Jeep was stolen in Detroit and Muhammad was ordered to report the previous violations to the jail, according to McMullan.

The city manager said she planned to view dashcam footage of the incident on Thursday ‘to clear my mind’, but the account described in the report adds to the distance between the traffic stop and accident.

Ypsilanti Police Chief Tony DeGiusti has previously disputed claims that the crash involved Ypsilanti police officers.

“There was a fatal accident that is being investigated by the sheriff’s office,” DeGiusti said on Tuesday, February 15. “No YPD officer was involved in an accident of any kind.”

The department did not release a statement or alert the public to the crash, and DeGiusti declined Tuesday to provide further details.

McMullan said she respects law enforcement’s desire to protect sensitive information that could compromise an investigation, but also said she is committed to addressing the fact that little or no information is shared. by the city police department.

“I will definitely try to make this change because it’s not a good perception, it looks like you’re hiding something,” McMullan said.

The city manager offered his condolences to the family of the accident victim.

The getaway driver, Muhammad, was arraigned Wednesday, February 16, from the Washtenaw County Jail on six counts related to the crash.

Muhammad, 37, is charged with one count each of first degree flight from an officer, driving a vehicle without a license causing death, vehicle theft, carrying a concealed weapon, felon in possession of a a Gun and Criminal in Possession of Ammunition, Court Records Display.

Citing significant danger to the public, Magistrate Judge Elisha Fink set his bail at $1 million.

“(Muhammad) was at the time of this offense a federal probation escapee,” Washtenaw County Assistant District Attorney Fawn Armstrong said at the arraignment. “He was ordered to go to jail and didn’t. He admitted to driving over 80 miles an hour in an attempt to flee YPD and when he was arrested the officer found a pint of alcohol in his vehicle and a loaded gun.

Muhammad was due to report to federal custody for trafficking cocaine, according to federal court records.

He was also on probation for a break and enter charge out of Wayne County at the time of the accident and had a pending flight charge from police also out of Ypsilanti from 2019 which is still pending before Washtenaw County Trial Court before Judge Patrick Conlin Jr., court records show.

He is scheduled for a probable cause conference on February 24.

Muhammad has a criminal record primarily containing drug possession and distribution charges, as well as a charge of home invasion and domestic violence which was later dismissed, records show.

For more news on the Ypsilanti region, Click here.

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Who will lead the Islamic State now?


The leader of the Islamic State was a relative unknown

Our research explains why these questions are critical when assessing the impact on a terrorist group following the death of its leader. Our next book studying the types of terrorist leadership, “Terror in Transition: Leadership and Succession in Terrorist Organizationssuggests that al-Qurayshi meets the criteria of a “figurehead,” a type of silent leader who has not actively led the Islamic State.

Al Qurayshi became the leader of the Islamic State in 2019 as a relative stranger. He operated underground, apparently out of fear of the kind of counterterrorism action that killed al-Baghdadi, his predecessor.

Open-source information to date suggests that al-Qurayshi did not direct his organization’s tactics, means of gathering resources, or mission. It was largely an absent leader who relied on others to lead the group.

According to our research, this type of leader is not well placed to rejuvenate a struggling organization, such as the group al-Qurayshi inherited – but al-Qurayshi’s death could now create an opening for a more active successor. So, even though his death may have caused a serious blow to the Islamic State, as US officials claim, a more dynamic leader may soon emerge to fill this gap.

We have identified 5 types of leaders

To develop our typology of leaders, we have examined 33 religiously-related terrorist organizations that have experienced at least one leadership change. We have identified five types of leaders, based not on personality traits, but on the direction a leader takes in the organization relative to the foundations laid by the founding leaders. Do successors undertake change or continuity? Are they actively involved in determining the group’s next steps?

One of the most common types, what we call “the keeper”, maintains the path set by the founder of the group and does not make significant changes. The current leader of Al-Qaeda, Ayman al-Zawahiri, is an example of this: since 2011, he has carried on the legacy of Ben Laden.

Another common type, “the fixer”, is a leader who makes significant adjustments to a group’s tactics or the way it acquires and manages resources. Interestingly, as the leader of the Egyptian Islamic Jihad in the 1990s, Zawahiri operated in fixer mode after succeeding a leader, suggesting that an individual can pursue different types of leadership.

A third type of leader, “a visionary,” is someone who makes major changes to their group’s tactics and mission. This type of leader may have the most potential to rejuvenate a fledgling organization by infusing it with both a new framework and new tactics, but may also introduce divisions. Al-Qurayshi’s predecessor, al-Baghdadi, was that type of leader. He declared the creation of a new caliphate, naming himself religious leader and political leader, and transformed the organization into a pseudo-government.

A fourth, less common type of leader, “a signaller”, makes significant changes to the group’s mission but leaves its tactics and approach to resource acquisition largely unchanged. The previous iteration of the Islamic State, the Islamic State of Iraq, had this type of leader in both Abu Hamza al-Muhajer and Abu Umar al-Baghdadi. They transitioned the group from al-Qaeda in Iraq to the Islamic State of Iraq, a change in the way the group presented its mission, although it is not yet functioning as the state it declared himself to be.

What do we know about “figureheads”?

Figureheads like al-Qurayshi are quite rare, according to our study. Most leaders of religious terrorist organizations take a more active role in managing tactics, resources, and/or the mission. Of course, analysts know little about him compared to other rulers – so why do we categorize al-Qurayshi as a figurehead? On the one hand, the group moved to downplay his leader even before Abu Bakr al-Baghdadi’s death, Qurayshi therefore inherited a group with less emphasis on his role.

Considering his religious formation and his experience of Islamic State judge overseeing its courts, it is interesting to note that Qurayshi did not play a greater role in determining the direction of the Islamic State. He was the only Islamic State leader not to issue a video or voice address, for example. This lack of communication with his followers meant that he could not play a meaningful role in shaping the group’s mission or ideology.

In addition, the Islamic State has grown more decentralized after the collapse of the Caliphate in 2017 under the leadership of al-Baghdadi. Decentralization can help an organization resist counterterrorism pressures, but also hampers a leader’s ability to direct attacks. The Islamic State had already returned to its insurgent roots before Qurayshi took over, so he may not have seen the need to manage operations, especially when increased involvement would entail greater risks to his life.

In other examples of the death of a figurehead, rare as they are, these deaths paved the way for the emergence of more dynamic leaders. The Islamic State has a solid history of these leaders through its evolution from Al-Qaeda in Iraq to the Islamic State of Iraq to the current Islamic State. The big question now is whether Qurayshi’s death can mean that a more dynamic leader is about to emerge, especially as the Islamic State tries to gain momentum across Syria and Iraq.

Crosses and bracelets are not prohibited, why target Muslim girls? HC asked | Latest India News


Discrimination against Muslim girls is purely on the basis of religion, as Hindu girls wearing bangles and Christian girls wearing a cross were not expelled from educational institutions, the petitioners’ lawyer said on Wednesday. challenging the hijab ban in the Karnataka High Court.

Arguing before a three-judge bench, comprising Chief Justice Ritu Raj Awasthi, Justice Krishna S Dixit and Justice JM Khazi, Chief Advocate Ravi Varma Kumar said India’s plurality allows diverse cultures to show their religious beliefs and thus sought to find out why the hijab was only chosen for this “hostile discrimination”.

“A girl wearing a bindi is not sent, a girl wearing a bracelet is not sent. A Christian carrying a cross is not touched. Why only these (Muslim) girls?…Why only hijab? Isn’t it because of their religion? Discrimination against Muslim girls is based solely on their religion, and therefore hostile discrimination, which violates Article 15 of the constitution,” Kumar said as quoted by LiveLaw.

Counsel for the petitioners further pointed out that even Sikhs are allowed to wear a turban in the armed forces. “My argument is that if people wearing turbans can be in the army, why shouldn’t someone wearing a religious symbol be allowed to attend classes? It should be noted that Muslim girls are the least represented in classrooms. If they are excluded under this pretext, it will be very draconian,” he said.

Kumar said no other religious symbols were considered in the disputed government order. There are no provisions under the Karnataka Education Act or rules prohibiting the wearing of hijab, he added.

Judge Dixit however said: “Even if a person belonging to another community, a lady belonging to another community, suffers from alopecia, and to minimize the ugliness, she wears the headgear and comes to school. It will not be allowed.

The court said that the fact that these are not mentioned in the law does not necessarily mean that it could be allowed. It is true that it does not say that the hijab should be allowed or prohibited, but it should be argued independently, he said.

The lawyer then stated that the purpose of education is to promote plurality and not uniformity or homogeneity.

Students at Government Girl’s Pre-University College began protesting on January 13, nearly two weeks after college authorities issued an order banning the wearing of hijabs in classrooms.

The students approached the Karnataka High Court on January 29, but a row had already erupted in the southern state and several other parts of the country.

The petitioners objected to a February 4 government order that states schools and colleges will continue the prescribed practice as it was in effect at the start of the school year. That is, if a school or college allowed hijab, the practice would continue, leading to confusion and contention among petitioners.

As protests for and against hijab escalated in different parts of Karnataka and turned violent in some places, the government had declared a public holiday for all high schools and colleges in the state for three days, starting from February 9. , and it was later extended to February 16 for colleges.

The high court in its order last Thursday said no religious dress will be allowed until a final verdict is delivered in the case.

Black History Month: Progress of Blacks in America is just an illusion | Opinion


By Bashir Muhammad Ptah Akinyele

White supremacy has existed since the founding of America and as a result black people suffer in warped systems of racial discrimination.

Blacks form a permanent underclass, favored by the American legal system which has established laws to protect racial mistreatment of black people.

As a result of this racist American legal system, people of African descent could not live like their white counterparts. Black people have been legally controlled, belittled and prevented from advancing in the United States

In the 1950s, black people began to struggle against racism and segregation, and during this period, the The civil rights movement flourished.

African Americans formed coalitions and alliances with other groups and challenged both political parties to change racist laws that legally reduced black people to the lowest levels of American society. And following years of mass rallies led by black leaders, the African-American community won important civil rights and voting rights protections.

In 1966 the The Black Power movement emerged. This form of black liberation helped African Americans develop a high level of Black Cultural Pride while holding racism and white supremacy accountable to social justice.

Bashir Muhammad Ptah Akinyele teaches history and African studies in Newark Public Schools. He says that over the years the interests of the African-American community have been pushed aside in the United States by the Republican and Democratic parties.Ande Richards | NJ Advance Media for NJ.com

Blacks have made tremendous strides through American civil rights and Black Power Movements. By the 1970s, African Americans were more visible in all sectors of society. There were more mayors, council members, judges, congressmen, businesses, educational opportunities, athletes, and TV shows featuring black characters.

When these new social changes began to take shape in the United States, many people – black and white – believed that African Americans were heading towards equality.

African-American concerns are sidelined by the Republican and Democratic parties.

Incarceration rates have skyrocketed, and a disproportionate number of blacks began to be locked into the penal system compared to whites. Police violence against black people has increased.

Good paying, well-paying jobs have dried up in and around black neighborhoods. Poverty and unemployment have increased dramatically. Blacks began to live below depressive levels of poverty. Black wealth never became equal to white wealth.

Drug addiction has increased in the African-American community, and drug addiction has become a crime. Senseless violence has increased and black people have become the group with the most homicide victims in America.

Black progress has lagged further and further behind white and even other non-black cultures in America.

In Newark, this infernal spiral was triggered in a 1967 rebellion.

In this context, the sons and daughters of the civil rights and black power movements are calling for a new black agenda. Fifty years ago, the Black National Political Convention (NBPC) was held in Gary, Indiana, under the leadership of the late black power leader, Imamu Amiri Baraka.

That same year, Amiri Baraka successfully helped elect Ken Gibson as the city’s first African-American mayor right after black people rose up to fight decades of racial oppression in the form of the Newark Rebellion in 1967.

The organizers of this year’s NBPC are Newark Mayor Ras J. Baraka, Jackson, Mississippi Mayor Chockwe Lumumba, and the late legendary jazz and R&B producer James Mtume. Find information here on the upcoming 2022 Black National Political Convention in Newark.

Black progress is stagnant; change must now come to the African American community because America is still unequal.

Bashir Muhammad Ptah Akinyele is a high school history and African studies teacher at Newark Public Schools. He is also co-coordinator of Association for the Study of Classical African Civilizations study group chapter in Newark and organizer of the National Black Political Convention.

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PBS show ‘The Great Muslim American Road Trip’ will explore Islam in the United States


“It’s a deep passion for us; it is our faith and our practice,” Haydar said. “And it really felt like this epic quest to learn and find the clues and put them together.”

The couple have garnered wide attention for their “Ask a Muslim” project, following the terrorist attacks in Paris and San Bernardino in 2015. Outside a library in Cambridge Mass., they put up signs inviting passers-by to “talk to a Muslim” and ask them questions over donuts and free coffee. Haydar’s Song “Hijabi (Wrap My Hijab)” was also named one of the best protest songs of 2017 by Billboard.

By The Way spoke to the Michigan-based couple about their show’s goals, how the trip informed their feelings about identity and assimilation, and how they handled the long journey.

Q: How did the idea for the show come about?

mona: It was an interesting call we got asking if we were interested in doing a road trip across the country, and we kind of jumped at the chance. Having been in a relationship for almost a decade and parents for almost eight of those years, this was an exciting opportunity for us to explore a bit of Route 66 and also our own relationship.

Q: What did you learn about the American Muslim experience along the way?

Sebastian: I feel like from start to finish, it was really mind-blowing and open for us.

mona: Our son listens to audio books, and he likes those on mysteries and solving the mystery. And it actually felt that way for a while for me, where we were on this epic quest to uncover hidden secrets. We are both very educated people, and we were not informed at all on this particular subject.

Q: What do you hope viewers take away from the series?

mona: I hope people will laugh at us. We’re very nice and we have our little inside jokes, and I hope people will feel informed because I think we’re funny and I think we have a fun rapport and jokes. I hope that’s what people take away, to feel a human connection at a time when so many of us have been isolated for so long.

Sebastian: We really wanted to use this trip as a lens for something bigger. I hope people can somehow see this story through us, [with] we like this lens or this magnifying glass or this thinking booth, to tell the story of a group of people who have been largely ignored or maligned. I’m not just talking about celebrities like Malcolm X and Muhammad Ali, who deserve all the research and stories and movies they can get, but people who run restaurants, people who rebuild mosques, people who are …

mona: Physicians and serving their communities.

Sebastian: Yeah, just humbly. And they will never become famous, but their story deserves to be told like any ordinary hero story. It was a real privilege to meet these people and give them even a small platform to share their story. And also the history of Islam in a part of America where you don’t associate – you don’t associate that part of the country with great diversity, religious diversity, and you certainly don’t think about the Islam when you think of Missouri and Oklahoma and New Mexico and Nevada. And so, saying like, “Yeah, it’s an amazing country, and there are these rich stories if we peel off the surface, if we dust off the glass a bit and look.”

Q: How has the show influenced your feelings about identity?

Sebastian: When you travel, you’re in this very vulnerable position, and you’re kind of naked in the world. You don’t know where to eat. You don’t know where to go to the bathroom…and you’re kind of at the mercy of the people around you. People like to host and show [other] the people of their town. When someone is in need, you have that moment where you can kind of be the Good Samaritan. I experienced that a lot with people, and it was very humiliating. Being guests in other people’s mosques and restaurants and really being immersed in these intimate stories was a privilege, just to feel held and safe and for people to open up to us and have that exchange.

mona: In the Islamic conceptualization of life, having this human experience, we are called travelers. From the moment of birth to the moment of death, you’re just traveling in this life, and the idea is that you don’t take too much. You are not carrying your luggage. You don’t accumulate stuff just to accumulate stuff, but it’s actually about accumulating knowledge and meaning and infusing yourself with meaning and intention and care – you know, that focus inner love and that kind of fine-tuning of consciousness. [On a trip like this] you don’t know where you’re going to sleep the next day. Will the hotel meet your needs? Are you going to have enough food that you can eat? Sebastian is a vegetarian. He often struggled to find good sources of protein along the way. It really connected me to a kind of consciousness identity, to be in this world and to know that we don’t know what tomorrow will bring.

“Yeah, it’s an amazing country, and there are these rich stories if we peel back the surface, if we dust off the glass a bit and look.”

— Sebastien Robins

Q: What did that mean for you as a couple?

Sebastian: It was like a second honeymoon for us. It was the first time we were truly alone since our first son was born eight years ago, and on top of this covid and homeschooling two kids and quarantine and all that. We ended up at the place [in New Mexico] where we met on our anniversary, and it was just by chance. And it was really beautiful and we got to talk a bit about how and where we met.

But I think the deeper answer to that question is that when we go out into the world, we experience the same thing very differently because of how we look, and because of how people perceive us, and because of how how people behave towards us. I am a man. I am white. You don’t think of Islam when you look at me, you don’t think of Islam when you hear my name. So I get a lot of free passes. I have many privileges. So we had a lot of time to debrief these meetings. I have the impression that our relationship is sometimes tinged with it.

mona: This has always been a theme in our relationship. You know, it’s a fusion of cultures, a fusion of identities and a process of deep learning and deep learning in our marriage. And I feel like this investigation is so beautiful to me because we constantly challenge each other to be more open, to be kinder, to ask more vulnerable questions, to be more authentic with each other, and to not don’t be afraid of what might happen by asking these questions. There are definitely parts of the journey where people are likely to see this friction. We don’t claim to have a perfect relationship, and that’s part of the reason we’ve made it 10 years and hope to make it another 30. We’re working on ourselves. So this trip was a bit like a magnifying glass.

Q: How was the trip itself? It’s a long drive.

mona: I have ulcerative colitis. So being in the car, I wouldn’t call that my favorite thing. It’s not funny. But we did well. [We filmed in] a truly amazing time during the pandemic where the numbers were super, super, super low and low. So driving across the country, not being afraid of people, knowing the numbers were very cold, and feeling very safe, I know my body was pretty comfortable the majority of the ride, the majority of the stops.

Sebastian: We also crossed the country several times with our children. So to do it without a little kid or two in the back seat was kind of like, “That’s awesome.” Like, “It’s a vacation.” We listened to a lot of music. We argued about a lot of music and stuff. Ate a lot of horrible food. Ate lots of good food in unexpected places.

The Islamic community wants BPS to add two Muslim holidays to the school calendar | Local News


Eid-ul-Fitr is the day following the end of the month of Ramadan, which Muslims observe each year to acknowledge Allah’s revelation of the Quran to the Prophet Muhammad. This year, Eid-ul-Fitr in the United States begins on the evening of May 2 and ends on the evening of May 3.

Eid-ul-Adha marks the end of the Hajj pilgrimage to Mecca in Saudi Arabia. Eid-ul-Adha this year begins at sunset on July 9 and ends in the evening of July 10.

The large number of Muslims moving to Buffalo from New York prompted the proposal to add both Muslim holidays to the school calendar, said Abul Hoque, an intern in Bollman’s office who also works at the Buffalo Islamic Cultural Center.

New York City Public Schools added both Muslim holidays to their holiday calendar in 2016.

Students in cities in Michigan and New Jersey also have days off, and Islamic newcomers to Buffalo wonder why the same thing isn’t happening in Buffalo, Hoque said.

“So we said, ‘Why don’t we let it go since a lot of people are asking?’ “The city of Buffalo is the second largest city in the state. Why not move on? Let’s see. Let’s try.”

The proposal would not require approval from the New York State Department of Education. The school board has the authority to develop a schedule, but it must meet state requirements for days and hours of instruction in a year. There are also limitations on the number of holidays the district can include due to contract restrictions with the Buffalo Teachers Federation.

Galvez to visit Zamboanga and Basilan to urge Muslims to get vaccinated


Secretary Carlito Galvez Jr. attends a meeting with President Rodrigo Duterte and key members of the Inter-Agency Task Force on Emerging Infectious Diseases (IATF-EID) on Sept. 2, 2021, at the Arcadia Active Lifestyle Center in Matina, Davao City. (File photo by ARMAN BAYLON / Presidential Photographers Division)

MANILA, Philippines — Secretary Carlito Galvez Jr., the National Vaccine Officer, is due to travel to Zamboanga and Basilan where he will try to convince the Muslim community to get vaccinated against COVID-19.

Galvez made the announcement during the weekly taped “Speak to the People” briefing with President Rodrigo Duterte that aired Monday night.

As he pointed out to Duterte, the lowest vaccination rate recorded on Tuesday is in Bangsamoro Autonomous Region in Muslim Mindanao (BARMM) where only 1.7 million doses of COVID-19 vaccines have so far been administered.

“Tomorrow, Mr. President, with your advice, I will go to Zamboanga where the children will be vaccinated,” Galvez said, speaking in Filipino. “And I will also go to Basilan so that we can encourage our Muslim brothers to get vaccinated.”

” The hesitation [to get vaccinated there] is so strong. So what will we do, with the directive of [Health Secretary Francisco Duque III] and the national working group [Against COVID-19]will we go to Zamboanga and Basilan areas,” he added.

Duterte said earlier that Muslim communities in Mindanao were resisting vaccination against COVID-19.

“I think in the Muslim community here in the Philippines, it seems like most of them believe it’s not allowed by their – I don’t know – is that religion? I might be wrong, but it could be that or something else in their culture,” Duterte said, speaking in a mix of English and Filipino.


Duterte says Muslim communities in Mindanao are resisting vaccination


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“Some arranged marriages don’t work, but most are very happy”


A COUPLE, whose very first date involved exchanging vows, gave insight into how an arranged marriage works, after 11 years of marital bliss.

Sonia Haroon and Muhammad Haroon Younus, who both work in the health sector and have three children, said it was “blind trust” that brought them together.

They reflected on their experiences as they prepare to celebrate another Valentine’s Day together.

The couple, who live in Wilton, revealed their romance is often surprised by those unfamiliar with arranged marriages. However, Sonia explained that arriving in Ireland while pregnant with her first child was just as much a culture shock.

“I remember the doctor asking us if we were going to get married,” she said.

“I was shocked at the time. I couldn’t believe I was being asked such a question because, in my mind, everyone had to be married before having a child. Of course, I understand now that’s not the case but at the time I was very surprised.

Originally from Pakistan, Muhammad Haroon recalled how they first met.

“I first moved to Ireland in 2004 and had never heard of Sonia before. Every year and a half I would come home for the holidays,” he said.

“My parents met friends for a year and a half. Our culture is that if a family is looking for a partner for their child, they will do it themselves or ask a relative to help them. In 2009, I was starting to have suspicions because my father kept asking me when I was coming home. They asked me if I could go home for four weeks this time instead of three and I agreed.

Muhammad Haroon did not realize that they were planning to introduce him to his future wife.

“When I was at home, they asked me if I wanted to come and meet some new friends of theirs. When I came home after meeting the family, they asked me what I thought of their friends. I said that I found them very nice. They then asked me what I thought of Sonia.

Muhammad Haroon finally achieved what his parents planned.

“As Muslims, we believe that couples do not meet but are made in heaven. In terms of ratios, arranged marriages do better than love marriages. Of course, like any couple, there are arranged marriages that don’t work out because the personalities are so different, but most are very happy.

Sonia said people are often surprised by their unconventional love story.

“When I tell this story to my friends, they ask me: ‘How is this possible?’

“However, I always knew that I would get married the same way as other members of my family. My parents asked me if I was ok with it. They wanted to make sure that I would be happy in first. I was happy to trust them. As a 19-year-old girl, I was very young. I might have made a lot of mistakes without their advice. They were the ones who had the experience of the world .

The endoscopy technician said he was happy to have Sonia as his first and only love.

“When I tell people I’ve never had a girlfriend, they don’t believe me,” he said.

He remembers their first date.

“We went for a walk on the beach and had dinner. When we got in the car, one of the first things she did was turn off the air conditioning. She was shaking. I explained that it was very cold in Ireland and I was not used to the heat.

“Every couple has arguments. It is one of the spices of life and without the spice you have no flavor.

UN group calls for return of sick woman who joined Islamic State


Kimberly Polman, now 49, traveled to Syria in 2015 at the behest of her future husband, whom she had met online. She has since repudiated the Islamic State

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A woman who jumped on a plane in Vancouver to join the Islamic State in 2015 should be allowed to return to Canada because she is now seriously ill, according to United Nations human rights experts.


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Kimberly Polman, now 49, traveled to Syria that year at the request of her future husband, whom she had met online.

A dual Canadian-American citizen, she told The New York Times in 2016 that she had repudiated the militant Islamic movement and wanted to return home. His appeals to US authorities were denied.

According to the UN, Polman is being held in a camp in northeast Syria “in conditions reaching the threshold of torture, cruel, inhuman and degrading treatment”. He said in a statement that she was arrested in March 2019 and is still being held without charge.

“Victims or potential victims of trafficking should not be placed in situations that expose them to multiple forms of abuse,” the UN group of special rapporteurs said. “The failure of their home state to protect individuals in such situations perpetuates and contributes to further victimization of those who have already experienced violence and trauma.”


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Born in Hamilton, Polman had an American mother and a Canadian father and was raised as a Reform Mennonite. She converted to Islam and worked in an Islamic school before flying to Istanbul from Vancouver airport using a US passport.

She told her family that she was traveling to Austria for two weeks, but was actually meeting her online connection and future husband to be smuggled into an Islamic State camp in Syria.

Now the UN says she has “life-threatening” health conditions. A recent examination carried out by Doctors Without Borders showed that she suffered from hepatitis and kidney problems, untreated Hashimoto’s disease (an autoimmune disease), bone and muscle problems, post stress disorder -traumatic and “serious mental health problems”.


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The conditions are exacerbated by a hunger strike that caused Polman to lose half his body weight, according to the UN.

“This place is guaranteed to lose your sanity, your dignity, your humanity one way or another,” Polman wrote last September when she began her hunger strike. “It’s exhausting trying to protect myself all day, all night. I can not stand it anymore.”

She is one of approximately four dozen Canadian men, women and children who have been held in camps and prisons for Islamic State suspects and their families. Thousands of foreigners were arrested after the group’s self-proclaimed caliphate fell in 2019.

While the Canadian government discussed Polman’s fate with the United Nations group, requests for repatriation were denied.


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“The outright refusal of the Canadian authorities to assist her to have urgent access to health care, or at the very least to facilitate the transfer of money from her family so that she can improve her health and his living conditions, is a clear violation of his right to health and could constitute violations of the right to life and the prohibition of cruel and inhuman treatment,” the UN group said.

“Authorities must exercise due diligence and take positive and effective action to protect the life of this extremely ill Canadian national,” the statement read. “Keeping her in detention is a gross violation of her rights, and recent security developments in an extremely volatile region of Syria underscore the urgency of her return home.”

UN Special Rapporteurs are a group of global human rights experts who work on a voluntary basis. They are not United Nations personnel.

— With file from Postmedia News



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In asking whether the hijab is an ‘essential religious practice’, courts skip woods for trees


“[…] Therefore, the government has imposed restraining orders within 200 meters of educational institutions.

This is the Karnataka High Court’s recording of the state’s submissions in its interim order dated February 10 in the case of Udupi Muslim students who approached it to challenge the hijab ban in public schools.

The interim order of the Constitutional Court mainly shows concern about the “situation of public order” that is unfolding.

“The learned general counsel also brought to the attention of the court that there are several counter-agitations involving students who wish to enter the institutions with saffron and blue shawls and other symbolic garments and religious flags,” reports the court.

In this case, his main concern, at least in the interim, seems to be managing the public peace rather than grappling with the constitutional question before him: does the state have the right to ban women from accessing education if they choose to cover their heads or faces?

The state, on the other hand, the natural guardian of “law and order” and “internal security”, having first issued a government decree encouraging the regulation of access to higher education by prescribing uniforms, and then “imposing restraining orders around schools”, exhibited no such pains or anxieties.

So, as often happens in situations where the immediate objective is to force a settlement between unequal aggressors, the interim order treats all parties as equal culprits and insists on equal restraint. The particular roles of stakeholders and the state remain unexplored.

In fact, the Constitutional Court put the question the other way around. To be clear, it is women who are in court challenging the actions of educational institutions and the state government that affect their access to education. The state did not come to the constitutional court to challenge the hijab. Thus, the subject of review should be the state action, on its own merits, which is the subject of the motions for an order. Rather than examining the action of the state when it seeks to regulate access to education, and the totality of the circumstances, when it might be deemed reasonable to do so, judicial and public discourse has makes the choice of women an object of investigation.

Muslim women in hijabs take part in a candlelight march during a protest rally against Karnataka’s ‘hijab’ ban, in Kolkata on February 11, 2022. Credit: PTI Photo/Swapan Mahapatra

The issue of regulating access to education needs to be seen in the context of broader issues around education as a public good. What degree of state control is reasonable in shaping the culture of public education? Should the state intervene to balance the majority tendencies? Should school lunches tend towards vegetarianism? Shouldn’t schools only employ Dalit cooks as a public policy and insist on fraternal meals? Should there be greater stakeholder involvement in promoting a culture of democratic public education, even on issues such as the time frame for returning to school after the long period of COVID-19?

An unimaginative frame

However, this is not the set of questions that this issue is bludgeoned with. The emphasis is curiously placed on the hijab, and the interim order poses the problem in terms of a single constitutional question: is it an “essential religious practice” or not?

This rather unimaginative framing reminds me of the fascinating book by Saba Mahmood The politics of godliness, an ethnographic account of a “movement of piety” of Islamist women in the mosques of Cairo, Egypt. Mahmood writes about the belief among some of the women that in order to become good Muslims (to be able to follow “essential religious practices” in a real sense), one must first “discipline oneself” and become more aware, which They did. by adopting pious practices. Mahmood traces how external action on the body (such as the veil) was meant to cultivate the internal self in such a way that it naturally tended towards religion. She takes the example of a runner preparing for a marathon, who finds ways to discipline his body. Thus, the veil according to some of Mahmood’s subjects was an essential practice towards an essential practice.

Relevantly, Mahmood also examines the agency in such a performance of godliness. It is a very deliberate act of disciplining the outer self, albeit in the service of religion.

Liberal feminism typically locates agency and choice in actions that resist conservative structures and discourses. On the other hand, analyzes of Islamic movements sometimes argue that the resurgence of Islamic forms is an act of action and reflects social protest against the failed modernization projects of postcolonial Muslim regimes. Mahmood’s work attempts to break out of this duality and examine women’s agency in performing everyday and other acts of dress.

She also says that norms are not always “consolidated or subverted, but also executed, inhabited and experienced in various ways”.

While on the one hand, the ethnographic accounts of Muslim societies tell of the same diversity in the experience of faith as with other eclectic religions, as well as the constant individual negotiations with the dictates of religion (Allah does not would he really care if I did that?), as being bound to scripture and therefore less democratic and flexible. An idea that Islam is perhaps more “Semitic” and less “Indian”.

Be that as it may, while the interim order refers to a later, and more in-depth examination, the question of whether wearing the hijab in class is an essential religious practice in Islam (in my experience, even Semitic religions aren’t as specific as this), it also bars seemingly equalized offenders from “wearing shawls, sashes, hijab, religious flags, or the like in the classroom, until further notice.”

Thus, it curiously promotes the wearing of saffron shawls and the carrying of religious flags to “potentially essential religious practices” in Hinduism, and corresponding to the wearing of the hijab.

The parallel of French secularism

It is often said of French secularism that by constituting “secular public spaces”, it seeks to exclude only what is “foreign”, or extreme, while welcoming all the everyday cultural symbols of French Catholicism.

Talal Asad in his work on French secular culture usefully specifies:

“Secularism has many origins, and I find it useful to start the story at the beginning of modern times. At the end of the religious wars of the 16th century, the states of Western Christianity adopted the cuius regio eius religio principle (the religion of the sovereign is the religion of his subjects).[…] I want to suggest that the French secular state today somehow respects the cuius regio eius religio principle, even if it disavows all religious allegiance and governs a largely irreligious society.

Thus, the hijab worn by Muslim immigrant women is considered a religious sign contrary to the secular character of the French Republic, while “religious schools subsidized throughout the country, diocesan associations, special provisions in Alsace-Moselle, religious associations that legally receive donations and hold property, as well as religious gatherings that have the right to perform funeral rituals in public spaces or to march in funeral processions on public roads, all have a political presence -legal in the secular structure of the French Republic.”

Representative image of a Muslim woman wearing a hijab near the Eiffel Tower in Paris, France. Photo: Reuters

Indian secular culture also welcomes everyday markers of religion and caste almost as a default position. However, he is now beginning to disapprove of certain markers that he increasingly perceives as ‘outsider’, or ‘extreme’, and often both, and in conflict with national values.

By way of illustration, while defending the right to wear a headscarf at school in this brief motion, the lawyer gave the example of his own son, who apparently wears a namam in school because he was a Brahman. He had thus drawn up an explicit equivalence in terms of essential religious practices, inviting the court to examine (or restrict) all the benchmarks in the meantime. The Court, in its wisdom, chose to prevent only markers that do not by default occupy public cultural spaces from occupying dominant cultural positions.

Shahrukh Alam is a lawyer practicing in New Delhi.

Amid row over hijab, Kerala school refrain: ‘The idea is to be inclusive, that’s what India stands for’


Last Tuesday, the pursuit dispute over the right to wear the hijab by female Muslim students in Karnataka worsened when visuals showed a Muslim girl, wearing a burqa, being heckled by a large group of boys wearing saffron shawls at a middle school in Mandya. The video showed the girl standing, shouting “Allahu Akbar” while the boys on the other side chanted “Jai Shri Ram”. More than 400 km from this pre-university college in Mandya, Shybu KP, who teaches English to 11th and 12th graders at Edappally Government Higher Secondary School (GHSS) in Kerala, is a worried man. He said he watched with anxiety as schools and colleges in the neighboring state erupted in religious tension.

“What is happening in Karnataka is condemnable. By not allowing them (Muslim female students) to enter the schools, they suffer a lot of trauma. The issue (about the hijab) should have been resolved through friendly talks between parents, teachers and students,” Shybu said.

He recalled an incident at a school where he previously taught where a similar incident involving religious attire was nipped in the bud by school officials before it turned into something serious. ‘important. “One day a Muslim boy came to class wearing a skullcap. He came from an orphanage and was quite stubborn in carrying it. As it was the time of the annual Sabarimala pilgrimage, a few Hindu boys said they too wanted to come to class dressed in black, as per the 41-day vow they were taking. Immediately we realized that this could escalate into major problems. We told both parties that school was not a place to display their religious identity,” he said.

“Whatever freedoms our Constitution promises, they must be respected. This is the priority. At the same time, religious manifestations must not be allowed in our schools. It’s dangerous. If something is deliberately done (to provoke), it must be stopped,” Shybu added.

One example, he pointed out, was the Kerala government’s strict instruction not to allow the display of any sort of religious identity or symbol during the training of police cadets. “But there was a part of the population who criticized him. School is where it all begins and where we respect each other and are tolerant of each other’s beliefs. (If such religious conflicts continue), we have to worry about what kind of citizens they are becoming.

At GHSS Edappally, one of the largest public schools in Ernakulam district of Kerala, there are no rules prohibiting any type of religious attire like hijab or burqa. Students in all grades wear a uniform established by the local parent-teacher association in accordance with Department of Education rules. It helps teachers and school staff to identify students and for them to get discounts on bus fares. A total of 720 students study in the 11th and 12th grades of the school, of which about 150 belong to the Muslim community. More than half of them are girls.

Hana Fathima Ashraf, a 12th grader, said most Muslim girls in the school wear a simple “thattam” or “veil” that covers their heads. Very few wear the hijab and even fewer wear the burqa to class. “There are even those who don’t even wear a ‘thattam’. It is their wish what they want to wear. Each Muslim family may have its own customs and traditions,” she said.

Reacting to the developments in Karnataka, Hana said, “I don’t think the hijab should be banned. It’s related to someone’s beliefs, why do you want to ban it? What is happening in Karnataka is wrong. Many of my friends here shared posts on social media condemning him.

Her classmate Afni Fathima, who wears a ‘thattam’ in class, said she has never encountered any problems from her friends or school officials regarding dress. “They understand our beliefs and customs,” she said.

Sankaranarayanan, head of the school’s upper secondary division, pointed out that religious dress has never been a topic of discussion at PTA meetings because everyone is aware of beliefs and feelings. “Ideally, we should not impose anything on anyone. There can be feelings attached to someone’s religious identity. The idea is to be inclusive and welcome everyone. Isn’t that what India represents? he said.

Sankaranarayanan, Senior Secondary Division Manager at GHSS Edappally | PhotoExpress

Although the government has recommended the use of school uniforms, it has not expressly made it compulsory, Sankaranarayanan said. “The government understands that a lot of people are going through financial difficulties right now and that it is not right to impose anything on them. When we place orders with retailers, we ask them to apply discounts and give us extra uniforms for children who cannot afford them. That’s how we do it,” he said.

‘Get ready to rumble’: Legendary boxing announcer Michael Buffer credits Muhammad Ali for iconic catchphrase


The United States produced a phenomenon in the name of Muhammad Ali who brought the sport of boxing to its peak. Everyone who’s ever laced up boxing gloves has heard of this sensational character arc. He reigned on the heavyweight throne three times and retired as one of the greatest athletes in any sport in the world.


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The real Spartan turned into such an incredible hero that he became an inspiration to people from all walks of life. But have you ever wondered that famous ring announcer Michael Buffer’s iconic slogan was also inspired by Muhammad Ali?


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Recently, during a chat with Ade Oladipo and Will Gavin, the legendary announcer talked about his trademark tagline “Get ready to rumble!”.

Speaking to talkSPORT Boxing, he said, “I wanted something to take us back to the stars of the show that are the fighters. And now you’re gonna meet the star and I tried, you know, manual battle stations and nothing happened. Ladies and gentlemen, fasten your seat belts, and the great Muhammad Ali used to say I’m so pretty I’m ready to scold young man and so this little piece of that phrase was there I started to say ready to scold.

Notably, the all-time great was a charismatic leader. He was a phenomenal speaker who addressed public gatherings or boxing events. His booming voice had an infectious power and a reasonable tone. What differentiates him from all the lineal heavyweights who have ever entered the ring.

Michael Buffer on the other ring announcers

The 77-year-old ring announcer began his career as a ring announcer in 1982. Since then, he has tried unique phrases to grab the attention of spectators in crowded arenas and compel them to react. However, “Prepare to rumble!” is the remarkable phrase that has become iconic down the line.


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Michael Buffer described the old announcers as annoying and said: “The ring announcers were showing off everything tacky here to all their boxing commission buddies and buddies. And that would be the doctors and the judges and that’s in the age of electronics, it would kill the crowd.

“You would bring the fighters into the ring. It’s music, it’s exciting that they’re in the ring, the fans are on their feet, and then those ring announcers were like taking all the air out of the room.


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Watch this story–5 crucial things to know about Ryan Garcia’s next opponent–Emmanuel Tagoe

What do you think of this iconic phrase? Let us know in the comments below.

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Islamic Bank to set up 200 milk collection centers in Kano


The Kano State Agro-Pastoral Development Project (KSADP), funded by the Islamic Development Bank (IDB), has announced plans to establish 200 milk collection centers to boost milk production and improve the livelihoods of pastoral women.

This is contained in a statement by KSADP communication specialist Ameen Yasar in Kano on Friday.

The statement quoted project coordinator Ibrahim Garba-Muhammad as saying the milk collection centers would be established with the support of the IDB and the Lives and Livelihood Fund (LLF).

Garba-Muhammad said so during the inauguration of the multi-stakeholder meeting on milk collection centers held in Kano.

“This is an important step in the development of the milk value chain that will enable our farmers, especially women, to ensure milk quality, hygiene and profitability.

“With this development, the project will also create links with key users and women.

“Key players in milk collection and marketing will no longer risk their lives traveling several kilometers to dispose of their milk at low prices because quality is compromised due to deficiencies in collection, storage and transport.

“With improved milk collection, storage and marketing initiatives, pastoralists and the government would generate better incomes.

“It will also reduce the expenditure on imports of milk and dairy products,” Garba-Muhammad was quoted in the statement as saying.

The project coordinator said MCCs would be designated in areas that are accessible and safe for farmers, adding that members of the Milk Cooperative Society would be trained to ensure effective management of the centres.

The statement further quotes Professors Peter Barje and Danladi Ebbah, representatives of the consultancy firms, as saying that the centers would be equipped with solar power and cooling facilities, a water tank, a food and veterinary drugs and offices, among others.

Ebbah also said trainees would be exposed to milk handling and financial management for sustainability. (NOPE)

Muslim women footballers talk to French government about banning hijab in sport


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A day after police banned a protest by ‘Hijabeuses’, footballers fighting for the right to wear the religious headscarf in competition, the ban was overturned by a court. The victories are starting to pile up for the militant group: the French Minister for Equality has also expressed her support for them. The case becomes a hot topic in French politics, just two months before the presidential elections.

Around 6 p.m. Wednesday evening, a group of young women, some wearing hijabs, gathered on the grassy esplanade of Les Invalides in Paris, armed with placards painted with slogans like “Football for all” and “Let’s play”.

These women are part of the militant group ‘Les Hijabeuses’, a collective of female soccer players fighting for the right to wear the hijab during official matches, which is banned in France. The rules of the French Football Federation currently prohibit players participating in competitive matches from wearing “ostentatious” religious symbols such as the Muslim headscarf or the Jewish yarmulke.

The young footballers began kicking a ball around in the dark, in front of the imposing illuminated dome of Les Invalides, their game lit by smartphone screens and torches. An hour earlier, they had been informed that an administrative court in Paris had overturned the ban on a demonstration they had planned for the same afternoon at 4.30 p.m. They decided to go to where they had originally planned to protest anyway. The location was significant: this expanse of lawn is a few meters from the lower house of the French National Assembly, where that morning lawmakers had heatedly debated, for six hours, an amendment that would ban clothing or religious symbols in sporting events.

political storm

This is a subject that has sparked lively debate in both chambers of the French parliament. The amendment was originally tabled by the right-wing Les Républicains party, and it was passed on January 19 by the upper house of the Senate with 160 votes to 143.

During Wednesday’s debate in the National Assembly, Les Républicains MP Éric Ciotti, an adviser to the party’s presidential candidate Valérie Pécresse, lambasted the government for what he sees as its softness in the face of rampant Islamism in society. French. “Islamism is spreading in prayer rooms, mosques, homes and now in sports clubs!” he said.

Régis Juanico, deputy of the center left Socialist Party, replied that sport is “a vector of integration, of republican fraternity, and not of hatred or division”. Communist Party politician Marie-George Buffet reminded the Assembly that “secularism and neutrality are at the heart of our sports culture”.

Speaking to LCI radio on Thursday, France’s Minister for Gender Equality, Elisabeth Moreno, said: “The law states that these young women can wear a headscarf and play football. Today, on football fields, the headscarf is not prohibited. I want the law to be respected. .” She later added, in comments to the AFP news agency, that “women should be allowed to dress however they want”.

His comments came following the court’s decision to overturn the ban on protesting Hijabeuses. The court declared that the ban “constituted a serious and manifestly illegal infringement of the fundamental freedom of the right to demonstrate” and ordered the police commissioner to pay a fine of €1,000, which would go to the militant collective and the association. defense of human rights. human rights league (League of Human Rights).

The FFF in the crosshairs

This last victory did not make the collective forget its general objective: to free itself from article 1 of the regulations of the French Football Federation (FFF) which prohibits wearing anything that could identify a player as having any affiliation. with a “political, philosophical, religious or union group” entity. This is the rule that the senators want to extend to other federations in the sports world.

“Our goal is to fight against the exclusion and prohibition of women who wear the headscarf in sports competitions. We should not have to choose between wearing the headscarf and playing sports these days. We just have to review the law and read what he says about freedom of belief and secularism to know that the law is on our side,” Inès, the general secretary of Hijabeuses, told FRANCE 24.

“What we are asking today is that the FFF change its rules and allow every woman to express herself, to enjoy her passion and to participate in competitions without having the heart in her mouth and the stress of wondering all the time if she’s going to be able to play that day or not,” she added.

Support in the world of sport

The Hijabeuses collective started in 2020. It organizes matches, sit-ins and social media campaigns to put public pressure on the FFF. Other football federations, including FIFA, do not ban female players who wear the hijab.

The pressure is certainly mounting. The French newspaper Liberation published an open letter on Wednesday under the title “Let women wearing the hijab play!” It has been signed by dozens of sports personalities, including Eric Cantona, Candice Prévost and Asisat Oshoala.

The debate is ongoing, with the French Senate disagreeing with the National Assembly. The amendment will go through the Senate again on February 16 before returning to the Assembly for possible adoption on February 24.

This article has been adapted from the original in French.

No hijab yet, Indian court tells Muslim students


The students’ parents encouraged their daughters to hold on, according to their lawyer, Mohammed Tahir. They continued to wear the hijab after the school, Government Women’s PU, decided in January to ban it on campus, saying it violated the school’s dress code. The school issued the ban after meeting a local lawmaker from Mr Modi’s Bharatiya Janata Party, or BJP

“Then the problem started to explode,” Mr Tahir said. “Whenever students would go in hijab, they would also not be allowed inside the compound, let alone in the classroom.”

In recent weeks, students have been greeted at the gates of campus by dozens of boys and men wearing saffron – the color most associated with Hinduism, often worn by supporters of Hindu nationalism – and shouting slogans such as “Hail Lord Ram”, referring to the Hindu god.

The unrest has also spread to at least a dozen other state campuses. On Tuesday, authorities ordered schools closed for three days as police scrambled to respond to escalating protests.

On one campus, a boy climbed a flagpole, hoisting a saffron flag as others wearing saffron sashes cheered below, according to video from local TV news. In an engineering school, a video showed, a girl arriving in a hijab and robe was greeted by a large group of boys shouting Hindu slogans. She held out her fist to them.

While the once fringe view that India should become a more explicit Hindu state has found a general defender in Mr Modi, Amnesty International and other human rights watchdogs have warned that animosity religion could spin out of control, perhaps even emboldening Hindu extremists to commit genocide. against Indian Muslims, who make up about 15% of the country, and 13% in Karnataka.

Secularism is a cornerstone of India’s constitution, but the line between state and religion has blurred in recent years, with a saffron-clad Hindu monk heading government in Uttar Pradesh state , and the prime minister seen on TV performing Hindu rituals and prayers, observers said.

UPA is Under Performing Alliance, says BJP MP Zafar Islam | Latest India News


New Delhi: Bharatiya Janata Party (BJP) lawmaker Syed Zafar Islam on Thursday attacked the previous Congress-led United Progressive Alliance (UPA) government as an “underperforming alliance”. His remarks came days after Congress MP and former Union minister P Chidambaram called the National Democratic Alliance (NDA) a “no data available” government during the budget discussion in parliament.

“I want to remind them (UPA) that they mentioned (in their manifesto) providing electricity to everyone. Have they? No,” the BJP MP told the Rajya Sabha, adding that it was the NDA government under Prime Minister Narendra Modi that delivered on the promise.

BJP member Rajya Sabha from Uttar Pradesh added, “They made many promises to provide water to every home in India and eradicate terrorism… UPA failed to deliver on their promises, so we took over his unfinished business”.

During the budget discussion in the Upper House on Tuesday, Chidambaram claimed that of India’s 940 million workers, only 520 million were employed while the rest were looking for jobs, despite “the Prime Minister’s promise Minister to create 20 million jobs a year”. ”. The Congressman had cited data from the Center for the Monitoring of Indian Economy (CMIE) report on unemployment which suggested the employment rate was 7.4% in urban areas and 6.54% in rural India.

Zafar Islam said Chidambaram’s mention of CMIE data was “misleading”. “He (Chidambaram) took data from a week of January and presented it to Parliament with the aim of misleading Parliament…I challenge him to present the correct data to the House” , the BJP leader added.

“The January CMIE data shows that the unemployment rate has dropped drastically to 6.57% and reached pre-pandemic levels… Every month, our government is creating 10 lakh (1 million) jobs. What does this suggest? He asked

Continuing his research at UPA, Islam said: “In 2021, when the public needed our help, we distributed Atmanirbhar parcels to support marginalized communities. But now that jobs are coming back, our Conservative budget is given as a benchmark… If necessary, we will increase our budget based on people’s needs.

Defending the fiscal deficit in this year’s budget, he added: “We gave very conservative numbers…because we know the kind of growth we will see. In FY22, our tax recovery estimate was 9.9%, but it has dropped to 10.8%.

A case for unions


Pakistan’s experience with student unions has been less than ideal, mainly due to political expediency and narrow political agendas which peaked during the Ziaul Haq dictatorship and led to the banning of unions in 1984.

Although political parties had their respective student associations, a few independent and progressive unions also emerged and played a crucial role in student politics during this time. Since then, despite repeated promises, trade unions remain illegal in Pakistan, thus depriving a large part of the population of their fundamental constitutional right to assemble under article 16 of the constitution of Pakistan.

Student unions are not only vital for the promotion of democratic culture, they are also the need of the hour. The process of legalizing student unions will not be exempt from its own challenges, but the state must create the conditions necessary for their rehabilitation.

Before Zia banned student unions, their role in socio-political development was very effective. They played a great role in promoting the academic interest of students during the pre-1984 era. Students who could not afford to pay for their studies received financial aid from the unions. A number of unions, particularly those not aligned with political parties, had dedicated leaders concerned with the general welfare of students. Their support has also extended to helping new entrants through academic counseling, and union leaders have helpfully monitored the facilities available on university premises. A system of control in public sector universities is either non-existent or at best ineffective, and student unions have played a very effective role in holding university administration to account.

The role of unions has been criticized for being too intrusive in the past, and some argue that their overreach has often rendered university administration ineffective. Similarly, some unions have resorted to violence on some occasions. The Islami Jamiat Talaba (IJT), the student wing of the Jamaat-e-Islami, is particularly notorious for promoting campus violence. Shah Meer Baloch and Zafar Musyani in their article for “The Diplomat”, titled “Pakistan’s Dark History of Student Extremists”, noted: “Violence, intolerance and extremism on university campuses is not a new phenomenon in Pakistan. This trend has a history of decades, but it has become unbearable now. So while one cannot categorically deny incidents of violence on college campuses in the past, making them a reason to outlaw student unions altogether says more about those in power than the actual problem.

Student unions can also play a very important role in promoting cultural events and showcasing Pakistan’s linguistic and cultural diversity. Such events will not only foster regional languages ​​and cultures, but also create a strong sense of community among union members. In this way, students belonging to different ethnic and linguistic groups can also have the opportunity to interact with each other at different forums.

Noting such an example of cultural diversity on campus, an article – ‘QAU huts: where Pakistan’s cultural diversity blends in’ – published in ‘The Nation’ in 2018 mentions how at Quaid-e-Azam University “Punjab Hut serves its special ‘Malai jam’ with traditional paratha at breakfast…Hikmat Hut serves lobia karahi…Bistro Cafe has a traditional Pashtun style interior Apart from restaurants, unions can provide a more formal platform for interaction and the mix of students from different ethnic groups.

Finally, the historical role of student unions in politics is also worth examining. During the Pakistan liberation movement, students were at the forefront and made countless sacrifices for the realization of a separate homeland. Students from Aligarh Muslim University, Islamia College Peshawar and Islamia College Lahore have played a particularly important role in spreading the message of the Muslim League to faraway places. Since the means of communication were neither as efficient nor as accessible as they are today, the students played a vital role in spreading the message of peace among the population. In a nutshell, the students were at the forefront of the Muslim League’s campaign for a separate state.

During the years following Independence, these unions not only participated in the political life of the state, but enriched the ideological horizons of the people. The National Federation of Students (NSF), the Progressive Student Alliance (PSA), and the United Student Movement (USM) were among the leftist and progressive organizations fighting for the consecration of a progressive and democratic state.

At different times, these organizations rose up against dictators and tried to restore democratic order in Pakistan. Nadeem Farooq Paracha, in his article “Student Politics in Pakistan: A Celebration, Lamentations and a History”, noted Ayub’s crackdown on the NSF in the following terms: “In 1958, the NSF was banned when the Marshal Ayub Khan imposed the country’s first martial law. Politics and student unions as well as political parties were banned and a new crackdown on student radicals was launched. Martial law was imposed under the guise of “political chaos” triggered by years of Machiavellian power games between politicians and bureaucrats, and growing levels of corruption in society. »

Thus, it is evident that, more than violence, it was political expediency that led to the banning of the NSF in the Ayub era. The role of students did not diminish and trade unions were subsequently allowed, subject to strict conditions. In 1974, the Student Unions Ordinance was passed to allow political activity on campuses. However, General Zia eventually imposed a complete ban on student associations.

Student unions have been banned for expedient political purposes, their contribution to academic support for students, the promotion of a variety of languages ​​and cultures, and their role in promoting progressive policies cannot be trivialized. Furthermore, they can play a very effective role in supporting academia, promoting local cultures and languages, and bringing mass political awareness which is seen as a prerequisite for a functioning democracy.

The writer is a Progressive Students’ Federation activist and an international relations student. He tweets at @mustafa_Wynne

Sonny Liston pulled a gun on Muhammad Ali in a Las Vegas casino before returning to his game of blackjack


Before Jake Paul, Conor McGregor, Naseem Hamed and Floyd Mayweather started bashing their rivals, Muhammad Ali was the trash king of combat sports.

The “Louisville Lip” has earned a reputation as a loud talker outside the ring and a flashy fighter inside.

Ali was the master of psychological warfare

Thanks to the influence of legendary wrestler Gorgeous George, Ali began to promote himself in a way the sport had never seen before – mocking opposition fighters while giving himself the nickname “The Greatest”. .

Although it might seem ordinary for fighters to act this way now, Cassius Clay (as he was known in his formative years) was revolutionizing the sports world one insult at a time.

After winning Olympic gold at the 1960 Games in Rome, Clay amassed a 19-game winning streak over Henry Cooper and Archie Moore to fight heavyweight champion Sonny Liston.

A fearful character with dark ties to the mob and certified dynamite in his hands, Liston was one of the most intimidating characters in all of sport and few came across him. That was until Clay signed on to fight him.

Clay was an American hero after the 1960 Olympics

Clay was an American hero after the 1960 Olympics

The youngster may have overstepped the mark by harassing Liston on his doorstep at 1am


The youngster may have overstepped the mark by harassing Liston on his doorstep at 1am

Besides harassing the champion at every opportunity when he had a microphone in his face, Clay even showed up at Liston’s house with a megaphone and a bus in the early hours of the morning.

Tensions came to a head when Clay approached Liston at the Desert Inn casino in Las Vegas while the champion was playing a game of blackjack.

In no mood due to his bad luck with the cards, Liston pointed a gun at Clay and his entourage and shot the cocky challenger twice to strike fear into the hearts of the nearby crowd.

Luckily the gun was filled with blanks, but Clay still remembered the fear he had felt at the time.

https://talksport.com/sport/boxing/1012866/chris-eubank-jr-vs-liam-williams-date-uk-start-time-undercard-live-stream-tv-channel-claressa-shields-vs- ema-kozin/

Clay bullied Liston

Clay bullied Liston

But the heavyweight champion literally fired back with interest

But the heavyweight champion literally fired back with interest

“I dodged,” he wrote in his autobiography “The Greatest, My Own Story Muhammed Ali.”

“A shiver ran down my spine. CLICK! CLICK! He was still aiming at me.

“I jumped over the blackjack table, then the dice table, scattering chips and cards on the floor, dodging and dodging to the end in the streets, and behind me the gun: BANG! SLAM! “

“When I got back to my hotel room, I threw myself on the bed, panting. My heart was beating fast, my hands were shaking. I thought maybe I should leave Liston alone.

Clay beat Liston twice in 1964 and again in 1965


Clay beat Liston twice in 1964 and again in 1965

“They said the joke was on me. Liston’s gun was loaded blank. Willie had it set up, he told Liston I was coming and prepped it with a blank gun.

The pair shared the ring twice, with Ali winning twice to cement his reputation as the top heavyweight of his era.

George Foreman, Joe Frazier and many others would feel the wrath of Ali’s silver tongue and quick wit, thankfully none were as happy as Liston.

Boxing Special – Eubank Jr wins 6/1 or Williams 20/1

Bursa Malaysia partners with HSBC Islamic Bank for ESG adoption


Under a new MoU, Bursa Malaysia will work with HSBC Amanah to develop sustainable development-related Islamic financial products and ESG solutions for listed companies.

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Dubai Islamic Bank gives initial guidance on dollar sukuk prices


SoftBank Group Corp. on Tuesday reported a 97% plunge in quarterly profits and the failure of a deal to sell chip designer Arm worth more than $60 billion, increasing pressure on the Japanese conglomerate to support its shares falling.

SoftBank said it posted net profit of 29 billion yen ($251 million) in the October-December quarter, up from a record profit of 1.2 trillion yen a year earlier as its portfolio straightened.

Separately, SoftBank announced that the sale of Arm to Nvidia fell through amid regulatory hurdles in a major setback to its fundraising plans.

The decision comes after US authorities lodged a complaint seeking to block the sale and investigations were launched into the deal in the UK and Europe.

The Japanese investment giant said it would recognize the $1.25 billion break fee that Nvidia filed as fourth-quarter profit.

After tech unicorns plunged into ‘coronavirus valley’ at the start of the COVID-19 pandemic, SoftBank CEO Masayoshi Son enjoyed a recovery in valuations as startups such as the trading firm Coupang electronics were hitting the market.

Today, valuations are under pressure again as investors cast a skeptical eye on tech companies promising future earnings and central banks move towards tapering pandemic stimulus.

The Vision Fund unit recorded an investment gain of 111.5 billion yen in the quarter, a sharp decline from a gain of 1.4 trillion yen a year earlier.

“Even though some of the public companies have lost value, there have been significant follow-on funding rounds where outside institutional investors have led those rounds,” Vision Fund chief financial officer Navneet Govil told Reuters.

Many SoftBank portfolio companies are trading below their listing price, with office-sharing company WeWork, ride-sharing company Grab and used-car platform Auto1 all falling in the quarter.

The group’s exposure to China also hurt performance, with regulators taking action against tech companies. Shares of e-commerce giant Alibaba, in which SoftBank has a stake, fell by a fifth in the three months to the end of December.

These assets are used by the group for lending as it invests through its Vision Fund unit, which manages the $100 billion Vision Fund and a second, smaller fund and has become the group’s priority.

Vision Fund 2, which had $51 billion in committed capital at the end of December, had invested $43.1 billion in more than 200 startups. Industry watchers have noted a disconnect between frothy private markets and public market skepticism.

“We’re seeing a healthy rebalancing…at some of the more extreme ends of the market,” Govil said. “We turned down quite a few deals because we thought the valuations were rich.”

Portfolio companies, including sports e-commerce company Fanatics, held funding rounds during the quarter. Vision Fund distributed $44.2 billion to its limited partners across the two funds.

The earnings come at a watershed moment for the conglomerate as top executives leave the company, including chief operating officer Marcelo Claure, who led WeWork’s restructuring and launched the group’s Latin America-focused fund .

The company has also experienced internal turmoil recently following reports that Claure’s claims for compensation of up to $1 billion had fueled an internal clash.

SoftBank launched a 1 trillion yen buyout in November.

The group’s shares closed down 0.9% before earnings and are down about half since highs in March last year.

Son, who said three months ago that SoftBank was in a “blizzard,” will speak at a press conference at 4:30 p.m. local time

Emory Junior’s Debut Novel Highlights the Voices of Young Black Muslim Women | Emory University


An Emory College of Arts and Sciences junior will make her literary debut on February 8 with a book billed as one of the “best” and “most anticipated” young adult novels of 2022. But you can be forgiven if” You Truly Assumed” was not on your radar.

Fellow Robert W. Woodruff from the Washington, DC area, kept her accomplishment close.

Laila Sabreen did not discuss the book with the professor who oversaw her year-long research into the representation of Black Girlhood in black women’s fiction – an issue her novel tackles through the stories of three black Muslim teenagers who become friends after a terrorist attack. The Islamophobia they face.

Sabreen discussed her writing with friends. But, after they recorded her signing her agent contract as a freshman in the Raoul Hall lounge, most of the conversations focused on more traditional college chatter like plans for the weekends, classes and exams.

“My writing was originally just for me,” Sabreen says. “Then I realized it could go where a lot of stories don’t, with black Muslim characters written by a black Muslim author. I hope (the novel) makes room for more authors black muslims write any story that is authentic to them.

“You Truly Assumed” is published by Inkyard Press, a young adult imprint of HarperCollins Publishers. Sabreen will share her experience writing the novel at a virtual book launch with Decatur’s Little Shop of Stories bookstore on February 8. An Emory-focused online event, featuring Margari Hill of the Muslim Anti-Racism Collaborative, will take place Feb. 16 co-sponsored by Emory’s English and Religion departments.

She may also be a guest lecturer in Muslim Women‘s Storytelling, the Emory College crossover course that included the novel for review this spring.

“For a while it was just mine,” Sabreen says. “Looking back, I realize it was a coming-of-age story with little pieces of me in it. A lot has changed since then, now that it’s ready for anyone to play. other.

Scientist and author

Growing up, Sabreen always enjoyed reading and writing. She ran a book blog with her reviews during her first two years of high school, then turned to writing to express her feelings as she watched anti-Muslim sentiment grow after the 2016 election.

Even though author Adiba Jaigirdar helped her with revisions to the novel and provided other support through Author Mentor Match during her senior year of high school, Sabreen expected her writing to remain private.

At Emory, she originally planned a pre-health major in neuroscience and behavioral biology (NBB) or a health care-focused quantitative methods major (QSS). Days before starting her freshman year on campus, she completed Emory’s STEM Pathways pre-orientation program for students from underrepresented groups interested in science, technology, engineering, and math fields. (STEM).

There she cemented the close friendships that marked her time at Emory. She told her friends she was a novelist in the same concrete way others might describe a sunny day, but it didn’t quite register.

“As STEM people, we didn’t really know what it meant to be a novelist other than it seemed serious to have an agent,” says Olivia Bautista, a young QSS student with a concentration in biological anthropology. “Now I know Laila is still writing a novel, even though she’s doing all these other things at Emory.”

Although the pandemic interrupted Sabreen’s first year on campus, she was active both as a board member of the Emory Black Student Alliance and as a tutor at the Emory Writing Center.

An introductory course in sociology opened her eyes to analytical approaches to explaining how people interact with each other and with the world around them. She declared a double major in English — literature, not creative writing — and sociology to explore that overlap.

“Working on edits to my book made me more aware of what I valued about Emory and gave me the confidence to follow that interest,” says Sabreen. “The writer in me is very interested in people’s motivations and what it means if I can create more realistic characters.”

When Sabreen approached near the end of her freshman year Meina Yates-Richard, assistant professor of African-American studies and English, it was not to discuss her own writing.

Instead, she presented a reading list to begin the research she wanted Yates-Richard to guide. Sabreen is now submitting the Scholarly Inquiry and Research Experience (SIRE) project to a peer-reviewed journal.

She is also expanding the project, which focused on black women authors in the 21st century, to include authors from the 19th and 20th centuries for her honors thesis. His plan after that is a doctorate in English literature.

“We met at least every two months, sometimes weekly, for an entire year, and she never mentioned [her novel]. Not once,” Yates-Richard says. “Finding that Laila is an author makes a lot of sense, because I see her aligning herself with a specific tradition of African-American literature whose depth comes from a research base that fuels the imagination.”

“An important window”

Sabreen’s ties to the scholar-writer tradition continue this spring, with “You Truly Assumed” included in the Cross-listed Muslim Women’s Storytelling course.

Instructor Rose Deighton, a post-doctoral fellow at Emory’s Fox Center for Humanistic Inquiry, assigned the novel as the first class text. The unit pays particular attention to how black Muslim women are overlooked in the public understanding of Islam and marginalized within certain Muslim communities.

“Laila’s engaging storytelling provides an important window into the many different ways that Black Muslim girls and women negotiate their identities and experiences,” says Deighton.

To help readers, especially those unfamiliar with this intersectionality, students in Deighton’s class are also creating a guide to reading the novel.

The guide will include a glossary and chapter-by-chapter prompts, such as questions about Sabreen’s intentional use of slang and the decision not to italicize Arabic words. Deighton will edit the guide and then give it to Little Shop of Stories to share with customers.

“As publishers recognize that more diverse stories need to be told, we’re seeing a lot more adults reading young adult novels now,” says store co-owner Diane Capriola. “It’s an exciting time to be a YA Bookseller. We have much more to offer readers who want to read a book like Laila’s. »

“Reach as many people as possible”

It’s also an exciting time to be Laila Sabreen, both as an author and as a student. She stopped serving in Emory’s BSA to focus on book-related events this spring, but she continues to mentor with Matriculate, helping low-income high school students navigate the college application process. .

She has also started digging into her honors thesis and recently submitted her second novel. Written during the editing of the first book, the novel is an examination of the grief and loss Sabreen wrote after the sudden death of a family member just before her arrival at Emory.

“A lot of things come out of my writing. It’s my way of processing what I feel and what I think,” she says.

Sabreen told friends that a short story — part of an anthology to be released next year — was loosely based on her first semester on campus.

“I know she’ll keep it general, but I can’t wait to read it,” says junior Helena Zeleke, an NBB major who bonded with Sabreen in STEM Pathways.

“Being with Laila, seeing her pursue things that seem unimaginable and achieve success, made me wonder what I had to try,” adds Zeleke, who applied for and was admitted to Mount Icahn School of Medicine. Sinai with Sabreen. encouragement. “It’s powerful to have a friend like that.”

Not to surprise future readers, Sabreen’s powers also include writing a third novel during the recent winter hiatus. This way, she can focus on her favorite part of writing – editing – while still having time for her academic work.

“My interests change, so I want to be able to change direction,” says Sabreen. “I want to reach as many people as possible, when I’m ready.”

Shah Rukh Khan’s ‘gesture’ at Lata Mangeshkar’s funeral is turning heads, here’s what it means in Islam

Image source: YOGEN SHAH

Shah Rukh attended Lata Mangeshkar’s funeral ceremony in Mumbai on Sunday

The disappearance of Lata Mangeshkar on Sunday morning plunged the whole nation into a state of mourning. The funeral of the 92-year-old singer was celebrated with full state honors at Shivaji Park in central Mumbai. Many celebrities and political figures bid farewell to Mangeshkar as a sea of ​​sadness engulfed the country. Among those paying respects at Mangeshkar’s funeral was Shah Rukh Khan. The Bollywood superstar has not been active on social media after his son Aryan was arrested in an alleged drug case on a cruise ship in October last year. However, her attendance at Mangeshkar’s funeral drew attention on social media.

Also read: Shah Rukh Khan recites a dua at the funeral of Lata Mangeshkar; SRK fans blame trolls for making fun of him

During the funeral ceremony, SRK wore a white long-sleeved T-shirt and cargo pants. He recited ‘dua’ for Mangeshkar, offered flowers and walked around his mortal remains with folded hands in prayer. However, the actor’s gesture of what some netizens described as “spitting” or “blowing” near Mangeshkar’s mortal remains caught everyone’s attention. Some on social media wondered what SRK was doing while some criticized him and saw it as a form of disrespect.

For those trying to contemplate SRK’s gesture at Mangeshkar’s funeral, it looked like the actor was trying to “blow dua” as it is a way of praying in Islam. He also performed a dua or a prayer for the deceased. In Islamic terminology, dua is the act of supplication, which means calling on God or communicating with the deity. According to the Islamic religion, dua is essentially submission to God and a manifestation of a person’s need for God.

Here are some glimpses of Shah Rukh Khan at Lata Mangeshkar’s funeral on Sunday in Mumbai.

Indian Television - Bollywood

Image source: YOGEN SHAH

Shah Rukh Khan prays at Lata Mangeshkar’s funeral

India Tv - Lata Mangeshkar

Image source: YOGEN SHAH

Shah Rukh Khan greeting those who attended Lata Mangeshkar’s funeral

Indian Television - Shah Rukh Khan

Image source: YOGEN SHAH

Shah Rukh Khan at Lata Mangeshkar’s funeral

Megastar Amitabh Bachchan, famous actor Anupam Kher, lyricist Javed Akhtar and filmmaker Sanjay Leela Bhansali were among those who paid their respects to Mangeshkar at his residence in Pedder Road, South Mumbai, located about 8 km from the Shivaji Park, before his mortal remains were taken away. for the last rites. Large numbers of people also lined the roads from which the motorcade passed as the 92-year-old Queen of Melody embarked on her final journey.

Mangeshkar died Sunday morning in a Mumbai hospital from multiple organ failure.

Irsay Acquires Muhammad Ali’s Walkout Dress in Sonny Liston’s 1965 Rematch – WISH-TV | Indianapolis News | Indiana Weather forecast


INDIANAPOLIS (WISH) — The Indianapolis Colts owner says his memorabilia collection purchased the dress that world heavyweight boxing champion Muhammad Ali wore before his 1965 knockout rematch with Sonny Liston.

The Jim Irsay Collection bought the going out dress used by ‘The Greatest’ on Saturday for $438,000, according to New Jersey-based Goldin Auctions.

“When Ali wore the white terry cloth robe – which features ‘MUHAMMAD ALI’ embroidered in bright red – that day was the first time he appeared in the ring wearing the name that would soon be known in the world. world,” a press release said. released Sunday night by Colts Communications.

Cassius Clay Jr. at age 22 defeated Liston for the first time on February 25, 1964, to become the world heavyweight boxing champion. After gaining the title, he joined the Nation of Islam and changed his name to “Cassius X” and later Muhammad Ali.

He wore the robe on May 25, 1965 in Lewiston, Maine where Ali in the rematch with Liston threw a “phantom punch” and was declared the winner by knockout. “Many boxing fans and news outlets have refused to acknowledge his new name,” the Colts Communication statement said.

Ali held the world heavyweight boxing title over three periods: February 1964 to April 1967; October 1974 to February 1978; and from September to October 1979.

Two years after revealing he had Parkinson’s disease, Ali lit the torch for the opening ceremonies of the 1996 Olympics in Atlanta. By age 18, Clay had won a gold medal in the light heavyweight division at the 1960 Summer Olympics and turned pro later that year.

Sports Illustrated and the BBC in 1999 named him the greatest athlete of the 20th century.

The Louisville, Kentucky native died in June 2016 at the age of 74.


Muhammad Ali was not only one of the greatest athletes the world has ever known, but he was also a trailblazer for so many people across our country and the world. Whatever is used in the ring by “The Greatest” is special. But this dress represents a pivotal moment in his career when he was criticized for standing up for religious freedom and against racism and bigotry. I can’t think of anything more important at the time. or today, and I’m proud to add this piece to my collection.

Jim Irsay, owner and general manager of the Indianapolis Colts

1965 Muhammad Ali weighs in in a worn walkout dress Matching photo from the match 05/25/1965 VS. Sonny Liston – First fight/appearance as Muhammad Ali | Hamilton LOA, WBC Authentication and Provenance Letter (Image Provided/Goldin Auctions)
Heavyweight champion Muhammad Ali stands over Sonny Liston on May 25, 1965 and taunts him to get up during their heavyweight boxing title fight. Ali knocked out Liston in 1 minute in the first round during their fight at Central Maine Youth Center in Lewiston, Maine. (Bettmann/Contributor/Getty Images)

The benefits of Payday Loans Online in ACFA Cashflow

The benefits of Payday Loans Online in ACFA Cashflow

What are the benefits of Payday Loans Online in ACFA Cashflow?

A term such as payday loans is unnoticed by many because they don’t be aware of its benefits and uses. A payday loan is defined as loans with a short duration that can assist you with your cash requirements immediately. This is a great option for those who require cash loans that are short-term quickly. There are numerous online services through ACFA Cashflow which customers can quickly gain the advantages that these types of loans provided.

A payday loan is helpful for those anticipating cash before payday. This way, they will take advantage of using the funds as soon as they can with less paperwork. This means that the term of the loan is restricted to two weeks or until the time you’re getting your paycheck.

Today, you can get payday loans online, without stepping your feet outside of your home. There are a variety of apps that can be found through the Google Playstore. The types of payday loan can differ from one business to another as well as the amount and length. It is largely based on the sum you earn each month.

It is essential to know this idea if you’re contemplating taking out a payday loan on the internet. It is also possible to search for it on the internet under payday loan in my area If you’re not ready to apply for it on the internet. There are other options available where you can get a long-term loan that has an installment fixed every month. This is the method that requires you to complete a variety of documents and procedures that could be exhausting at times.

This is the primary reason to try a online payday loans that are easy and quick. Credits or loans for long-term duration are not readily accessible to everyone, but payday loans close to you quickly. This is particularly advantageous for those who have not have a lot of credit on their account , and are willing to take on short-term credit. Payday loans online offer the following advantages:

Fast credit

A payday loan can to be approved on the same day that you make the application or on the following day following the submission. This can be a lot easier when you apply for an online payday loan as it allows you to get all of the required information at one spot. Anyone who is struggling with finances and insurance issues can take advantage of the benefits of payday loans close to you conveniently for emergency conditions.


As previously mentioned the payday loans online may be accessed from any location of the globe, regardless of the country you’re currently holding. Furthermore, long-term loans are a wealth of data which include the reason why you need an loan. A payday loan doesn’t need you to provide any reason, even the case that you decide to apply to a payday lender near me. One of the best aspects payday loans is that you are able to take it wherever you wish to spend it.

No documents are required.

A long-term loan is necessary with lots of paperwork and queries, and will create a lot of confusion during the procedure. Payday loans online are the most suitable option to use when you’re needing credit that you can use quickly. It doesn’t require any sort of examination for your current and past credit. But, it is contingent on the company’s compliance with the policies and terms following its policies.

The only requirement for confirming the credit is your identification document and proof of the organization you work for. If you are still in doubts in your mind you could search for payday loans close to me. You will find different choices. This will allow you to connect with people who are willing to complete the paperwork for you.

Interacting with the business

If you enjoy the service provided by the company you’re taking the payday loan with , you could work with them in a more regular manner. Regularly using their services will provide additional options to make better investments with your funds. The only requirements to be able to meet the minimum age of at least 18 and have a a smooth operating income, and a bank account. Also, you must be a citizen of the nation that you live in.

Upcoming Changes to Oakville Commercial Licenses


Are you a barber, arborist, driving instructor, or one of the 36 other businesses that need a city-issued license to operate in Oakville? If so, you’ll want to check out the suggested changes to the city’s licensing system and have your say.

City staff are currently reviewing the licenses, with the goal of reducing duplication, clarifying rules and simplifying administration. An updated bylaw is in the works, but the new rules will not come into effect until a revised licensing bylaw is approved by City Council at a later date.

The big news – One license, not many

The city is considering consolidating the licenses of certain companies that currently need to obtain authorization for several activities.

Under current rules, a gas station that also sells food and cigarettes must complete (and pay for) three separate applications for a Motor Vehicle Facility Permit, a Grocery Store Permit, and a Permit tobacco retailer.

To eliminate duplication, city staff suggest that secondary business purposes be added as addenda to a company’s primary business license.

The changed system would see a company apply for and pay for a single license for its core business. Documents for any additional business class would be submitted at the same time and added to the main license.

With a single renewal date, the modified system will make licensing easier and less expensive for business owners and reduce the time city staff spend reviewing applications.

The other big news in the world of business licenses came last December, when the city created an online application process for business licenses. In a 2020 survey, business owners overwhelmingly told the city that they wanted an online licensing process.

New licenses to be required

  • payday loan companies – One per neighborhood will be the new rule for payday loan businesses when the city introduces a new licensing bylaw. City staff suggest the four businesses already in operation (three in Ward 2, one in Ward 5) are grandfathered in to stay. In addition to being licensed under the province’s Payday Loans Act, lenders will also need to apply for an Oakville license and provide a criminal record check.
  • Mobile services – Running a business from your car? The city plans to expand licensing requirements to include mobile motor vehicle services (for mobile businesses that provide services such as tire changes, oil changes or window repairs) and personal mobile services (for mobile businesses that provide personal services such as haircuts or pedicures). Companies that hold a license for a physical location will not need another license to provide mobile services.
  • Private Parking Enforcement Contractors and Agents
  • Temporary suppliers sale of items including flowers, Christmas trees, market and clearance items. Oakville farmers selling items they grew, produced and harvested would be exempt.

Other changes in the works

Police checks:

For 26 of Oakville’s current 39 license categories, the city requires a police records check to track criminal convictions and other court-related matters.

Despite numerous complaints from business owners that the need for police records checks is arbitrary and documents are difficult to obtain in a timely manner, staff suggest increasing the need.

Currently, the requirement for business owners to provide a criminal record check is satisfied with a document for a single owner or director. New rules propose that all partners, officers or directors be required to provide documents.

Rule changes:

New or amended rules are proposed for a number of business class categories, including arborists, contractors and renovators, donation box operators, driving instructors, fireworks vendors , limousines, taxis and tow trucks. Full details are outlined in the staff report presented to City Council on January 31.

City staff are also planning a full review of food truck licenses, in consultation with Oakville BIAs, industry and residents.

To stop terrorism in the name of Islam, target its heart in Tehran


Professor Alejo Vidal Quadras

Following the death of Islamic State leader Abu Ibrahim al Qurayshi in a US military raid on Thursday February 3, President Joe Biden pointed out that “this horrible terrorist leader is no more”. While this victory should be applauded, has terrorism under the banner of Islam come to an end?

The Biden administration has indeed dealt a blow to IS terrorists. But its fight against terrorism stands in stark contrast to its weak approach to the most active state sponsor of terrorism in the world today, as it attempts to revive the fatally flawed 2015 nuclear deal.

The 2015 agreement, commonly referred to as the Joint Comprehensive Plan of Action (JCPOA), provided the mullahs with a windfall of cash in return for Potemkin-like limitations on their clandestine nuclear program.

Iran’s ruling theocracy used the money to continue supporting Bashar-al Assad’s murderous regime, launch a sectarian purge in Iraq under the name of fighting ISIS, funding and arming the terrorist Hezbollah in Lebanon, and financing and training the Houthis in Yemen, whose targets have now overtaken Saudi Arabia.

Terrorism under the banner of Islam has become a global threat, but we must not forget where this threat originated. When Ruhollah Khomeini founded the “Islamic State” in Iran in February 1979, he explicitly called for the creation of a Shiite Crescent. The mullahs have institutionalized the export of “revolution”, which is their extremist interpretation of Islam.

Tehran protracted a devastating war with Iraq for eight years, killing millions on both sides and severely damaging infrastructure in both countries. Khomeini had vowed to continue the Iran-Iraq war “until the last breaking of a house in Tehran”.

Khomeini died shortly after the war, but his successor, Ali Khamenei, has continued his legacy to this day. Tehran formed the Extraterritorial Quds Force of the Revolutionary Guards (IRGC) in 1989 to pursue its warmongering policies. Quds Force commander Qassem Soleimani, killed in a drone strike in 2020, orchestrated the Iranian regime’s terrorist operations in the Middle East.

But Tehran’s endemic terrorism has not been limited to this region. February 5 marks the anniversary of the historic sentencing of Assadollah Assadi, a Vienna-based diplomat from Tehran, who plotted to bomb the opposition rally in France in 2018. Assadi personally delivered the bomb to his other two accomplices, while a third agent was arrested. in France. The court in Antwerp, Belgium, sentenced Assadi and his accomplices to 15 to 20 years in prison, stressing that the failed attack was a sign of “state terrorism”.

The place Assadi was about to blow up in France was filled with nearly 100,000 Iranians and hundreds of international dignitaries, including current and former senior officials, and many European lawmakers. If the bomb had exploded, many of them, along with thousands more, could have been killed or maimed

Tehran has continued its terrorist activities since the conviction of Assadi and the network coordinated by Assadi throughout Europe remains intact.

President Biden and his team must remember that the Iranian diplomats they seek to meet directly are no different from Assadi. Hossain Amir Abdollahian, Tehran’s foreign minister, brazenly boasted that he would continue Soleimani’s path.

The rogue regime in Tehran has made it clear that it has no intention of ending its regional adventurism and remains determined to acquire an atomic bomb. To this end, it has produced uranium metal, the sole purpose of which is a weapon, and enriched uranium beyond the level allowed in the JCPOA. As Western officials drag their feet on nuclear negotiations and hesitate to punish Tehran for its belligerence, the mullahs’ Houthi proxies are targeting US allies in the region.

In a nutshell, without holding the Iranian regime accountable, the counter-terrorism claims are empty rhetoric. ISIS is the Sunni version of Iran’s ruling terrorist Islamic State, which has wreaked havoc in the region and killed Iranians by invoking “Shia” Islam.

Western governments, especially the United States, should adopt a firm policy towards the Iranian regime. Offering Tehran another windfall would only aggravate the crises in the region. The regime should not receive any sanctions relief. On the contrary, the mullahs should be punished for their actions. The head of the snake of terrorism and Islamic fundamentalism must be crushed in Tehran.

Otherwise, innocent people in Iran and the Middle East, as well as citizens of other countries, would pay a heavy price for a bad deal with a terrorist regime that has no qualms about carrying out terrorist attacks to preserve his power. .

Dr. Alejo Vidal-Quadras

Alejo Vidal-Quadras, a Spanish professor of atomic and nuclear physics, was the first vice-president of the European Parliament from 2004 to 2007. He is currently chairman of the Brussels-based committee International Committee in Search of Justice (ISJ)

Senegalese golfer playing, beating most men


When Oumou Dieye started competing against men in the sport of golf, she was not confident. She said she was a little scared.

And she said men didn’t want to play golf with her and didn’t take her seriously.

But then she won her first game.

After that, she had all the confidence she needed to keep playing and beating the male golfers.

Dieye is the only professional golfer in Senegal. She competes almost exclusively against men. As she walks around the golf course in Saly, Senegal, she chats with other golfers, all of whom are men.

“Now I (am) used to playing with men. I train morning, noon and night. I’m in the Gym three or four times a week,” she said. “So that also gives me…confidence.”

Dieye became a professional player seven years ago. This means that she is paid to participate in this sport. She has won numerous competitions, notably in Thailand, Kenya and South Africa.

She was introduced to golf by her brother-in-law and immediately fell in love with it.

“Golf is a complete sport,” she said. “You walk, you think and you focus. And it’s also physical.

Shortly after starting competition, Dieye had the chance to train in Morocco. With financial support from her French golf partners in Saly, she spent three months training with the Moroccan Golf Federation.

She said she enjoyed the experience so much that she returned to Morocco and stayed there for seven years. While there, she also taught children at a golf school.

Today, his home is filled with numerous golf awards. She has won so many that she does not know the exact number. Or in other words, she says she’s lost track.

What she did is remarkable because Senegal is a conservative and Muslim nation. Observers say there is societal pressure for women not to be involved in professional sports.

More than 95% of Senegalese are Muslims. The country practices a more liberal Islam. However, the culture still has traditional ideas about what women should do. A woman who chooses sport over her homework risks being rejected by her family.

“When you (are) Muslim, you prefer to keep the girls at home, find them a husband and make them a housewife,” she says.

At first, her family did not support her. But after seeing his love of the sport, they changed their minds. They allowed him to leave Dakar to live with his brother-in-law near the golf field in Saly.

Today, Dieye lives with her four children and her husband. Not only does he play golf with her, but he often carries her golf gear for her.

In 2018, when Dieye returned from Morocco, she was unhappy with the state of golf in her home country. She wanted to create a golf school similar to the one in Morocco.

“To develop golf, we must focus on children,” she said.

The Senegalese Golf Federation was founded in 1991. There are now around 30 professional players across the country. But the band doesn’t have a lot of money. There are also only two golf courses in the country.

In 2020, the federation agreed to help Dieye establish a golf school in preparation for the 2026 Summer Youth Olympics in Dakar. These will be the first Olympic Games of any kind to be held in Africa. The 2022 Games have been postponed due to the coronavirus pandemic.

It will be Dieye’s job to form Senegal’s first national golf team. This will involve grooming female golfers – including her own daughter.

The president of the Senegalese Golf Federation is Baidy Agne. He said the federation is “prepared and engaged» to accompany the girls in their training on an equal basis with the boys.

Women make up the majority of the population in Senegal, Agne added, and they must not be left behind. “Oumou can be a very good model for these girls,” he said.

Oumou Dieye says she hopes to find a sponsor so she can continue to compete internationally and bring the next generation of female Senegalese golfers to the world.

I am Anna Matteo.

Annika Hammerschlag brought this story from Sali, Senegal. Anna Matteo adapted it for VOA Learning English.


words in this story

confident -not. a feeling that you can do something and be successful

Gym (gymnasium) -not. a hall or building that has equipment for sports activities

focus -v. to focus on something

golf field -not. an area of ​​land where golf is played

focus -v. to direct attention towards or on something

model -not. a person others look up to and want to be like

engaged –adj. willing to give their time and energy to something

Uttar Pradesh assembly polls: Mayawati warns Muslims and Dalits against BJP and SP


Lucknow: Ahead of Uttar Pradesh assembly elections, Bahujan Samaj Party (BSP) leader Mayawati on Saturday criticized Samajwadi Party (SP) and Bharatiya Janata Party (BJP) for their anti-Dalit policies .

The former Chief Minister called on members of the Muslim and Dalit communities not to forget the Muzaffaranagar riots and Shabbirpur violence under the SP and BJP regimes in Uttar Pradesh respectively.

Polling for the Uttar Pradesh Legislative Assembly, which has 403 members, will take place in seven phases starting February 10 and votes will be counted on March 10.

“The Samajwadi party government shut down the Jatav-Muslim brotherhood in western Uttar Pradesh, plotting the Muzaffarnagar riots in which members of both communities lost their lives and property,” Mayawati said. at a public meeting in harapur.

In the same way, she added, the BJP government “terminated the Dalit-Kshatriya brotherhood by inciting violence against the Dalits of Shabbirpur village in Saharanpur district.”

In Muzaffarnagar district, clashes between Hindu and Muslim communities took place in August–September 2013 when the SP was in power in the state. More than 60 people were killed and 40,000 displaced in the riots. According to reports, 510 cases were registered by the police in connection with the riots and 1,480 people were arrested.

On April 14, 2017, tensions erupted between the Dalit and Rajput communities of Shabbirpur village in Saharanpur district over the installation of the statue of Bhimrao Ambedkar by the Dalit community to mark his birthday. The two members of the community clashed on May 5 during the Rajputs’ birthday celebration of Maharana Pratap, resulting in the death of an upper-caste youth. Later, members of the Rajput community allegedly attacked the Dalits, during which 12 Dalits were injured and 40 houses were burnt down. The incident happened during the current BJP rule in the state. The police registered a case and arrested two dozen people.

The BSP leader also urged voters to support BSP in the upcoming elections and reject the rival BJP, SP and Congress, which she called “anti-Dalit”, “anti-Muslim” and “anti-OBC”. During the tenure of the four-time BSP-led government in the state, members of all communities and castes have progressed according to the formula “sarvajan hitay sarvajan sukhay (for the welfare of all, for the happiness of all) “, she said.

Attacking the SP, Mayawati claimed that the party’s tenure in the state under its patriarch Mulayam Singh Yadav and former chief minister Akhilesh Yadav had “insulted” intellectuals and Dalit saints by changing the names of various institutions named after Dalit icons.

She also alleged that the SP pushed Muslims aside despite their support. “SP leader thinks Muslims are in his pocket and pushed them aside after forming government in 2012.”

The former four-term chief minister pledged to restore plans, projects and districts that were named after Dalit icons, adding that strict measures will be taken to improve the law and order of the Uttar Pradesh if the BSP is elected to power.

“A commission will be set up to implement the real demands of the civil servants. Farmers will get fair prices for their produce and the exploitation of traders will be controlled. Development will be the main program of the BSP government,” Mayawati said.

Attacking the BJP-led Union government, she said various “controversial rules and laws” passed by the Center will not be enforced in Uttar Pradesh if her party forms the state government.

“The cases filed by the BJP government against individuals for organizing dharnas and protests will be withdrawn after proper investigation. There will be no discrimination based on caste or religion,” she said, adding that her party will send all “morons, mafia and criminals to jail.”

The BJP has engaged in hate politics in the name of religion and suppressed Muslims, Dalits and Hindu scholars, she claimed. Due to the bad policies of the BJP government, the prices of essential items have risen and people have suffered during the Covid-19 pandemic, she added.

Mayawati urged voters not to be fooled by the election manifesto published by rival parties. “People should not be misled by opinion polls and polls conducted by the media. As in 2007, BSP will once again form the government alone,” she said.

Meanwhile, Samajwadi party spokesman Rajendra Chaudhary said the PS government had worked for the welfare and upliftment of all communities, including Muslims. “The Muslim community has dumped the BSP. The BSP’s attempt to mislead the Muslim community will not succeed because they have decided to support the SP,” Chaudhary added.

Uttar Pradesh BJP Chairman Sameer Singh said that under the government of Yogi Adityanath, all communities have benefited from the programs and projects initiated by the government. “The BSP indulges in the politics of caste and religion, the people will reject it in the assembly elections.”

‘The OC’ and ‘Gotham’ Star Ben McKenzie Thinks Celebrities Need to Stop Talking About Crypto and Bitcoin


Cryptocurrency has been the subject of a multitude of news stories throughout the year, with more and more variants appearing, attracting additional media coverage. And now a celebrity is doing the opposite of most… Ben McKenzie tells celebrities to stop talking about cryptocurrency.

Celebrities have pushed and supported a wide range of internet projects, from cryptocurrencies to NFTs.

Ben McKenzie has appeared on a number of notable shows, including the popular drama COwhere he played Ryan Atwood, launching him to teen idol status and eventually stardom.

After that, he went on to star in numerous theater shows, movies, and TV series, including as a young James Gordon in the fan-favorite Batman prequel. Gotham.

McKenzie recently co-wrote an article for Slate with Jacob Silverman, known for his 2015 book Terms of Service: Social Media and Constant Connection Pricing.

In the article, titled “Celebrity Crypto Shilling is a Moral Disaster,” McKenzie slammed Kim Kardashian and other celebrities for urging their social media followers to invest in cryptocurrencies.

“To urge its 251 million Instagram followers to get involved in a highly volatile speculative market that is little different from gambling in the world’s most fraudulent casino. The Hollywoodization of crypto is a moral disaster. And for celebrity fans, who probably have a lot less money to spare, it’s also potentially financial.

These rich and famous entertainers might just as easily be applying for payday loans or sitting their audiences at a rigged blackjack table. While the wild swings in crypto can be exciting for some, the rewards for many are illusory, especially once one outgrows the few major cryptocurrencies like Bitcoin and Ethereum.

Since then, McKenzie and Silverman have written more crypto articles for the same publication. A deep dive into the nature and issues of Tether, a so-called “stablecoin” at the heart of much of the crypto economy, is one of them.

However, these articles will not be McKenzie and Silverman’s last word on the matter. The pair are writing a book about the cryptocurrency industry and fraud, but there is no firm release date yet.

What do you think of celebrities and their involvement in cryptocurrency? Let us know in the comments below!

Pakistani Muhammad Karim competes in the 2022 Winter Olympics in Beijing, China – CONAN Daily


Mohamed Karim26 years old, is the only representative of Pakistan at the 2022 Winter Olympics. Hosted by Beijing, China, the international winter multi-sport event will be held from February 4-20, 2022.

Born and raised in Gilgit, Baltistan, Pakistan, Karim learned to ski on wooden skis made by his uncle in 1999. He has four older brothers, who were national level skiers.

In 2011, Karim made his debut in the South Asian Winter Games in India. When he represented his home country at the 2014 Winter Olympics in Sochi, Russia, he competed in the slalom and giant slalom events, finishing 71st in the latter.


In 2017, Karim was named in the Pakistan team at the Asian Winter Games. In 2018, he finished 72nd in the giant slalom event of the Winter Olympics in Pyeongchang, Gangwon-do, South Korea.

The Gilgit native will compete in alpine skiing at the 2022 Winter Olympics. This will be his third consecutive Winter Olympics.

In July 2015, Beijing was elected host city of the 2022 Winter Olympics during the 128th Session of the International Olympic Committee (IOC) in Kuala Lumpur, Malaysia. This is the first time that the Winter Olympics have been held in China.

Including Karim, a total of 2,871 athletes from 91 countries and territories will compete in 109 events across seven sports. The events will take place not only in Beijing, but also in other regions of China, including Yanqing and Chongli.

Karim is 5’4″ tall. He weighs 141 pounds.

China extends its evil tentacles to India, Nepal and Bangladesh as massive financial fraud comes to light


OPED By Vaishali Basu Sharma

Since the Covid-19 pandemic, China has been trying to present itself as a reliable partner for economic recovery. But much like China’s vaccines that have raised questions about their effectiveness, the country’s partnership in economic recovery comes with waste, fraud and political manipulation.

Furthermore, Beijing has failed to act against the corruption and criminality that Chinese government-affiliated companies usually use in South Asia to gain an unfair advantage.

Corruption is often a key element of Chinese economic engagement in the region. Estimates suggest that China is responsible for the largest illicit financial flows (IFFs) related to corrupt business practices, by value globally, particularly to developing countries. Chinese nationals are regularly detained in Asian countries on suspicion of involvement in various illegal activities.

How Chinese apps tricked Indian borrowers

During the pandemic-induced lockdown, dozens of Chinese-owned micro-lending apps started operating in India under very dodgy conditions. Claiming to be playing fair, Chinese instant loan apps Momo, CashBus, Timely Cash, Y Cash, Kissht, Robo Cash, Fast Rupee, Cash Mama and Loan Time offered payday loans to Indians, targeting low-end borrowers revenues. ladder. Many of these apps boast over a million installs. Borrowers are charged exorbitant processing fees and interest rates.

When repayments fail, these Chinese micro-credit apps adopt aggressive recovery campaigns; borrowers receive bogus official-looking documents such as FIRs (Indian Police Reports), legal notices, court summonses, credit rating services downgrade alerts and even signed and stamped warnings from the Reserve Bank of India which really scares off those economically disadvantaged borrowers who lack basic finance knowledge.

According to blockchain data platform Chainalysis, Chinese cryptocurrency addresses sent over $2.2 billion in digital tokens to addresses linked to illegal activities such as scams and darknet operations between April 2019 and June 2021. .

The Law Enforcement Directorate of India has come across cases in which black money was transferred to Chinese nationals converting Indian rupee into cryptocurrency.

Chinese illegal activities in Bangladesh

Recently, a Chinese national was apprehended by Indian authorities while trying to enter the country illegally through the Bangladesh border and it was discovered that he had provided at least 1,300 Indian SIM cards to his counterparts in China, which would have been used to steal data and defraud. people and banks.

Chinese nationals were found to be opening fictitious companies and bank accounts, as well as fictitious mobile phone numbers using these SIM cards. Last year’s scam involving malicious Chinese investment apps like Powerbank, Sun Factory, Ezplan was staggering in its scale with over 5 lakh people across India losing over Rs 150 crore.

China proactively seeks engagements in developing countries, approaching public or private stakeholders, timing project completion to coincide with elections in the partner country. As its diversion of funds into megaprojects became apparent, the Chinese government was forced to withdraw funding for three infrastructure projects in Bangladesh.

Under an approved Government-to-Government (GTG) project, China manipulated the fact that it would employ Chinese contractors with no opportunity to hire local contractors. In addition, these companies increase the amount of expenses by repeatedly extending the duration of the project under various pretexts.

The bridge over the Padma River in Bangladesh, which is being built by a Chinese company. (via Twitter)

The project involving the construction of railway lines at both ends of the Padma Bridge and reservoirs at the bottom of the Karnafuli River in Chittagong is suffering from major delays and huge cost overruns, with the money spent more than doubling from to the original estimate due to repeated extensions. .

Chinese companies and workers are known to frequently violate the environmental and labor standards of the countries in which they operate.

In Bangladesh, coal-fired power and infrastructure projects are causing widespread displacement of densely populated rural areas and endangering their ecosystem. Residents of the affected areas protested to end the relentless land grabbing by Chinese companies and for better working conditions at power plants.

Faulty payments, poor working facilities, impracticality and corruption are hallmarks of Chinese projects not only in Bangladesh, but almost everywhere they have entered infrastructure development.

In a recent case, it was detected that ‘bandroll’, a thin ribbon wrapped around bidis and packets of cigarettes and supposed to be purchased exclusively from the Bangladeshi government by manufacturing companies, were illegally printed by a Chinese company, based in Shenzhen.

The Chinese company called “Digit Anti Fake Company Ltd” (DAFC) provided counterfeit comics which resulted in fraudulent tax evasion of more than 250 crore BD Taka for Bangladesh. She was also involved in printing other fake passports, ballot papers, national identity cards, birth certificates, etc.

Nepal also at the end of the reception

As the scale of Chinese investment has increased in Nepal, so has their bad reputation for indulging in unscrupulous and harmful business practices. In December 2019, authorities arrested 122 Chinese nationals living illegally in Nepal and involved in financial fraud through electronic transactions.

Anti-China protests in Vietnam in 2014 - Wikipedia
File image: Anti-China protests in Vietnam in 2014 – Wikipedia

As Nepalese law enforcement carried out investigations, China’s Ministry of Public Security (MPS) exerted influence and quickly flew the 122 defendants back via special plane to Beijing. Chinese nationals were found to be operating criminal networks for hacking bank ATMs and smuggling gold into Nepal.

This type of embezzlement by Chinese nationals, in which the state appears to be complicit, is not exclusive to Asia. In Africa, the extent of Chinese corruption is widespread and increasingly documented. From paying bribes to win contracts to relentless delays in exploiting and hiding illegal income, Chinese corruption takes many forms.

Bloomberg reported on the extent of control exercised over Congo’s mines by Chinese companies, and how $3 billion in infrastructure funding pledged by Chinese companies never arrived. In Nambia, four Chinese tycoons allegedly ran a $300 million tax evasion scheme.

Amazon has permanently banned more than 600 Chinese brands across 3,000 different seller accounts. He launched an investigation after The Wall Street Journal alleged that gadget makers like RavPower, part of Chinese consumer electronics company Sunvalley Group, were offering gift cards in exchange for reviews.

Also in China, the government’s plan to boost the semiconductor industry has actually led to a series of reckless investments in poorly planned projects, in which companies “with insufficient knowledge of circuit development integrated have blindly embarked on projects”. These went bankrupt within a few years after stealing multi-million dollar investments from government bodies.

Chinese syndicates and criminals have been extremely effective at creating loose and flexible multinational structures that are often linked to legitimate business enterprises and then exploiting weaknesses in the law enforcement systems of relatively weaker states.

The PRC is aware that under the Belt and Road Initiative (BRI), massive amounts of IFFs are occurring. Otherwise, why would Xi Jingping’s government commit to a new “Clean BRI” in 2019, promising to promote transparency and integrity, and fight corruption?

However, there seems to be little change towards more transparent transactions. In a post-pandemic situation where developing countries are also eyeing a rapid economic recovery, there is a risk of falling prey to illicit financial flows from China.

  • (The author is a strategic and economic affairs analyst. She has worked as a consultant to the National Security Council Secretariat for nearly a decade. She tweets at @basu_vaishali). PERSONAL VIEWS
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Five takeaways from the US raid that killed the Islamic State leader


The daring pre-dawn raid by US special operations forces in Syria that resulted in the death of the Islamic State leader was a stark reminder that no matter how far the world might want to go , the chaos in Syria continues to reverberate.

The sudden roar of US Apache attack helicopters in a pastoral area of ​​northwestern Syria gave way to an exchange of fire Thursday inside a three-story building surrounded by olive trees. The raid resulted in the death of the target, Abu Ibrahim al-Hashimi al-Qurayshi, the largely unknown leader of the Islamic State, or ISIS, since 2019. US officials said he blew himself up and had killed 12 more people as the commandos closed in. .

Mr al-Qurayshi’s death came days after US forces backed a Kurdish-led militia in a bloody week-long battle to drive IS fighters out of a northeast prison. Syria, the biggest US attack against the Islamic State since the end of the jihadists. so-called caliphate three years ago. That and the raid on Mr. al-Qurayshi have highlighted that the United States still cannot fully extricate itself from military involvement in Syria, and that its more than two-decade global fight against terrorist groups is a long way off. to be finished.

Here are five takeaways from the raid:

Years of military action by the United States and its international partners aimed at eradicating terrorism have taken a heavy toll, first against al-Qaeda, then against the Islamic State, born out of the unrest of the war in Iraq. and the collapse of the Syrian state. But even as countless fighters have been killed and leaders eliminated, both groups have adapted into more diffuse organizations, able to find new havens from which to launch opportunist violence.

The Taliban’s takeover of Afghanistan this summer, facilitated by the withdrawal of the US military, has refocused international attention on the prospect of terrorists retaking the country as a safe haven. In Iraq, the Islamic State recently killed 10 soldiers and an officer at a military post and beheaded a policeman on camera. In Syria, he assassinated dozens of local leaders, extorting businesses to fund his operations.

In Afghanistan, the withdrawal of US forces in August left the local Islamic State affiliate fighting the Taliban, with often disastrous consequences for civilians caught in the middle.

“The recent attacks by ISIS,” said Mick Mulroy, a former senior Pentagon official and retired CIA paramilitary operations officer, “indicate that ISIS is not done fighting, not more than the United States and our partners”.

American efforts to fight terrorism around the world in recent years have been primarily defined by airstrikes and drone warfare, which have also taken a heavy — and largely unacknowledged — toll on civilians.

The raid on Mr. al-Qurayshi served as a reminder that the US military retains the ability to conduct targeted commando operations, but they carry risks.

The operation by about two dozen special operations soldiers airlifted into northwest Syria – planned for months, executed on a moonless night and monitored on video screens from the White House Situation Room – bore striking similarities to the US raids that killed Osama bin Laden in Pakistan in 2011 and former Islamic State leader Abu Bakr al-Baghdadi in the same part of Syria in 2019.

But due to the extensive planning and the risk they entail for the troops, these raids are reserved for the most important targets.

US officials said they took care to avoid civilian casualties, evacuating 10 children from the building during the raid. That blast appears to have been responsible for at least some of the 13 fatalities during the operation, officials said.

But in complex raids, the army’s initial version of events may be incomplete. Accounts of past operations have sometimes been found to be contradictory or incorrect, and the Pentagon said it was still gathering information about the raid.

President Bashar al-Assad has retained power despite a decade-long civil war, but the Syrian state is a mess, with pockets of the country beyond his control and an illegal drug empire thriving in controlled areas. by the government. A New York Times investigation last year found that Syrian elites linked to Mr al-Assad are behind a multi-billion dollar industry trafficking in an illicit amphetamine that has become China’s most valuable export of the country, far exceeding its legal products.

Thursday’s raid took place in the Atmeh region, a remote rural and smuggling town in the northwest that swelled in population during the war. As tens of thousands of Syrians have been displaced, huge camps have sprung up and analysts say jihadists have often hidden among civilians struggling to survive.

Atmeh is in Idlib province, which is still home to many violent extremist groups, dominated by Hayat Tahrir al Sham, formerly the Nusra Front, which was previously linked to al-Qaeda.

Another security vacuum exists in northeast Syria, where jihadists have found refuge escaping US-backed Kurdish-led militias near the border with Turkey and in the desert that straddles the border with Turkey. Iraq.

Days before the raid, US forces supported a Kurdish-led militia in the town of Hasaka as it fought for more than a week to drive Islamic State fighters from a prison they had occupied. The battle killed hundreds and served as a reminder of the group’s ability to sow chaotic violence.

As he confronts Russia over its military buildup on the borders with Ukraine and faces growing rivalry with China – as well as domestic challenges including rising inflation and an intransigent Republican opposition in Congress – President Biden has won a political victory with the mission in Syria. He eliminated one of the world’s most wanted terrorist leaders with no loss of American life, according to US officials.

After Afghanistan fell to the Taliban, Mr Biden’s critics said his military withdrawal from the country would hamper intelligence gathering against terror networks. The hunt for Mr. al-Qurayshi, whom intelligence officials had been tracking since last year, provided evidence that the United States retained the ability to track jihadist leaders in Syria.

White House aides say senior Pentagon officials and military commanders briefed Biden on their planning, at one point showing a tabletop model of the building where the Islamic State leader and his family lived. – and noting that a Syrian family with no apparent connection to the terror group lived on the first floor.

Aware of the high risk of harm to civilians and commandos, military engineers told Mr Biden they did not believe the entire building would collapse if Mr al-Qurayshi detonated a suicide vest or other explosives on the third floor, according to an account by two Biden administration officials.

Ultimately, Mr. Biden said, Mr. al-Qurayshi died when he detonated a bomb that killed him and members of his own family.

Mr. al-Qurayshi’s death allows Mr. Biden, like his predecessors in the Oval Office, to take credit for taking out a jihadist leader whose group is responsible for scores of civilian deaths in Syria and Iraq , and deadly terrorist attacks around the world. .

At the height of its powers around 2015, the Islamic State controlled a swath of Syria and Iraq that was roughly the size of Britain. He drew hordes of foreign fighters from as far away as China and Australia and led a sophisticated propaganda machine that inspired or directed foreign attacks from Berlin to San Bernardino, California. By December 2017, after a sustained military campaign led by the United States, it had lost 95% of its territory.

The fight continued as a US-led coalition joined local forces in Syria and Iraq to roll back the group’s gains. A Kurdish-led militia, the Syrian Democratic Forces, with US military support, pushed it back from its last patch of territory in northeastern Syria in early 2019. In October of that year, the American raid killed the leader of the group, Mr. al-Baghdadi.

After Mr. al-Qurayshi replaced Mr. al-Baghdadi, the United States put a bounty on his head up to $10 million. Mr al-Qurayshi kept a low profile to evade capture, which analysts say prevented him from extending the group’s reach. But the group has evolved to the point that one man’s death doesn’t mean he’s no longer a threat.

“I don’t think anyone should be under the illusion that removing him from the organization is a deathblow to the Islamic State,” said Daniel Milton, director of research at West Point’s Counterterrorism Center. “I hope it will hamper the organization, but I don’t think it will eliminate the threat in the future.”

Crypto, NFT, Web3: People Hate the Future of the Internet


On the subway this morning, I looked up and saw an advertisement for a new cryptocurrency. Specifically, I looked up at a bright red rectangle behind a large white font that read: It’s never too late to be early.

We are in the midst of a speculation boom that has been variously compared to the Beanie Babies craze, the dotcom bubble and tulip mania. A year ago, the average person might never have heard the term Web3. Now we all gotta look like Paris Hilton looked a cartoon monkey NFT (non-fungible token) that Jimmy Fallon spent $216,000 on, then remarks, “I love the captain’s hat.” Articles about this new vision of the Internet appear in the technical and business sections of national newspapers more or less daily, usually with the caveat that many people sincerely believe that Web3 is a Ponzi schemea scam, a multi level marketing arrangement and a scam.

This assessment has its own rapidly growing army of adherents. “Web3 is a Ponzi scheme” has circulated as a meme, in widely quoted manifestos and in viral blog posts. Maybe soon it will be a political slogan. (Those with a particular contempt for NFTs have already picked up the moniker “right clicks”.) Comparing Web3 to a Ponzi scheme is useful because, unlike Web3 itself, a Ponzi scheme is easy to understand: we we all know what’s wrong with scams, and we understand that ponzi schemes are bad. We may not understand what people mean when they talk about blockchain, but we feel like we are meant to be their brands and we are under pressure to join them or die.

If this rhetoric is right, if Web3 is literally a scam – it depends on which part of a vast ecosystem of new technologies you are talking about. (Clearly, scams abound; the Federal Trade Commission has gone so far as to officially announce that scams abound.) At its core, Web3 envisions a massive change in the habit of accessing the Web through centralized platforms such as Facebook and Google, and toward a standard for communicating, storing information, and processing payments through a supposedly incorruptible, unmodifiable, and foolproof system. This might give the average person greater control over their personal data and the consequences of their interactions, but for various reasons it has so far been a bit of a joke.

The term itself—Web3– was first used by Gavin Wood, the co-founder of the popular Ethereum blockchain, in 2014, in an essay now referred to as “seminal” and “classic” by crypto enthusiasts. The vitriol that can erupt whenever his neologism is mentioned – the fuel that often takes these conversations from zero to 100 – comes from the creeping sense that Wood and others’ vision of the future is inevitable, that Web3 will see the light of day despite anyone’s reservations, even though it appears to be a scam. The frenzy of speculation collides with a counter-frenzy of resentment.

People who say Web3 is a scam have other issues with the idea. In fact, they hate him every day for a new reason. I am not exaggerating: they to hate this.

When the Associated Press announced last month that it would be selling some of its photographs as NFTs, the decision was describe as “weak, amoral”, and the news agency was Recount “eat shit”. (Dwayne Desaulniers, who runs the AP Project, told me he spent eight hours sifting through Twitter replies. “The volume, I was surprised,” he said.) fall, when NFL star Aaron Rodgers said he would take part of his salary in bitcoin, he was lambasted for participating in what some said amounted to an approval of “money laundering”. When the “fan token” platform Socios got involved in British Premier League football, Crystal Palace fans showed up to a game with a banner reading, PARASITES MORALLY BANKRUPT SOCIOS NOT WELCOME. On Twitter, the anti-web3 mob recently circulated a digital poster in the style of 19th century newspaper advertisements, featuring NFTs fuck suck and Open your eyes, fuck the brains ornate script headliner.

It is said that a person investing in crypto or a shared future on the blockchain hate the earth and support “the hyper-financialization of all human existence”. Or is it a greedy doofus that deserved of wasting millions of dollars on digital monkey portraits while Marc Andreessen gets rich, if not an embarrassing freak who is really just looking for cover to debate age of consent laws. But the simple insistence that Web3 is a scam – no more, no less – remains the most consistent criticism. After Kim Kardashian was sued for promoting a dodgy cryptocurrency investment opportunity on her Instagram, early 2000s teen soap opera star Ben McKenzie (is it weird?) , Wrote an essay for Slate with journalist Jacob Silverman lambasting Kardashian and saying that celebrities who promote crypto “might as well be asking for payday loans or sitting their audience at a rigged blackjack table.” Looks bad.

The anger at Web3 echoes the fury over the collapse of subprime mortgages nearly 15 years ago. The rude behavior this event exposed and the government bailouts that followed helped drive the early adoption of bitcoin, which has been convincingly described as a financial system based on “evidence,” rather than type. of “trust” that had just brought the world in. a huge mess. Today, ironically, the same historical event serves as the motive for the Web3 reaction. “I saw a fools’ gold rush up close in the run-up to the 2008 financial crisis,” said Michael Hsu, a banking regulator at the U.S. Treasury Department, in a September speech to the Blockchain Association. . “It feels like we may be on the verge of having another one with cryptocurrencies.”

Last year, when a group of Reddit users spent weeks ripping GameStop stock just to annoy everyone – and when the New York Young Republican Club responded by staging a baffling reoccupation of Wall Street – they were thinking back to the 2008 crisis. (The bailouts were “always a conspiracy,” argued Paige K. Bradley in a report for art forum. “People are pissed.”) So are Web3 resisters in the very active Reddit forums r/CryptoReality and r/Buttcoin. In the latter, crypto enthusiasts are stereotyped and mocked as “millennial male versions of MLM huns peddling diet shakes on Facebook” and parodied in articles with headlines like “Are we living in the future? (Bought snacks with But they are also portrayed as the evil engineers of a foretold meltdown that pushes us all into a future that is actually history repeating itself.

An r/Buttcoin moderator, who asked to remain anonymous for fear of harassment and doxing, admitted that the exchange bit for end is juvenile, but told me I couldn’t figure out how annoying it is when “crypto bros” spam Reddit with their links and say anyone who disagrees with them is a jerk. (The oldest bit on the r/Buttcoin forum comments “it’s good for bitcoin” under any crypto-related news which should ostensibly be disappointing, in imitation of the unwavering faith of the crypto bros.) The moderator has also stated the forum serves as a public archive of the predatory behavior of crypto bros.

“It’s not about whether the market is going to crash; it will collapse,” he said. “And when that happens, there’s going to be a lot of people claiming they’ve been victimized. And there’s a big group of us who think we can’t just let them get away with it. He shouldn’t be a bailout for these people.

The pandemic has changed the way Americans view scams. A few years ago, when Donald Trump was in power and Theranos founder Elizabeth Holmes was awaiting trial, swindling seemed to be the default mode of conduct in a society based on self-interest. the New Yorker writer Jia Tolentino described it in his 2019 bestseller, Trick Mirror: Thoughts on Self-Delusionas “the definitive millennial ethos”.

We’ve been tickled by scams, found ourselves reluctantly in awe of them, and indulged in morbid curiosity about their inner workings. But somehow, the relentless misery and staggeringly uneven results of the past two years have brought an unexpected correction to that mindset. A new exasperation has settled around billionaires, out-of-touch celebrities and influencers of questionable talent who failed to find the courage within themselves to act with good taste while others suffered, and who were isolated. from the worst of the pandemic by the money that kept pouring in. Calls have sounded for the suppression of all liars, hypocrites and opportunists exploiting despair.

Surely the most online stretch in human history played a role in this reversal. On social networks, anti-scamming movements have multiplied by likes and shares as quickly as the scammy movements themselves. Anti-scammers seem driven by frustration with the way things work and that they haven’t had a say in their arrangement. Likewise, with Web3, the anger seems to stem from the knowledge that ordinary people may be unable to apologize for the possibly tragic ramifications of a movement they neither pursued nor supported. “If it’s just a dot-com bubble, it sucks for people who have invested,” American University law professor Hilary Allen said recently. Voice. “But if it’s [like] 2008, so we’re all screwed, even those of us who don’t invest, and that’s not fair.

When I spoke with Wood, the co-founder of Ethereum, and asked if he was surprised by the recent pushback against Web3, he seemed unfazed. People are just afraid of change, he said, and that’s okay because, like any major societal change, Web3 will come in waves. “First there are the builders,” he said, “the people who are building the next generation of things.” Then there’s a larger group of influencers who “think pretty deeply about how they live their lives.” If this second group subscribes to a coherent argument as to why the major societal change is to their advantage, it will “largely drag the rest of the population along”.

Being trained is what people really, really feel. And that resentment becomes a strength in itself.

When you purchase a book using a link on this page, we receive a commission. Thank you for your support Atlantic.

What to watch out for before taking out a private student loan


peki | E+ | Getty Images

Why do people take out private student loans?

The cost of a college education has risen sharply, with the annual price for a public college, including room and board, rising to over $18,000 and over $47,000 for a private college.

There are limits to how much students can take out in federal loans — the maximum an undergraduate student can borrow in a year is $12,500 — and so many people are turning to private financing to finish covering their bill.

As a result, the $130 billion private student loan market has grown more than 70% over the past decade, according to the Student Borrower Protection Center.

Americans owe more in private student loans than they do in overdue medical debt or payday loans.

Should students borrow through private lenders?

People should consider taking out a private loan when they’ve reached federal student loan limits and still need education funding, Kantrowitz said.

But, he added, “borrowing from private loans can be a sign of over-indebtedness, so they should do so with caution.”

A rule of thumb is that students should not borrow more from college than they expect to earn as a starting salary.

You can view average annual earnings for different occupations on the US Department of Labor website.

Here’s what else to watch out for…

Federal student loans offer a variety of protections, including remission programs and interest suspension forbearances, that most private student loans do not.

More recently, federal student loan borrowers were able to hit the pause button on their payments for nearly two years during the Covid pandemic, interest-free. This relief has not been extended to private loans.

“There’s also the prospect of broad student loan forgiveness, which may be limited to federal loans,” Kantrowitz said.

“We almost always advise against private lending,” said Betsy Mayotte, president of the Institute of Student Loan Counselors, a nonprofit organization.

“If you can’t make the payments, the lender can take legal action to gain access to wage garnishment, seizure of assets such as bank accounts, and that goes for both the borrower and the co-signer.”

As Mayotte pointed out, many private lenders require students to get a co-signer who is also responsible for the debt.

If payment problems arise, both people are responsible.

“I hear every week from borrowers and co-signers who can’t afford the payments and I just can’t offer them options,” Mayotte said.

Private student loans come with fixed and variable interest rates.

“Generally, borrowers should prefer a fixed rate in a rising rate environment, although variable rates may start lower,” Kantrowitz said. “Variable interest rates have no choice but to rise.”

Either way, rates on loans can be expensive.

“I’ve heard of interest rates as high as 18% on private student loans,” Kantrowitz said.

San Antonio Councilman Jalen McKee-Rodriguez Proposes Low-Cost Insulin Program


Fresh from proposing six initiatives for council consideration, Councilman Jalen McKee-Rodriguez proposed a new health initiative supported by other council members that aims to help San Antonio’s diabetes community.

McKee-Rodriguez has filed for council review to create a cost-sharing program to help San Antonio residents cover the cost of insulin, according to a news release. The CCR is endorsed by District 4 Councilwoman Adriana Rocha Garcia and signed by council members Phyllis Viagran, Ana Sandoval and Melissa Cabello Havrda.

According to data from Metro Health, black and Latino families in San Antonio suffer disproportionately from diabetes, leading to higher hospitalization and amputation rates, and the cost of insulin has risen by nearly 43 times the rate of the US consumer price index, according to the press release.

Texas signed a similar law last year, which caps cost sharing at $35 or $25 for a 30-day supply of insulin.

McKee-Rodriguez says the initiative will further recognize and address racism and disparities as a public health crisis.

“There is a stark contrast and disparity in health outcomes in our city, based on race, socioeconomic status, where residents live in our city and beyond,” says McKee- Rodriguez in the press release. “Everyone deserves access to affordable, lifesaving treatment that will improve their quality of life.”

McKee-Rodriguez filed six more CCRs last week targeting food deserts, crime and recidivism prevention, payday loans, development displacement, animal care services and a utility rate freeze.

The proposed freeze of CPS Energy and SAWS tariffs for the elderly and disabled has drawn attention in light of the recent increase in CPS tariffs.

Mitchell Hamline Launches Muslim Law Students Association – News and Events


Shahd Abukhdeir, MLSA Chairman

Shahd Abukhdeir says she couldn’t fully find her footing at Mitchell Hamline during her 1L year. So this year, she and a group of students “decided to start one.” The result was the school’s newest student organization, the Muslim Law Students Association, which recently debuted with an online Muslim community awareness event.

“Our voices are barely heard in the legal arena, and it’s important for us to help each other change that narrative,” added Abukhdeir, 24, who was born in Minnesota and moved to East Jerusalem, Palestine. , for six years before returning. . She is the first president of the organization and hopes to use her law degree in the area of ​​human and civil rights.

Faculty Advisor Dena Sonbol ’08

“I am delighted to see the enthusiasm of the Mitchell Hamline community around this group,” said Professor

Dena Sonbol ’08, educational advisor of the organization. “It is very important to welcome, understand, appreciate and celebrate diversity in all its forms, which includes religious diversity and diversity of countries of origin and/or culture.

“Now is a good time to broaden our understanding of diversity and what it means to apply an equity and inclusion lens by including at least all diverse populations in conversations and school efforts around of DEI.”

Sayna Parsi, MLSA Vice President and Treasurer

Vice President and Treasurer Sayna Parsi, a sophomore, said the organization will provide opportunities for Muslim students “to connect with other students and faculty who have similar backgrounds and beliefs, even if they do not practice religion”.

Parsi, 23, grew up in Iran before moving to Winona, Minnesota in 2006. She looks forward to working with other affinity groups to be a resource “for those who want to learn more about Islam and reduce misconceptions about Islam and those who identify as Muslim We will also show the diversity that exists within the Muslim religion.

Ridwan Bobe, MLSA Secretary

Ridwan Bobe, a 22-year-old freshman, is the group’s secretary. He is interested in real estate and real estate law, as well as dispute resolution and mediation. He was born in Minneapolis after his family immigrated from Somalia in the 1990s. “I’m glad we have an organization that represents us and allows others to connect with us as well,” he said.

“I also hope it can be useful for others to know who is Muslim around them and see how they can interact and learn about Islam in the right way.”

More expensive and riskier debt with fewer assets hinders wealth creation for black households


It can be good to have some debt, because debt can actually help build wealth. But it all depends on the type of debt. Other debts can pose a major financial risk to your financial security. Black households are burdened with risky debt, which hampers their ability to grow their wealth.

African-American families are burdened with heavy debts. Black households owed an average of $8,554 in consumer debt as of September 2019. White families on average had significantly more consumer debt at $32,838, but they also have significantly more assets such as cars for compensate for this debt and a higher earning capacity. On top of that, blacks hold riskier debts.

Photo by Tima Miroshnichenko from Pexels

Risky debts, which come with relatively high interest rates, include payday loans, credit cards and car loans. It can also include student loans. And, black households are more likely to have such debt than white households. Carrying this type of debt makes it harder for black households to build wealth at the same rate as white households.

Blacks tend to have more payday loans, credit card debt, installment loans and student loans than their white peers, according to Federal Reserve data on household finances. Almost six percent, 5.7 percent, of black households had payday loans; only 2.0% of white households did so.

When it comes to installment loans to income, the median ratio of installment loans to income was 35.7% for black households, compared to 22.6% for white households in 2019. Installment credit is a loan that you repay with fixed payments over a set period of time. . These loans have an interest rate, repayment terms and fees.

Households of color hold a much larger share of consumer debt such as credit cards and installment loans than white households. In fact, consumer credit accounted for 43.5% of all black household debt and just 22.8% of total white household debt, according to the Federal Reserve’s latest quarterly data on the distribution of wealth among people. households.

Read Finurah’s full story here.

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Saeidi publishes a book to explore citizenship and state formation through a comparative lens

Shirin Saidi

Shirin Saeidi, Assistant Professor of Political Science.

Shirin Saeidi, assistant professor in the Department of Political Science at the J. William Fulbright College of Arts and Sciences, recently published a book, Women and the Islamic Republic: How Gendered Citizenship Conditions the Iranian State. His book explores how the post-revolutionary Iranian state transformed after the 1979 uprisings that established an Islamic Republic in Iran.

“I am influenced by scholarship that understands the state as an imaginary construct,” Saeidi said. “As such, I believe that the Iranian state is what the Iranian people imagine it to be. In my book, I have sought to understand this imagination by focusing on how non-elite women build the state through political and social struggles outside of formal spaces. For politics. In many ways, this project started with an image in my mind: non-elite women as artists building our future with their vital forces.

The process of state formation outside of the Western experience is understudied but fascinating to those interested in global politics and international relations beyond the borders of North American and European states. Saeidi poses the question: how does war affect the relationship between state elites and citizens in non-Western contexts? What can we learn about statecraft through a comparative political lens and with a focus on non-elite people living with a hybrid regime?

“I decided to focus my study on women in particular because I knew firsthand the important role Iranian women have in the democratization of their country,” she said. “The story of victimized Muslim women who needed to be rescued through international intervention dominated my life as a young adult living near Washington, D.C. This story, however, did not resonate with me as a native American. Iranian descent with strong political roots in two revolutionary countries.When I traveled to Iran in my youth, I saw the women of my own family navigating worlds that in many ways were opposed to them. who has worked hard to uphold democratic ideals in the United States despite terrifying experiences with Islamophobia.”

Saeidi explores state formation creatively drawing on poetry, mothering tactics, romantic relationships, gentleness, silence, femininity, Marxist literature, and everyday activism in the context of war and during the post-war years.

“Comparative studies in political science allow us to understand concepts such as citizenship, state formation, democracy, and authoritarianism in more nuanced ways that ultimately not only enrich the discipline of science political, but I would like to think that the pursuit of freedom for all is more tangible for all of us,” she said.

Through extensive fieldwork in Iran spanning almost a decade, Saeidi argues that citizenship has developed in changing and unpredictable ways in the post-revolutionary state. This challenges the masculine theorizations of the Iranian state that have dominated previous scholarship. His finding regarding the presence of citizenship in Iran also challenges the binary association that has historically been made between democratic and undemocratic states in political science. She insists that this is due to the powerful presence of Iranian women in contesting the process of state formation. She makes the counter-intuitive argument that the Iran-Iraq War (1980-88) empowered women in this endeavor because war demands women’s participation.

“Similar to experiences in the West, women in the Middle East, including Iranian women, have often been invited to join the public sphere in times of war,” Saeidi said. “And like women elsewhere in the world, women in the Middle East are also refusing to return home after the wars are over.”

While Saeidi wrote the book to shed light on Iran’s rights struggles through in-depth contextual analysis, she believes the volume will be of interest to DC policymakers, as well as Iranian political elites. This is due to the holistic view it offers on the intersections of religion, gender and political change in the post-revolutionary state.

“Above all, I hope that when students, scholars, and non-academic audiences read my book, they will appreciate the politics that unfold in daily life and the vital role that non-elite women play in national and international politics. “, she said. . “It’s certainly a theme that’s also increasingly recognized in American politics.”

CFPB Seeks Comments on Consumer Industry Fees


The Consumer Financial Protection Bureau (“CFPB”) continued to strengthen its regulatory oversight of the consumer financial services market. On January 26, 2022, the CFPB published an initiative seeking public input on so-called “unwanted fees” in consumer financial services. According to the CFPB, “junk fees” occur when: (i) fees are charged for things that consumers thought were covered by the base price of a product or service; (ii) the charges are unexpected; (iii) the cost of the fees is grossly disproportionate to the cost of the service; or (iv) it is unclear why a fee was charged. The CFPB argues that ‘junk fees’ are harmful to the financial services market because they ‘obscure the true price’ of a service by, for example, offering attractive introductory prices, but then make up the difference by charging various fees. back. on consumers.

The bulletin specifically identified credit card late fees and current account overdraft fees as potential “junk fees” that obscure true service pricing and undermine a competitive financial services marketplace. The purpose of the bulletin is to seek public input on consumer fees in financial services to “develop rules, issue guidance for the industry, and focus supervisory and enforcement resources” in an attempt increase competition in consumer credit and reduce the incidence of so-called ‘junk fees’. ”

The bulletin refers to the CFPB’s request for information regarding fees charged by providers of consumer financial products or services (“RFIs”), which asks consumers to identify fees associated with “bank, credit, prepaid account or credit card, credit card, mortgage, loan or payment transfer. Beyond the deposit account and credit card fees identified in the CFPB bulletin, the RFI is also seeking consumer testimonials regarding fees associated with (i) remittances and payments (bank transfer/ACH, etc); (ii) prepaid card fees; (iii) mortgage fees; and (iv) fees associated with other types of loans, such as student loans, car loans, or payday loans. Given the wording of the RFI and the bulletin, it is possible that the Bureau will attack consumer credit charges, even when these charges are well disclosed, if it perceives a strong disconnect between the amount of the charge and the cost of the service resulting in the fee.

The CFPB’s continued focus on fees for financial services is likely to spur an active plaintiffs bar that has created a cottage industry of class action lawsuits against financial institutions alleging insufficient disclosures regarding consumer banking fees. The risks associated with these types of consumer class actions are not negligible. A court recently approved an award of $25 million class action plaintiff’s attorney’s fees, to be paid from a $75 million settlement fund, in a class action lawsuit for bank charges. Financial institutions should also prepare for increased regulatory scrutiny and the possibility of enforcement action following any findings the CFPB draws from the RFI.

Copyright © 2022, Sheppard Mullin Richter & Hampton LLP.National Law Review, Volume XII, Number 34

Muhammad Mokaev wants to break Jon Jones’ record by becoming the youngest champion in UFC history


Remember the name of Muhammad Mokaev.

The Dagestan-born Mancunian plans to ‘crush’ everyone in his quest to replace Jon Jones as the youngest champion of cfu story – starting with Cody Durden.

Mokaev, 21, will make his Octagon debut in London on March 19.

His next opponent caused outrage after his victory over Aori Qileng at UFC Fight Night 198 in November.

In his post-fight interview, Durden told of Aori to the ESPN commentator Daniel Cormier“I knew he was going to be tough, but I had to send him back to China where he came from.”

The American was later criticized on social media with many accusing him of Sinophobia.

And Mokaev, who is a former IMMAF World Champion, was the first to raise his hand to fight him.

In one GIVEMESPORT exclusive, he said, “I asked for this fight. People want to see this fight. People want to see Cody Durden get run over.

Muhammad Mokaev will make his UFC debut against Cody Durden in London on March 19

“The UFC is a business, so they know what people want to see, and if people want to see me smash Cody, I’ll smash Cody.

“I will prove that young guys are always hungrier and more driven than older guys.

“Listen, I’ve done more in this sport than him in less time, and I’m going to show why I’m hungrier.”

Fighting for Team KHK MMA in Bahrain, Mokaev will debut on the same card as Jake Hadley, another highly touted flyweight prospect.

With the pair signed to Paradigm Sports Management, the same talent agency that represents Israel Adesanya, Cris Cyborg and Conor McGregor, a match seems inevitable.

Muhammad Mokaev has signed with Paradigm Sports

When asked if he would consider a fight with Hadley, he replied, “If he keeps winning, why not? If he’s got anything personal, I live an hour’s drive from Birmingham, so come see me man.

“It’s not like he lives in America and I live in Russia.

“Listen, come see me, it’s not like I’m hiding. Every morning and every evening I am at the gym. Send me the location.

“He’s using my name to get attention because right now he has an opponent, I have an opponent. That’s it. Shut up man.

Formation of Muhammad Mokaev

What if they ran into each other backstage?

“I met him before at SBG Manchester. I remember him putting his head down and walking past. It won’t make a big difference.

“He said in an interview that I’m going to throw him a chair or something.

” Why are you doing this ? I’m not throwing a chair at anyone. I have two hands. Come see me.”

UFC Fight Night 204 takes place on March 19. The first preliminaries will be broadcast live on UFC Battle Passwhile the preliminary card and the main card will be broadcast live on BT Sports.

News Now – Sports News

Lee Chatfield allegations fuel push for ethics reform in Michigan Legislature


McBroom wants to tighten campaign finance rules in response to reports from Bridge Michigan and other outlets detailing how Chatfield used political funds to fuel extensive travel and a lavish lifestyle.


“For our government to work well, there has to be a lot of public trust,” McBroom said in Bridge Michigan on Thursday. “A lack of transparency only breeds suspicion.”

While lawmakers are still negotiating the details of a final agreement on ethics reform, possibilities also include some form of personal financial disclosure for lawmakers, new lobbying rules and expanded access to public records.

Chatfield, whose attorney has denied any unlawful actions, left office at the end of 2020 but is back in the public eye amid a state police investigation into allegations he sexually assaulted a woman who would later become his sister-in-law, from when she was a teenage student at a Christian academy where he taught.

A lawyer for the woman, Rebekah Chatfield, said police were also looking into Chatfield’s finances during her tenure, including her use of several political action committees and a nonprofit nonprofit that paid staff and family members for unspecified work outside the Capitol.

Former colleagues told Bridge that Chatfield had extravagant taste and traveled so frequently he sometimes overruled House votes on Thursdays to catch planes, a lifestyle seemingly out of reach for a father of five who earned $95,985 as Speaker of the State House.

Records show the Peninsula Fund, a Chatfield-linked nonprofit run by two of its top legislative staffers, spent nearly half a million dollars on travel and food in 2020 alone But IRS rules do not require the black money fund to disclose donors or explain how its money was spent.

While political nonprofits are generally governed by federal rules, McBroom told Bridge he was exploring “if it’s still possible for us to make sure lawmakers who have it are making disclosure” at the level. of State.

“Strengthening our disclosure, at the very least, as well as stricter parameters around whether or not we allow staff and family members to receive salaries from these accounts, is a very important discussion that we need to have,” McBroom said.

Michigan has consistently ranked among the worst states in the nation for ethics and transparency laws, but the House last year approved a series of bipartisan reforms that advocates say could help build trust of the public in government and the legislative process.

A package would expand public access to government records, ending a blanket exemption for all state lawmakers and the governor’s office.

Another would ban lawmakers from immediately becoming paid lobbyists after leaving office and require them to disclose personal financial information to a privy council, among other things.

The legislation has so far stalled in the Senate, where Majority Leader Mike Shirkey, R-Clarklake, has expressed concerns about the two packages. He said he was concerned financial disclosures could be used against lawmakers or deter potential candidates from seeking public office.

But Shirkey told reporters last week that negotiations have been going on behind the scenes since the House passed last summer. He said he thinks “we’re very close to having the ethics package ready to go” in the Senate.

“I’ve never been shy about the ethical parts, except for the declaration of personal assets,” Shirkey said, noting that he wanted “it to be defined and written in a way that I think it’s can be controlled so that this does not happen”. be used against someone or deter quality people from wanting to run for office.”

Michigan is one of only two states that does not require state lawmakers to disclose their financial interests, making it difficult to know whether they support bills that personally benefit them.

Transparency advocates have expressed concerns about personal financial disclosure legislation passed by the House and fear Shirkey’s pending reviews could effectively oust him.

Instead of requiring lawmakers to publicly disclose finances, the House plan would require them to file reports with a legislative ethics oversight committee that would operate in secret and would not be subject to the law on ethics. state open meetings.

“To me, the only financial disclosure that matters is financial disclosure to the people,” said Rep. Dave LaGrand, a Grand Rapids Democrat who has pushed for more aggressive public disclosure bills that have not moved forward.

“Anything else is a distraction at best and counterproductive at worst,” he said.

Chatfield’s allegations are the latest in a series of personal controversies in the Michigan Legislature this session.

State Rep. Jewell Jones, D-Inkster, is heading to trial for drunk driving, carrying a weapon and resisting arrest charges after erratic driving last spring. State Representative Brian Posthumus, R-Cannon Township, was sentenced in July to 15 days in jail and two years probation for drunk driving.

In October, prosecutors decided not to press charges against state Rep. Steve Marino, R-Harrison Township, after his colleague Mari Manoogian, D-Birmingham, accused him of sending threatening text messages to the end of a romantic relationship.

As the Senate considers changes to the ethics program, McBroom told Bridge Michigan he also hopes to add tougher transparency rules for public universities.

Last month, the University of Michigan’s board of trustees met behind closed doors and voted to fire President Mark Schlissel after what had been a secret investigation into an inappropriate relationship with a school employee. .

In recent weeks, Republicans and Democrats in the Michigan House have urged the Senate to follow through on the ethics reform package the lower house approved in June.

“Now more than ever, we see the importance of legislative ethics and the need for state laws that require it,” State Rep. Pamela Hornberger, R-Chesterfield Township, said in a statement. last week.

NOTICE: Don’t minimize veteran loan options



Submitted by Annissa Flores / Isleta Tribe Member and U.S. Army Veteran

This letter is provided as the author’s opinion/comment. You can submit your own letter to editor@abq.news

This story also appeared in the commentary

As our nation celebrated Veterans Day and honored those who answered the call, federal legislation was introduced to expand financial rules currently preventing active duty service members and their families from getting the credit they need. need, to all veterans and consumers. New Mexicans should be doubly affected because a similar proposal that would restrict access to consumer credit has been considered here at the state level. As the economic impact of the COVID crisis continues to rage and inflation reaches 30-year highs, our elected officials must oppose any legislation that would make things harder for military and civilian families.

For many service members, financial concerns often weigh more on them than their deployments. These financial challenges persist after the transition to civilian life, as too many veterans report difficulty paying their bills. Despite good intentions, the efforts of policy makers have not alleviated these challenges – and in some cases have even made matters worse. This is the case with the 36% rate cap of the Military Loans Act (MLA) on most forms of consumer loans and credit.

Proponents claimed the MLA would help keep the military out of debt – but it didn’t. In fact, twice as many members of the military are worried about paying their debts now than before the member passed.

The National Foundation for Credit Counseling released a study earlier this year finding that active duty members were more than twice as likely to take out a cash advance or payday loan in 2020 than in 2019. Members of service said they used these loans because there were few other options available. Notably, this is more than a decade after the MLA Act was enacted.

To make matters worse, just as HR 5974 (the bill to expand the MLA rate cap) was introduced in Congress, the Consumer Financial Protection Bureau (CFPB) announced a lawsuit against predatory lenders. in Texas which charged very high interest rates on payday. loans to serving military personnel and their families. This is despite the fact that the MLA prohibits offering such high rates to active members of the service. The agency had previously released a report in 2020 showing that a “significant fraction of young enlisted service members are in default on debts or have serious waivers (e.g., defaults) on their credit report by the time they are leaving active duty.”

The mounting evidence is clear. Rate caps on consumer credit aren’t working for military members and their families, especially at a time when the costs of basic necessities – groceries, gas, clothing – are rising due to inflation and the economic insecurity continues to loom due to the pandemic.

Here in New Mexico, lawmakers are once again debating a flawed 36% rate cap proposal on most consumer loans that was introduced last year. This bill is not needed here because previous legislative action in Santa Fe was successful in driving most forms of predatory lenders out of the state, if not out of bankruptcy. The small lenders that remain are heavily regulated at the state and federal level and fill a niche that New Mexico’s banks and credit unions don’t fill: serving the needs of customers who don’t have the savings or credit ratings but need short-term credit to meet such urgent needs as car repairs before their next paycheck.

As the African American Chamber of Commerce of Greater Albuquerque recently noted, small legitimate New Mexico lenders have shown they cannot provide a 36% loan for less than $2,500, an amount whose most people simply don’t need to, running the risk that a policy aimed at protecting consumers from debt cycles will add more debt to their bottom line. It just doesn’t make sense.

This question is much more complicated and requires further consideration. Before moving forward with the legislation, the matter should be studied further to determine a better way to address lower interest rates and to strengthen consumer protection in a way that would protect consumers and ensure that they maintain access to the credit they need. Additional forms of consumer protection for small dollar loans may be needed here in New Mexico. But we can and must do better than the MLA given the unfortunate and unintended consequences it brings to the military. We cannot afford to impose policies that nowhere seem to be working on veterans, their families, and all other citizens here in our state.

Biden says US raid in Syria targeted Islamic State leader


U.S. President Joe Biden and Vice President Kamala Harris (not seen) greet the National Association of Governors in the East Room at the White House in Washington, DC, U.S., January 31, 2022. REUTERS/Leah Millis

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WASHINGTON, Feb 3 (Reuters) – U.S. President Joe Biden said on Thursday a counter-terrorism raid by U.S. special forces in northwest Syria was targeting the Islamic State leader, adding he would address the operation in remarks later Thursday.

“Thanks to the skill and bravery of our armed forces, we removed Abu Ibrahim al-Hashimi al-Qurayshi – the leader of the Islamic State from the battlefield. All Americans returned safe and sound from the operation “Biden said in a statement, referring to the acronym by which the Sunni Islamist militant group is sometimes known.

A senior US administration official told Reuters that al-Quraishi was killed in the raid.

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“At the start of the operation, the terrorist target detonated a bomb that killed him and his own family members, including women and children,” the administration official said.

After the assassination of Islamic State founder Abu Bakr al-Baghdadi in October 2019, the group named his successor al-Quraishi, an Iraqi who was previously detained by the United States.

“While we are still evaluating the results of this operation, it appears to be the same cowardly terror tactic we saw in the 2019 operation that eliminated al-Baghdadi,” the official said.

Biden planned to deliver a speech on the Syria operation at 9:30 a.m. ET / 2:30 p.m. GMT, the White House said.

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Reporting by Steve Holland; Additional reporting by Susan Heavey; Written by Doina Chiacu; Editing by Raissa Kasolowsky and Chizu Nomiyama

Our standards: The Thomson Reuters Trust Principles.

Early access to salaries has reignited interest in Canada


Why should you wait two weeks for a paycheck in a computerized world where money transfers only take a fraction of a second?

Soon you may not have to.

Fintech companies are set to disrupt Canada’s traditional bi-weekly payroll system, with a new service that offers workers on-demand pay for work completed.

Early Access to Wages – also known as Pay-As-You-Go and Early Access Pay – is a third-party service offered by employers that allows workers to access some or all of the money they’ve already earned without the two-week pay arrears. The concept is in its infancy in Canada.

It’s being touted as an alternative to payday loans, which carry exorbitant interest rates, and a solution for people living paycheck to paycheck who need immediate access to their paycheck.

“We really empower people to access their income,” said Seth Ross, who leads Dayforce Wallet at Ceridian, a human resources and payroll software company headquartered in the United States and operating in the United States. Canada, Europe and Australia.

“If someone doesn’t have access to their funds when they need them, where will they go? They will incur debt from credit cards or payday lenders who charge 300% interest,” he said.

Dayforce Wallet started in 2020 in the United States and became available in Canada in July 2021. It works with more than 100 companies. Industries that traditionally hire hourly, part-time, or casual workers find the system most appealing. Dayforce Wallet customers include La Vie en Rose and hire-purchase retailer Aaron’s.

Dayforce Wallet allows workers to access their payroll through an app, with money deposited directly to their Dayforce Wallet card. There are no fees to transfer funds to other accounts and there are no interest charges. However, standard ATM fees apply.

“It’s the right thing to do, it’s about helping people take control of their financial lives,” Ross said.

Canadian pay-per-view company ZayZoon was founded in 2014 with the goal of ending predatory lending. To date, he has worked with over 2,500 companies in the United States, including Domino’s, Wendy’s and 7-Eleven.

Although it is headquartered in Calgary, it does not yet work with Canadian employers.

“Canada wasn’t ready for a service like this when we started the company,” said CEO and Founder Tate Hackert. “The population size is just smaller and there are also more conglomerates that have a stronghold in Canada.”

But that could change.

Many Canadians have faced layoffs or unreliable work hours during the pandemic and are struggling to pay their bills on time. And with more job openings across the country, companies need to offer more attractive benefits to their workers, Hackert said.

The goal is to help people who have a cash flow problem by allowing them to pay their bills when they need to, Hackert said. Instead of paying high interest on payday loans, they can access their own paycheck when they need it and pay zero interest.

Toronto-based startup KOHO also got into pay-as-you-go in 2014 to offer a healthier alternative to payday loans.

“You just have to look around and see that lenders are around every corner. It’s super corrosive to financial stability, so that’s the problem we’re trying to help solve,” CEO Dan Eberhard said.

KOHO has partnered with Canadian companies that use the Automatic Data Processing (ADP) online payroll system to offer employees Instant Pay, which allows them to cash out up to 50% of wages earned each working day.

“Employers are looking for stability in the marketplace,” Eberhard said. “It costs employers nothing. This gives them a compelling edge to show they care about employees.

Early access to wages helps with worker retention and during this “great quit” it’s imperative for businesses to be competitive, Ross said.

According to Dilip Soman, professor of behavioral science and economics at the University of Toronto, the two-week pay cycle came about after payroll taxes (in which money is deducted at source) began. Because payroll systems were complicated and expensive, doing it every two weeks was more efficient and less expensive, he said.

Today, the bi-weekly pay system doesn’t make as much sense, Soman said.

“If your credit card statement comes in on the 27th of the month, but your paycheck doesn’t come until a few days later and you can’t pay it off, then this (early pay) service is a plus, because it’s It’s an alternative to payday loans,” he said.

Nevertheless, there are caveats. Giving early access to salaries could be extremely risky for those struggling to budget, he said, and there must be absolute transparency on costs and fees.

In addition, there is a segment of the population that does not need faster access to income; having two paychecks a month can help them budget better, Soman said.

“Any technology that makes it easier to spend can backfire. We have seen this with credit cards; it’s great for some and causes debt for others. This is something we need to point out.

Financial literacy and credit counselor Pamela George agrees.

“If you don’t know how to budget, you end up spending money and there’s not enough for rent,” George said. “Pay-as-you-go could be dangerous for those who can’t save.”

It is up to employers to responsibly prepare their employees for financial success, she added.

“What are employers doing to make sure their employees are saving? Do they help them achieve their goals? If a company wants to implement this system, financial literacy and planning training should be provided to employees,” she said.

Correction — February 3, 2022: Dayforce Wallet was launched in the United States in 2020, a year before its launch in Canada. An earlier version indicated that the launch took place in 2000. The Star had received inaccurate information.


Conversations are opinions of our readers and are subject to the Code of Conduct. The Star does not share these opinions.

Loans that help you solve your car problems


In our daily tasks, we rely on our ability to move from one point to another. We humans have to move to survive, without movement we couldn’t get to work, buy groceries and toiletries or even go to important places.

Most of this problem can be solved by getting a car. A car really solves the travel problem, but cars break down and need to be repaired.

So how do you deal with car trouble, when all you can think of is “how to pay for car repairs without money when I need my car repaired but don’t know where to borrow »?

How Auto Loans Work

If you’re struggling with emergency car trouble, guess what, you’re not alone. Auto loans are also called car loans or car loans. These loans are sums of money taken out by borrowers to purchase a new or used personal or utility vehicle.

Auto loans are secured unlike personal loans which are unsecured, the loan is used to purchase serves as collateral in an auto loan.

Today, the total number of Americans has increased dramatically over the past 10 years. On average 1 in 4 people spend 10% of their income on car debt.

Interest rates on car loans

Auto loans are secured loans taken out by people to purchase vehicles. The average interest rate for a car loan is 4.09% for new cars and 8.66% for used cars. Auto loan interest rates are provided as an annual percentage rate or APR.

The interest rate depends on various factors such as debt, income and credit rating. Credit score had a major influence on the interest rate, people with a credit score of 780 and above have a better chance of getting a loan with around 3% interest.

According to Experian Information Services, here are the applicable rates based on credit score

CREDIT RATING Average APR for a new car Average APR for a used car
Super Prime


2.34% 3.66%

661 – 780

3.48% 5.49%
not first

601 – 660

6.61% 10.49%

501 -600

11.03% 17.11%
deep subprime

300 – 500

14.59% 20.58%

How long do car loans last

Car loans are so important in the process of acquiring a car. The loans can last between a period of about 12 months to about 8 years. Auto loans are for 12 months.

Car loans: effect on credit score

Auto loans, like all types of credit services, have both good and bad effects on our credit score.

  • The car loan is important in the acquisition of a car.
  • Payment history accounts for 35% of our credit score.
  • Paying off our car loan on time and within the repayment window positively affects our credit score.

Car loans do not affect the use of credit, which positively affects our credit score. Loans when not repaid can accumulate which negatively affects our credit score.

Battling with emergency car issues can be stressful enough, but knowing the right credit service to use takes a lot of the stress away.

According to American Automobile Associationthe average car upkeep that includes routine maintenance and repair in the event of damage costs about $1,200, and only about a third of American drivers are financially strong to afford unexpected car repair costs.

Some automotive problems are covered by the vehicle’s warranty or insurance, but sometimes our vehicle may develop a fault that neither our warranty nor our insurance covers, so we have to pay cash, and situations may arise where we don’t have no money on hand, there are few ways to get the funding we need, so let’s review

#1 Personal Loans

Personal loans are unsecured loans characterized by high interest rates. Personal loans can be used for a variety of things like home renovations, car repairs, vacations, etc. Personal loans for car repairs can be obtained at fitmymoney.com

#2 Credit cards

Credit cards are a way to pay for auto repairs that aren’t covered by insurance and warranty. Auto repairs can be placed on a card with an open credit limit.

#3 Payday Loans

Payday loans are also called payday advances. A payday loan is a short-term, unsecured loan, often characterized by a long interest rate. Payday loans are usually repaid when you get your next paycheck, but some lenders may give you more time to repay. Payday loans can be obtained to pay off automobile problems. Payday loans for auto trouble can be obtained at fitmymoney.com.

#4 Car Title Loans

Car title loans are short-term loans in which the lender deposits the title of their car as collateral to obtain a loan. When the borrowed money is repaid, within the repayment window which can last up to 30 days, the title of the car is returned, otherwise the person risks losing their car to the lender.


Car loans are very important in our daily lives, not only because they allow us to buy a car, but also because, if managed well, they can be a major way of increasing our credit score.

The loans available for repairing our cars are so important in filling the gaps in economic situations such that today only one-third of Americans can afford to maintain their vehicles without resorting to loans.

Indian classical dance virtuoso Birju Maharaj dies at 83


Birju Maharaj, revered in India as one of the exponents of one of its oldest and most established classical dance forms, and who has choreographed steps for Bollywood hits and classics of Indian cinema by directors as Satyajit Ray, died on January 16 in New Delhi. He was 83 years old.

The cause appears to be cardiac arrest while he was undergoing dialysis, a granddaughter, Ragini Maharaj, told the Press Trust of India news agency.

Mr Maharaj performed in the Kathak tradition, which has roots over 2,000 years old, according to some evidence. Kathak dance was practiced in royal courts across the country and found favor in Hindu and Muslim cultures. It is one of eight genres of classical dance in India, each largely based on the region and each with its own sophisticated and diverse vocabulary.

Kathak lineages were associated with three cities in the central Indian states of Uttar Pradesh (Lucknow and Banares) and Rajasthan (Jaipur). Mr Maharaj was brought up in a Lucknow tradition, a form that has become widely popular.

Kathak is the most interconnected tradition with live music. The dancers, using steps and facial expressions, tell a story, often inspired by ancient Indian epics. But it’s also an art of virtuoso, painstakingly paced footwork, often with tight rhythmic patterns that suddenly stop on the beat.

Mr. Maharaj’s eyes, mouth, arm gestures and footwork were all part of the brilliant and charming skill with which he made Kathak famous. Like several other Indian genres, kathak uses anklets bearing dozens of tiny bells that ring with the steps of bare feet; the counters chimed by Mr. Maharaj’s anklets were often staggering.

Brij Mohan Nath Mishra was born on February 4, 1938, into the seventh generation of a distinguished Kathak family, known as the Maharaj for their mastery of the art.

He received his early dance training from his father, Jagannath Maharaj (popularly known as Acchan Maharaj), who had been the court dancer in the princely state of Rajgarh and became his son’s guru and his fellow interpreter. The British were still ruling India when Birju, at the age of 7, gave his first public performance.

Two years later, her father died and two of Birju’s uncles – Shambhu Maharaj and Lachhu Maharaj – continued her dance studies. When India became independent in 1947, Kathak enjoyed new glory, with Birju as its main exponent.

He moved to New Delhi as a boy. At 13, he began teaching Kathak at Sangeet Bharati, a major performing arts school. By the age of 20, he was nationally recognized as one of his country’s greatest dancers. He also practiced and performed Hindustani vocal music, composed new music, played several musical instruments, wrote poetry and painted.

He then taught, with his uncle Shambhu, in dance schools in New Delhi, opening his own school, Kalashram, in 1998.

Mr. Maharaj married Annapurna Devi in ​​1956. They had three daughters, Kavita, Anita and Mamta, and two sons, Jaikishan and Deepak. His sons and daughter Mamta are leading figures in the practice of Kathak. Mr. Maharaj’s wife died in 2008. A full list of survivors was not available.

Early in his career, he took part in the cultural troupes sent abroad by the Indian government. When mythological and historical dance features became the norm in the 1970s, he choreographed a number of them, some with Mughal themes. In the 1980s, he focused on abstract, fully rhythmic compositions. Humor and sensitivity became part of his storytelling, along with math and numerology.

He choreographed a number of dances for Indian films, beginning with Satyajit Ray’s classic “The Chess Players (Shatranj Ke Khiladi)” (1977). He also did famous dance numbers in hit Bollywood movies like “Devdas” (2002) and “Dedh Ishqiya” (2014).

Mr. Maharaj gave Kathak dance lessons to movie star Deepika Padukone for the movie “Bajirao Mastani” (2015). He won a Filmfare Award, a major Indian film industry accolade, for best choreography for the number “Mohe Rang Do Laal” in this film.

Widely known as Pandit Birju Maharaj – Pandit refers to skill, scholarship and authority – he has danced in Europe and the United States, visiting Washington in 2014 and New York in 2019.

At least until the late 70s, Mr. Maharaj showed how Kathak could display a brilliant, jazzy interplay with its musical accompaniment while remaining an art of both communication and play. He was devoted to his musicians , always traveling with them. They often teased him in performance with skeins of rhythmic complexity to which he happily rose.

He also showed that dance was part of something larger: a response to nature and divinity.

The main reasons why you can benefit from debt consolidation


The consumer world we live in today leads some people to deal with bad credit. If you belong to this category of people, you probably need a bad debt consolidation loan. A bad credit consolidation loan can offer you a financial loan to combine all your credit cards with payday loans and high cost or high interest loans.

In short, debt consolidation loans for bad credit can help you consolidate all your loans into one, saving you time while reducing your fees and interest. In other words, this type of loan is completely stress-free. There are, of course, other benefits of debt consolidation, which will be our topic today, and which we will explore in more detail below. Let’s go.

Top Debt Consolidation Benefits Worth Trying

As mentioned above, debt consolidation is stress-free and time-saving, but there are other benefits to consider, such as:

1. Improve your credit score

When you pay off all of your debts with a debt consolidation loan, they will all be listed as “paid” on your credit card report, which can dramatically improve your credit score in the long run. A bad credit debt consolidation loan gives you the ability to control your high-cost finances by combining your loans into one simple example. Here’s how you can improve your credit score with such a loan:

  • Less fees, less interest, less late fees;
  • Negotiation with creditors to reduce repayments;
  • Refinancing;
  • Reduce interest rates by consolidating all debts into one loan.

2. Control your debt

Once you get overwhelmed with debts, you can start missing your monthly payments, resulting in a bad credit score. If your debt gets out of hand, you’ll just need more and more money to pay it off, but with such a bad credit score, you won’t be able to easily access personal finance from your traditional bank. This is precisely where a bad debt consolidation loan comes in, giving you a chance to regain full control of your finances.

3. Lower interest rates

If you find yourself in a situation where you have to pay several debts at once, chances are that at least some of them are from your credit card. Credit cards always have a higher interest rate than other available loans, and those rates tend to get even higher when you fail to make a payment on time. Therefore, a credit card consolidation loan can reduce that high interest on your debt, giving you the option of paying off the loan at a much lower rate.

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Women in France seek to end ‘humiliation’ against hijab in sport


French attempts to ban women from wearing the hijab in sport are sparking outcry and thousands are campaigning to stop the decision becoming law.

A petition by French activists to end a controversial law banning Muslim women from wearing the veil while playing sports has garnered thousands of signatures.

“I’m passionate about football,” Foune, 22, from the Paris suburbs, said in a petition she started.

“I have been fighting for more than a year to allow all women, including those who wear the veil, to practice their favorite sport in official competitions,” she added, fearing that current legislation could institutionalizes anti-Muslim discrimination.

Widely circulated on social networks, the petition adds that thousands of women in France who have made the “intimate choice to wear the veil” feel “excluded”.

“Being kicked out of a soccer field was personally one of the biggest humiliations of my life,” said Fortune, who campaigns using the hashtag “Les Hijabeuses,” launched by a social justice group called Citizen Alliance. .

Many Muslim women face barriers in work and school environments where they may be forced to remove their hijab due to the country’s anti-Muslim legislation.

“This is the case of thousands of women today in France, who juggle between abandonment, loss of self-confidence, fear and apprehension”, indicates the petition.

Like most national sports federations in the country, the French Football Federation bans the wearing of the veil, according to the petition, “using arguments such as a supposed neutrality in sport or even by invoking principles of hygiene and security”.

The French Parliament is now seeking to turn this informal ban into law.

Last month, the Senate voted to ban visible religious symbols in sports, a move primarily aimed at the country’s Muslim women – some of whom can play sports with a headscarf.

According to right-wing politicians who voted for the decision, the decision targeting the country’s Muslim women was made in the interests of so-called religious neutrality.

The latest decision by the French Senate follows a series of restrictions in recent years that have systematically cracked down on Muslims.

Activists have vowed that even if the latest legislation eventually becomes law, they will continue to play football.

“Even if the intolerant don’t want us, we will play!” said one social media user.

Following the French Senate decision on hijabs, another social media user added that “millions of Muslims are being asked to choose between their sport and their religion. So many people are working so hard to make sport inclusive for all as this madness continues…in 2022.”

“Sport must be free from overt racism and misogyny. This law highlights the cruelty and exclusion that Muslim women face on a daily basis in French society,” said another social media user in support of the campaign.

This is not the first time that France has sought to suppress the activities of Muslim women.

Last year, the French parliament decided to ban Muslim women from attending their children’s school trips while wearing the hijab, a symbol it sees as a threat to everything the Republic stands for.

Macron’s laser focus on the country’s Muslim minority of 5.4 million, even as France continues to battle the coronavirus pandemic, has also had the unintended impact of amplifying French insecurities about its place in the world. world and their sense of identity.

These cross-cutting issues have only intensified with presidential elections just months away and parties on the left and right of the political spectrum are vying to appear tough on Muslim practices.

Source: World TRT

St. Thomian Hafeezah Muhammad named semi-finalist for SheEO 2022 | News


Hafeezah Muhammad, owner of Youme Healthcare, is busy making waves in the business world.

As a 2022 SheEO Venture U.S. Semi-Finalist, Muhammad is proud that despite being from a small island like St. Thomas, she can hold her own as a national nominee.

“To even come to this is a phenomenal experience,” she said. “It makes me proud. I’m from the Virgin Islands and I’m here with all these phenomenal women who said I deserved to move on. It’s an incredible feeling. I just want to inspire kids in the Virgin Islands to know that you can start on a small 32 square mile island and end up being a CEO.

Muhammad graduated from Ivanna Eudora Kean High School in St. Thomas in 2000. She was an executive at Verizon for 13 years before becoming vice president of sales and customer experience for one of the largest companies in mental health in the United States, Thriveworks, which provides advice. and psychiatric services. It was there that she found her passion for children’s mental health and well-being.

In October 2020, during the pandemic, Muhammad’s son was struggling and she could not find him adequate care as digital mental health care was not readily available.

“Mental health care for children would always be done in person because people were worried that children wouldn’t do well on telehealth,” Muhammad said.

“I thought it was such a great opportunity and I never want another child to go through what I was going through as a parent ever again,” said Muhammad, who started Youme Healthcare to address this issue.

“It was one of those times when it was the right thing,” she said. “After almost 40 years of my life, I finally found what I wanted to do for the rest of my life.”

Muhammad assembled a team and opened Youme Healthcare in April, offering online mental health and psychiatry services for children.

It now has 25 direct employees and 20 practitioners working alone under contract with the group. In less than a year, they’ve seen over 150 clients and conducted over 1,200 virtual sessions.

“It was a phenomenal experience to have a real impact on children who need help and support in crisis,” she said. “So far we have had at least five children who were actually suicidal. Their parents were trying to find cures for them, but they didn’t know how badly they were in crisis. We were able to get involved and we saved their lives. One of the girls, 12, had already written her suicide note. The mental health crisis for children has worsened dramatically. Since the pandemic, they see an increase in suicides among middle and high school students and mental health crises start younger, as young as 5 years old.

Muhammad points out that mental health problems in adults often start as a result of something in childhood, an accumulation of years of stress without the tools to deal with it. By learning to deal with problems in childhood, they can learn good coping skills that they will carry over into adulthood.

“Looking back and reflecting on my childhood in the Virgin Islands, I had to go through several hurricanes as a child and you saw friends or family members who went through gun violence, wow, that’s trauma, but we don’t recognize that as a trauma growing up in the Virgin Islands,” she said. “We’re resilient people, but it’s still a trauma. Many don’t realize the impact of the long-term trauma and I wish there were more resources available when I was a kid.

With the success of YouMe Healthcare, Muhammad has been offered two exciting opportunities.

SheEO, an organization that supports businesswomen worldwide, named her one of 13 semi-finalists in its annual competition, putting YouMe Healthcare in the running for a $100,000 interest-free loan to advance the company.

Three women will be named SheEO for the year – one from the US, Canada and the UK – after a lengthy review process that begins with thousands of applicants.

The money comes from a group of women who invest in other women-owned businesses.

The winners will be announced on February 10.

On Monday, Muhammad will also be a presenter for the Interactive Advertising Bureau’s annual executive meeting. The Advertising Trade Organization develops industry standards, conducts research and provides legal support to the online advertising industry.

She will explain how the Internet powers Main Street.

“I’m very excited,” Muhammad said. “On the event website, my biography and photo are on the same line as these great executives. I am a Eudora Kean girl from the Virgin Islands and my photo is close to the CEO of L’Oréal and just above the COO of TikTok and I speak as a presenter.

Although she now resides in Maryland, Muhammad’s dream is to grow the business and then share its success with those left behind in the Virgin Islands.

“My ultimate dream is that once we grow this business and are able to be successful, I want to start a venture capital fund for people in the Virgin Islands who want to become entrepreneurs and have the capital and l “expertise needed to help build a business and scale it to become financially sufficient. If I could provide that capital, that’s my dream,” she said.

PYMNTS Crypto Basics Series: What is a Crypto Wallet?


Bitcoin, blockchain, and cryptocurrency are words most people have at least heard of in 2022, as the industry exploded into public consciousness.

In this series of articles, we’ll dive into the basics of the industry, providing an introduction to cryptography that will give you a solid grounding in the technology and a lexicon for its terminology – cryptographers should never be allowed to name everything the public will possibly need to know – in short, enough to understand what people are talking about and decide if you want to dive in.

What we’re not going to do is talk about regulation, funding, or investing – you’ll find that elsewhere on PYMNTS.com.

See also: PYMNTS Crypto Basics Series: What is a Blockchain and how does it work?

See also: PYMNTS Crypto Basics Series: What is a consensus mechanism and why is it destroying the planet?

There are many stories of bad luck in crypto, but few are as difficult as Stefan Thomas and the $266 million digital wallet he can’t open.

Thomas is a programmer who received 7,002 bitcoins from a customer as a bonus for making an animated video, according to The New York Times, BBC News and around 16.6 million from other sources if Google is to be believed. It was back in 2011 when BTC briefly spiked as high as $30 before ending the year at $4.25, up over 1,317%. As of this writing, BTC is around $38,500. Mathematics is no friend of Stefan Thomas.

What happened? The short version is that Thomas stored his 7,002 bitcoins on an encrypted flash drive called Iron Key, which protects your data from thieves by destroying itself after 10 failed password attempts.

Thomas tried eight times at last sight.

This is a feature available on many modern crypto hardware wallets. They also have time-consuming and expensive ways to bypass this security – random 25-word passphrases – if you bother to set it up.

So, a wallet is just a USB stick? No.

Well, not for our purposes. You can store the keycodes that allow you to send and receive cryptocurrency to a text file on a reader, or even by writing them to a “paper wallet” in a drawer.

What is a digital wallet?

The most basic answer is that a digital wallet is an app that stores and protects your cryptocurrency.

There are two main types of digital wallets for cryptocurrency: hardware, or “cold” wallets and software, or “hot” wallets. They both present trade-offs between security and convenience and have their pros and cons.

We’ll get to that in a moment, but first, let’s briefly talk about how cryptocurrency works. A bitcoin, an ether, a dogecoin, or even an NFT uses three codes: an address, a public key and a private key. The address is sort of a cross between a routing number and a bank account number. This is where people send you bitcoins.

Then there are the two key codes, public and private. The public key is visible to everyone and indicates where the bitcoin or other cryptocurrency is. The private key is needed to send that crypto to another address – to spend it. The public code is then linked to a different address, and a different private key is created, rendering your old one useless.

So let’s say you want to buy $100 worth of bitcoin. First, you need to open an account with a cryptocurrency exchange.

This can be quite simple at a top exchange like Coinbase or Kraken. It’s not fast, however. They need to verify your identity for Anti-Money Laundering (AML) compliance, which can take hours. You send money to this account from a bank or debit card.

(There are a variety of more complex ways, including wire transfers, but we don’t go that far.)

More professional, user-focused exchanges can become much more complex. This is especially true for decentralized finance, or DeFi, exchanges – known as DEXs – which have no centralized control and therefore no technical support.

Now you can leave it in the wallet of your exchange account, but it’s not in your wallet, so you have no control over it – the private keys are not in your hands. There is a popular phrase among long-time crypto users: Not your keys, not your crypto.

Crypto held in an exchange account is only as safe as its security, and the crypto is only yours to the extent that the exchange is honest. Now, most vouchers either offer or require two-factor authentication (2FA) — a text message to your phone or an app like Google Authenticator — or biometric authentication, like face recognition on your phone.

Read more: PYMNTS Crypto Crime Series: The Story of QuadrigaCX, Canada’s Longest Crypto-Ponzi Scheme

Software hot wallets

Any crypto wallet is really just an app, usually on a mobile phone, although desktop versions are also available. The basic difference between a hot and cold wallet is whether or not it is connected to the internet. Software wallets all have encryption – usually very strong encryption – but they are still online. This means hackers still have the ability to gain access and transfer your crypto to each other if they have your wallet app password.

Thus, phishing, malware, man-in-the-middle attacks, and various other hacking attacks are possible, as well as looking for old-school exploits for security flaws in the wallet app.

That said, it is much easier to use. Just open the app, log into your exchange account, and you can buy and sell with minimal fuss beyond (if you’re smart) a complex app password – although many default to a simple six-digit passcode – and good 2FA.

One thing they share with hardware wallets is that the recovery “password” tends to be huge – randomly selected 25-word phrases. The intention is to write them down rather than store them on a hackable mobile or desktop.

Some are connected to an exchange – Coinbase Wallet is highly rated and is a separate wallet app from the Coinbase account app. Others are standalone like Exodus, which appears in many “best wallet” lists.

They are also free or inexpensive, unlike hardware wallets which cost between $50 and $200 or more.

Hardware cold wallets

Hardware wallets are, as we said, specialized USB drives with a dedicated app, security software, and sometimes physical security like buttons for a digital code or fingerprint readers.

Hardware wallets are called cold wallets because there is no hot – i.e. live – connection to the internet. They are, in the security industry term, “air gapped”.

Thus, they can only be hacked when online, and are usually designed to be malware proof as there is no way to install other software on the device.

And unlike Stefan Thomas’ Iron Key, they allow private keys to be recovered even from a lost or damaged device using the 25-word recovery key on a newer model. Ledger and Trezor are two of the highest rated perennial brands.

That said, lose the recovery phrase – or have it hacked if you kept it on a computer – and any damage or loss or the device is fatal.

However, they may be suspected of another type of man-in-the-middle attack if you buy one from an unreliable supplier who sends a fake. Buying directly from the manufacturer is therefore a good idea.

Then there’s the “$5 key” attack, referencing that XKCD cartoon — which predates bitcoin — but is nonetheless unavoidable with crypto.

The punchline: “His laptop is encrypted. Drug him and hit him with this $5 key until he tells us the password.

So, there is one last safety measure: don’t tell people you have a crypto wallet – hot or cold.



On: Seventy percent of BNPL users say they would prefer to use the installment plans offered by their banks – if only they were made available. PYMNTS’ Banking On Buy Now, Pay Later: Installment Payments and the Untapped Opportunity of FIssurveyed over 2,200 US consumers to better understand how consumers view banks as BNPL providers in a sea of ​​BNPL pure-players.

Koho gets $210 million for an alternative to payday loans


Koho Financial, an online financial services provider, has raised $210 million in venture capital as it tries to expand its services to offer a new alternative to payday loans in Canada, The Globe and Mail reported on Tuesday. February 1st.

Koho’s mobile app provides a savings account at no cost, and it has grown its user base to over 500,000 since the pandemic. The app allows users to accumulate savings in a way that’s akin to a regular high-interest savings account, but at no cost.

Users can spend funds with a prepaid card, and the company derives its revenue from transaction fees collected from retailers. According to the report, this new funding will see Koho lean more towards loan products that can give free early access to his next paycheck, several days before payday.

Through a partnership with Automatic Data Processing (ADP), users will also be able to access up to 50% of their salary at any time, interest-free.

According to CEO Daniel Eberhard, the growth shows there’s more demand for ways to manage money and digital options for those who don’t want to go to a physical building.

“About half of Canadians are living paycheck to paycheck, waiting two weeks to get paid,” Eberhard said. “We want to be able to help individuals access the money they’ve already created and not have to turn to payday loans or go into excessive debt.”

The funding round was led by new investor Eldridge, which is a Connecticut-based holding company that invests in technology, insurance, asset management, mobility, sports and gaming, media and real estate, among other industries.

There were also commitments from returning investors TTV Capital, Drive Capital and Portage Ventures, a wing of Power Corp.’s alternative investment arm, Sagard Holdings. The round also included investments from the Healthcare of Ontario Pension Plan, Round13 and the Business Development Bank of Canada.

In other Early Paydays news, Revolut launched a partnership with UK employers to offer similar services last fall, PYMNTS reported.

Read more: Revolut Intros Payday Early Access to UK Salaries

The service, simply called “Payday”, allows employees to debit a portion of their salary as they earn it, instantly getting the funds into their accounts.

Revolut founder Nik Storonsky said the company believes in “the importance of making financial wellbeing accessible to everyone, and that includes focusing on the impact of financial stability on people’s mental health. employees”.



On: Seventy percent of BNPL users say they would prefer to use the installment plans offered by their banks – if only they were made available. PYMNTS’ Banking On Buy Now, Pay Later: Installment Payments and the Untapped Opportunity of FIssurveyed over 2,200 US consumers to better understand how consumers view banks as BNPL providers in a sea of ​​BNPL pure-players.

US MFIs to hike online payday loan rates


If you need money, but cannot borrow it from those around you (relatives, friends, co-workers, business partners), the only way to improve your financial situation is to become a member. of either loan program. This opportunity is open to everyone, but at high interest rates. According to the People’s News Agency, most US MFIs will have to raise their daily rate to 3%. And this process is inevitable, as the global monetary policy (MP) tightening cycle begins around the world. Moreover, the rising inflation rate in the country.

You can instantly get cash on credit at HartLoan.com. The online personal loan is the possibility of obtaining a loan at the old rate:

  • 100% online.
  • Handy loan calculator.
  • In just 10-15 minutes.
  • At any time of the day, weekends and holidays.
  • No guarantor or guarantee.
  • No calls to friends, relatives, colleagues.
  • No hidden fees.

Receive money directly on the card. You don’t even have to leave the house.

Additionally, benefits include loan amount flexibility – instead of a standard denial or approval, the service offers an increased or compromised loan amount. And in case of temporary difficulties in repaying debt, it is proposed to use the service of unlimited extension of payment – the postponement of the loan repayment period.

The authoritative news publication Forbes has repeatedly pointed out that HartLoan often offers permanent discounts and promotions, loyalty programs for regular customers. More importantly, HartLoan is the MFI with the highest loan approval rate in the United States.

Quick cash loan – cash in 15 minutes

First, you must be an adult US citizen and have a passport and tax number to prove it. You will also need a bank card or e-wallet number to which the money will be transferred. HartLoan no longer imposes any special conditions or requirements on its customers.

With these documents, it’s time to go to HartLoan.com. Create a personal account. There is a calculator that allows you to calculate the loan amount and repayment term. Then fill out the form with the required data. The request is then sent for review.

If the answer is positive, the loan contract must be signed. Soon the money will be credited to the card account.

It’s so simple, and above all, you can quickly take out a personal loan online.

What to look for when taking out a microloan from an MFI?

  1. Take advantage of promotions

Many MFIs, in the hope of having a loyal client, grant the first loan either at 0% or at 0.01% per day. In addition, microfinance organizations often organize seasonal promotions and discounts: before taking out a microloan, study at least 10 offers – this way you are more likely to choose the most profitable one.

  1. Read the contract carefully

The contract may indicate certain nuances that will not be written on the site. For example, on insurance included in the cost of the loan. To avoid additional charges, we recommend that you carefully study the contents of the loan agreement.

  1. Calculate due date

Even a day late will affect your credit history. And that’s not the worst part: in some MFIs, a fine of up to 2% of the entire loan body can be charged for each day of non-payment.

Unfortunately, none of us can predict what awaits us in the future. Therefore, none of us can be sure that serious financial problems will not befall us tomorrow.

Islamic Center of North Texas Hosts Open House to Help Ease ‘Islamophobia’


The Islamic Association of North Texas invites neighbors from all walks of life to attend an open house at the mosque on Saturday.

The open house will be held from 11 a.m. to 2 p.m. at the Islamic Center of North Texas, 840 Abrams Road in Richardson.

Organizers said the event was intended to alleviate Islamophobia, allow people to deepen their understanding of the Islamic faith and build community alliances between American Muslims and their neighbors.

Muslim organizations WhyIslam, GainPeace and the Islamic Association of North Texas are hosting the event

GainPeace and WhyIslam are national Islamic organizations that provide educational activities and literature to help others learn more about Islam.

“Muslims open the doors of our mosques to our neighbors to give them an opportunity to experience the Muslim community,” Sabeel Ahmed, director of GainPeace, said in a statement. “The current political climate has created an environment of mistrust, as well as a public curiosity to learn more about Islam and this mosque open house will educate them and answer any questions about Islam.”

Open House activities include:

  • A social hour with a henna design for women.
  • Children’s face painting.
  • A table of Islamic artifacts
  • An exclusive presentation in virtual reality that allows viewers to discover Islam.
  • A “try on the hijab” stand
  • Breakfast
  • A presentation on Islam and common misconceptions
  • Collaborate with other religions
  • A question-and-answer session
  • A visit to the mosque
  • Witness to a congregational prayer
  • Presentation of gifts to guests

Opinion: Cops preying on drivers so their cities can profit

There’s no question that Jones – who seemingly turned Brookside into a poster child for for-profit policing – had to go. (CNN’s attempt to reach Jones for comment was unsuccessful, and the City of Brookside also declined to comment on what it described to CNN as a “staff issue”.)
But Jones is just one person in one place. Per-quote taxation is entrenched in far too many jurisdictions in America. Just as we saw in Ferguson, Missouri, where fines and court costs — largely traffic-related — were a major source of revenue for the city in recent years, local governments use fines and fees that have been unchecked for decades.
Across the United States, criminal justice policy and tax policy are two sides of the same coin. Relying on crime to maintain revenue is an implicit bet against public safety – if crime goes down, so does revenue. A 2019 report by Governor magazine found that fines and forfeitures account for more than 10% of general fund revenue for nearly 600 jurisdictions. The worst offenders were the places whose residents could least afford them: Jurisdictions where fines accounted for more than 20% of general fund revenue had a median household income of less than $40,000.
Since Ferguson, Missouri’s abusive policing and collection practices came to light several years ago, it has become clear that this is not just a Ferguson problem. In California, tickets that used to cost $100 are now closer to $500. Doraville, Georgia, a town of just over 10,000 people, has taken in an average of $3 million a year in fines and fees. And Washington, DC issued $1 billion in traffic and parking tickets over three years.

When someone cannot afford to pay immediately, draconian collections and enforcement practices trap families in a cycle of punishment that is almost impossible to escape. Turning law enforcement into armed debt collectors further erodes trust between the community and law enforcement.

It is illegal for courts to sentence people to jail in the United States when a person is unable to pay their debt – but in practice people are imprisoned every day for unpaid fines and fees. In 2018, the Alabama Appleseed Center for Law and Justice, where one of us is employed, worked with social service providers across Alabama to interview nearly 1,000 people who themselves had a criminal justice debt or regularly helping others to pay it.

Surprisingly, of Alabamians surveyed who had criminal justice debt, nearly 50% were jailed because they couldn’t meet their payments. To avoid jail, many survey respondents had to make desperate choices: 83% chose not to pay for basic necessities like rent, utilities or medicine; 44% took out a high-cost payday loan; and 38% turned to crime to get the money they needed to avoid prison – most often by selling drugs, stealing or prostituting themselves.

Ending for-profit policing requires policy change, both in Brookside and in cities large and small across the country. To prevent predatory policing, hold police and courts accountable for their behavior, and mitigate the damage caused by excessive fines and taxes, we must disentangle criminal justice policy from fiscal policy.

We can start by eliminating criminal justice fees, which are an extremely regressive tax. While fines are meant to hold people accountable, the primary purpose of court fees and charges is to generate revenue to support basic government operations.

States should also require that all fines and fees be paid into a state’s general fund and reallocated to cities based on need, not the amount of ticket revenue they generate. This removes the direct incentive to make unnecessary or questionable shutdowns as a fallback measure to increase revenue, while leaving local governments free to prioritize public safety needs.

Other than that, lawmakers should cap the percentage of a municipal budget that can come from for-profit police. Half of Brookside’s total budget came from fines and forfeitures, according to AL.com. While the caps don’t completely separate policing from revenue, they do erect guardrails to prevent the abuses highlighted in Brookside and similar jurisdictions across the country.

At the bare minimum, states must develop standards for police and municipal court operations. These should include the collection and public reporting of traffic stop data to monitor the demographics of those arrested and why, who is convicted of what offenses and how they are punished.

And, finally, states must take immediate action to mitigate the harms of the current system by eliminating harsh penalties for non-payment, such as late payment penalties and driver’s license suspensions, which fall disproportionately on low-income people who are already unable to pay their fines and fees.

Any municipality that relies on fines and fees to fund basic government services could become the next Brookside. Rooting corruption and venality out of a city doesn’t get to the root of the problem: using fines and fees as a hidden tax. Only a policy change can do that. Lawmakers must commit to curbing perverse incentives that favor predatory policing. Justice demands it.

City considering zoning changes to steer payday loan companies away from vulnerable groups


In 2019, Shelly-Ann Allan’s bank refused to lend her the money she needed to pay for her father’s funeral, so she had to turn to a high-interest loan company.

But what she didn’t take into account was the death of her stepfather shortly afterwards. She had to take out another installment loan in addition to the one that still had a balance of $1,500.

“Interest rates [have] built and built on me, and that’s where it’s affecting me right now,” said Allan, who lives near Jane and Finch, an area of ​​the city that has a disproportionate number of payday loan companies and at high interest rate.

Critics say the concentration of these companies in low-income communities helps perpetuate the cycle of poverty. That’s why Toronto City Council is discussing a recommendation from its housing and planning committee this week that would ban new payday lending establishments from locating within 500 meters of social services offices, public housing, liquor stores, casinos and pawnshops.

Shelly-Ann Allan says it was difficult to get out of debt after taking out a high-interest loan to help pay for two funerals. (Submitted by Shelly-Ann Allan)

According to Allan’s contract with the loan company Easyfinancial, her cumulative interest rate is now 47% and she now owes $24,000. She says people where she lives need more than just zoning restrictions to restrict payday lenders, they also need financial institutions that will lend them money at reasonable interest rates.

“People like me…the bank wouldn’t look at me to lend, because they said I wouldn’t be able to pay that money back,” Allan said.

Zoning boundaries

Currently, lenders in Ontario cannot charge more than $15 in interest for every $100 borrowed.

Despite this, Andreas Park, a professor of finance at the University of Toronto, says annual percentage rates can reach over 400% for short-term payday loans, and additional interest can be charged if the loan fails. is not repaid at the end of the term, according to the Payday Loans Act.

A 2021 report from city staff said the zoning restrictions would only apply to new establishments and could not apply retroactively to existing establishments.

In 2018, the city capped the number of payday loan licenses and locations. The city says this contributed to a decrease of more than 20% of these establishments, from 212 to 165 as of January 26. But a new supplemental report released days before this week’s city council meeting shows there has been little movement by the remaining outlets, with just three moves since the city introduced those restrictions.

Staff recommended finding “improvements in consumer protection and access to low-cost financial services” as a way to regulate the industry.

Com. Anthony Perruzza, who represents Ward 7, Humber River-Black Creek, says it’s all part of the city’s Poverty Reduction Initiative.

“But that plan is still being worked on, and there are still a few years to work out.”

The most recent map of City of Toronto payday loan locations shows clusters of establishments in certain low-income neighborhoods. (City of Toronto)

Park says zoning restrictions against businesses are limited in their ability to get to the heart of the problem.

“It’s quite striking that these payday lenders are so prevalent in poor neighborhoods and there isn’t a better service on offer,” said Park, who agrees that vulnerable groups need better access to loans at reasonable interest rates.

“Why haven’t we put systems in place that help them overcome some of the challenges they face? »

ACORN Toronto, an advocacy organization for low- and middle-income groups, says that while it welcomes the reduction in payday loan points, the city should follow Ottawa and Hamilton, who have already put restrictions in place. zoning.

“The more frequently residents see these businesses, the more likely they are to consider accessing the high compound interest loans,” Donna Borden, director of East York ACORN, wrote in a letter to the city.

“We think it’s not about planning logic, but about equity, human rights and fair banking.”

The City needs federal and provincial help

The last time the council discussed this topic was in December 2020, where it made numerous requests to the federal government to strengthen enforcement against predatory lending and to the province to provide options for cheaper loans to consumers.

The Ontario government told CBC News it is considering feedback from a 2021 consultation with stakeholders and the public on ways to address the issue.

Additionally, the Federal Department of Finance said in an emailed statement that the government is considering cracking down on predatory lenders by lowering the criminal interest rate, which is now set at 60%. However, payday lenders are exempt from this provision in provinces that have their own financial regulatory system, such as Ontario.

Perruzza says these lenders are predatory and need to be regulated at all levels of government, especially in the wake of COVID-19.

“We really need to impress upon the federal and provincial governments that this is a huge problem and that they need to use their legislative tools at their disposal.”

Global Investors Have Confidence in India’s Growth Story: President Kovind in His Address to Parliament | India News

NEW DELHI: President Ram Nath Kovind said on Monday that the influx of $48 billion in investment in the first seven months of the current fiscal year is a testament to the global investment community’s growing confidence in history of India’s growth and also praised the country’s handling of the Covid pandemic with a record number of vaccinations.
In his address to a joint session of Parliament, which is seen as the intention of the current government, the President gave a detailed account of the Centre’s initiatives aimed at empowering farmers and made specific mention of the emphasis by the government on women and girls. child belonging to the Muslim community.
“India has once again become one of the fastest growing economies in the world. GST collection has consistently remained above Rs 1 lakh crore over the past few months. first seven months of the current financial year is a testament to the confidence of the global investment community in India’s growth story,” Kovind said.
Mentioning that the government has started to liberate the society from the grossly arbitrary practice of triple talaq by making it a criminal offence, the President further said that the restrictions placed on Muslim women to perform Haj only with Mehram (male guardian) were also deleted.
“While approximately three million students from minority communities received scholarships before 2014, my government has provided scholarships to 4.5 million students since 2014. This has resulted in a significant reduction in the dropout rate Muslim girls and an increase in their enrollment,” he said.
Stressing that the government has made record purchases to match the record production, the president said the government is continuously working to empower farmers and the country’s rural economy. He said the United Nations has declared 2023 the International Year of Millet, which the government will celebrate on a large scale.
Referring to the Startup Intellectual Property Protection Scheme, he said the government has simplified and accelerated patent and trademark processes. “As a result, nearly 6,000 patents and more than 20,000 trademarks were filed this fiscal year,” he added.
Kovind said that the government is aware of the rapid development of drone technology and related opportunities and has notified the simplified drone rules 2021 and also launched a PLI program for the manufacture of drones and drone parts in the country. Speaking about India’s capability in the fight against Covid-19, the President said the country has already surpassed the record of administering over 150 crore vaccine doses in less than a year. “Today we are among the leading countries in the world with the highest doses of vaccines administered. The success of this campaign has given a shield to the country by providing enhanced protection to our citizens, while boosting their morale,” he said.

The Working Student – Khadijah Muhammad Kamal – Langley Park School for Girls


In Sixth Form and College, you find that many students present also have a job in addition to their A Level or BTEC courses, which raises the question of the balance between studies, work and social life.

For many students I asked the question, the main and sometimes the only positive aspect of their work was to receive their salary, which obviously allows them to be independent with their finances and not to depend on their parents. However, with all the advantages, there are disadvantages.

A student complained that her manager “rarely respects her availability.” Obviously as a student you have to be present at school at certain times of the day, but for some staff this is not their priority; their priority is to avoid understaffed shifts, not necessarily whether their staff is available or not.

In addition, another complaint was not being able to reconcile social life, professional life and studies. Working long days often leaves you tired and exhausted for most of the day, which isn’t ideal when you have to stay in school all day.

A final complaint is not having compatible staff to work with during your shift. It often happens that one person does most of the work that day, or maybe they don’t respect other workers very much, which usually affects your work experience.

In conclusion, many people I’ve spoken to don’t really see their workplace as a positive place because the main purpose of their job is salary. It’s understandable, but when they enter the working world, many don’t realize the inconvenience it creates.

Tired of loan sharks? Check out some CBN-approved payday loan offers


Nigerians looking for a quick influx of cash to meet their expenses have various options to purchase the best loans according to their needs from licensed commercial banks.

Rather than going to loan sharks or borrowing from bad loans application sitesthese payday loans offers can be great for you, especially if you are an employee.

Nairametrics reported that the Central Bank of Nigeria has told people in need of funds torefrain from borrowing from loan sharks and go to banks rather.

To access a loan for your business, the Governor of the Central Bank said that “you don’t need to know anyone, just go to the portal, fill in the form, submit your data. If your data is correct, you will be able to access the loans.

Read: Loan apps go gangster, send ‘shame’ messages to close contacts of defaulting debtors

Given Nigeria’s recent inflation figures of 15.63% (a riseohm 15.4% recorded in November 2021)it is understandable that the average salary can experience difficulty meeting day-to-day transitional obligations. Given the current economic situation situation, it would be prudent to look at loans that the average Nigerian can easily and affordably access rates.

Nairametrics reported that as many as 17 commercial bankshad approached the CBN seeking torestructure their loan portfolios due to adverse effects of the pandemic such as bank failures. However, aAmid the risk, some banks are still giving out loans, especially payday loans.

Read: FCCPC to Investigate Illegal Practices and Violations of Rights in the Money Lending Industry

Here are some of the loan offers in Nigeria:

GTBank Quick Credit

Guaranty Trust Bank Plc offers the lowest monthly interest rate of 1.5%. There are no hidden fees associated with this financing. In other words, there are no costs associated with this loan in terms of management, legal or insurance. Another reason why working class Nigerians prefer GTBank loans is that they do not require collateral.

Also, GTBankit is ready fast insures salaried and self-employed customers up to N500,000 to N5 million at a monthly interest rate of 1.5%. Salaried customers can borrow between 10,000 and 5 million naira, while self-employed customers can borrow between 10,000 and 500,000 naira. Clients in both groups can repay their loans in 6 to 12 months. There are no hidden fees here.

Read: CBN on Watchlist for Recalcitrant Defaulters through GSI


United Bank for Africa Plc announced Click on Credit in February 2020, a term loan aimed at at to helping UBA clients meet their immediate financial demands. Customers eligible for this convenient loan facility can borrow up to N5 million. According to information on the bank’s website, the loan can be repaid in 12 months at a monthly interest rate of 2.5%. There are no hidden fees associated with this financing.

It is quite simple to apply for this loan. No paper is needed. You can use the bank’s USSD code or its online banking services to apply.

Zenith Bank Term Loan

Only salaried professionals with Tier 1 bank accounts are eligible for a Credit Zenith Bank Plcnm These consumers can borrow up to 60% of their monthly salary, but at a monthly interest rate of 2.16%. Borrowers must also pay a management fee of one percentage point.

Requirements include: account opening form, a photo ID of the authorized signatory, a letter of introduction from your employer on company letterhead and a staff ID card.

Access Bank Payday Loan

For payday loans, Access Bank Plc charges an interest rate of 4%, an administration fee of 1% (fixed) and a credit life insurance fee of 0.15% (fixed). Employees with Access Bank accounts can get up to 75% of their salary, or other amounts that Access Bank may authorize.

the payday Access Bank loan has a term of 30 days. Customers can use the bank’s electronic banking channels to apply, including their USSD code. The Borrower agrees to waive the 3 day cooling-off period to allow for disbursement.


  • Receipt of monthly salary (via payroll administration). Aat least 1 month’s salary must be received in the Borrower’s account at the Bank.
  • Complete the application via the banks electronic banking platforms including but not limited to USSD *901*11# chain, ATM, mobile banking app, online banking and QuickBucks app.
  • Automated confirmation of eligibility and visibility of last month’s payroll through a separate pre-approved customer database.
  • Acceptance of the offer via his electronic banking platforms including but not limited to *901*11#, ATM, mobile banking app, online banking and QuickBucks app.
  • Acceptance of the Terms and conditions.
  • Irrevocable domiciliation of salaries at the Bank.

FCMB Fast Cash

For Ccustomers of First City Monument Bank Ltd, fast loans of N100,000 and N200,000 are available. Loans can be accessed instantly via USSD code, according to information on the bank’s website, and no collateral is required. There is an interest rate of 8% monthly, plus a 1% management fee that would be paid upfront as soon as the loan is disbursed.

Fto eat

  • Instant access to funds
  • Up to N200,000 of loan amount
  • No paperwork required, just apply via mobile app or *329*11#
  • No collateral needed
  • Interest rate for employees is 8% while non-employees are 15% upfront fee
  • 30-day terms for new customers
  • Up to 90 days cleaning cycle for loyal customers
  • The client can apply as many times a year as he is qualified.

First Bank

With First Bank’s Personal Loan Against Salary Service, you can repay your loan over a period of up to 36 months, subject to a retirement age of 60 and a flexible repayment plan. You are not required to provide a guarantor, and the processing time is fast. Minimal documentation is required, but no capital contribution is required. However, for the duration of the flexible repayment structure, your salary account must be domiciled with FirstBank.

To apply for a Personal Payday Loan, you will need the following documents:

  • Letter of application
  • Personal loan application form
  • Payslip
  • Balance sheet.
  • Letter from the candidate indicating the total emolument.
  • Confirmation of applicant’s employer on NBF approved list.
  • Irrevocable salary domiciliation letter for the duration of the facility.
  • Fill out the form and submit it to the nearestFirstBank Branch.

FirstAdvance is a 30-day permanent digital loan solution that provides convenient and easy access to cash for customers awaiting salary payments. The product is designed for employees whose accounts are domiciled with First Bank and who have received regular salaries for the past two months or more. The maximum amount that the client can access is N500,000 subject to 50% of net monthly salary. This product can be accessed through FirstBank’s digital channels: FirstMobile App (FirstBank’s mobile banking application) and USSD by dialing *894*11#.

There are no hidden fees associated with accessing FirstAdvance, as only the client will have to pay all fees up front when disbursing the loan, which includes an interest rate of 2.5%, 1% handling fee while loan amount is repaid within next 30 days or upon receipt of salary contribution (whichever comes first).

Additionally, with First Bank’s personal payday loan offering, individual employees can access a higher loan limit with a flexible repayment plan. Minimal documentation is required and the processing time is fast.

However, your salary account must be domiciled with First Bank for the duration of the loan.

Forbidden in Islam, but the game wins in Senegal


When Dickori Baldé wakes up, like yesterday and the day before yesterday, he thinks about checkboxes with his pen. Like many Senegalese men his age, the 65-year-old retiree has only one way to feed his family: bets.

But gambling and Islam don’t mix.

At the betting office of Lonase – the state-owned national lottery – in the town of Rufisque, Baldé says: “This [betting] is an emergency solution. Something you can’t do without. We are all aware of what religion says.

Islam firmly opposes betting in all its forms,” ​​criticizes Sheikh Oumar Diallo. He is the imam of a mosque in Parcelles Assainies, one of the 19 departments of Dakar, the capital of Senegal. In a country where at least 95% of the population is Muslim, this ban is a thorn in the side of many bettors.

Diallo sees sports betting as a gateway as people get used to “an easy way to make money”.

The betting office of Lonase

But survival is at least as important in a country where nearly half the population lives in poverty.

And, while Islam prohibits gambling, the Senegalese government allows it. Lonase is the licensing authority. It says it “partners” with betting companies such as Sunubet, Premier Bet and 1Xbet.

Serigne Mor Mbaye, a Senegalese psychologist and sociologist, cites sports betting among other last resort measures as “survival strategies to meet the needs of large families”. Other strategies include drug trafficking, currency counterfeiting and sexual exploitation.

Baldé has two wives and nine children. A retired train conductor in the trucking industry, he spent 28 years traveling back and forth between Senegal and Mali. Now he says he couldn’t take care of his family if it wasn’t for his daily luck at horse racing.

Sitting next to him is his 59-year-old friend Idrissa Sen, a father of five, who says, “God can help us anytime with random money.”

At the Lonase bricks-and-mortar betting shop, most customers are older. But this does not mean that young people bet less. With mobile phones and the Internet, betting anywhere is the new deal. And Senegal has one of the highest internet penetration rates in Africa, with 89% of people connected and almost all of those connecting via mobile internet.

The country is also football mad, thanks in part to its often competitive men’s national team.

Mouhamed Diop installed the 1Xbet application on his phone. “The money comes in very quickly and no one can see you or judge you,” he says. The Chelsea fan is 30 years old and completed his studies in electromechanics at the CNQP, the national school for professional qualifications, in 2019.

Diop has completed two internships but has yet to find paid employment.

“At my age, I can’t ask anyone for money,” he says. “If you don’t have a job, your only way out is parifoot.”

Parifoot is the local word for football and sports betting. But this is “just a temporary solution until I find something better”. He is quick to add: “I don’t bet during Ramadan.”

In a sentiment regularly echoed in Senegalese betting circles, Diop believes the money you make from betting is illicit – since Islam forbids the act – and he doesn’t invest it, even though it might help him. to wean oneself from the habit. He once won 500,000 CFA ($870).

In response to questions, a Lonase spokesperson suggested that “not only are these bets a challenge for these young people, but they provide them with attractive profits to solve their daily problems”.

Diallo, the imam, thinks the betting culture “fits perfectly into the government’s plans”.

Or rather. his lack of plans. “A punter can sit in one place doing nothing from 8 a.m. to 10 p.m., having no time to follow government actions or think of ways to get on with his life.”

This article first appeared in The continent, the pan-African weekly read and shared on WhatsApp. Download your free copy hereand

Millions of Payday Loan Customers Only Have ONE MONTH to Get Refunds


MORE than four million Britons could be in cash debt after taking out unaffordable payday and home loans.

Customers of Provident Financial, Greenwood, Flo and Satsuma have just one month to file their claim before the February 28 deadline.


Badly-sold payday loan customers have just one month to seek repaymentCredit: Getty

You could get refunds for any mis-sold loan, even if you paid off the debt years ago – so it’s worth checking.

Customers can apply for loans from four different brands:

  • Home loans from Provident
  • Greenwood Home Loans
  • Payday loans through Satsuma
  • Guaranteed loans via Glo

These loans were granted between April 6, 2007 and December 17, 2020, so if you purchased a product between these dates, you may be indebted in cash.

Regulators found that these products were being sold unfairly and that vendors had failed to carry out proper accessibility checks.

Former customers can get a share of a £50million pot, which has been set aside to pay back anyone who wins the case.

But borrowers can still get cash worth hundreds of pounds and if you don’t claim you won’t get anything at all.

If you’re successful, you could also have bad scores removed from your credit report, which is very important because it impacts everything from getting a mortgage to the interest you pay on credit cards. .

Sara Williams of the Debt Camel blog told The Sun: “The provident loans were only meant to be used for short-term borrowing – that’s why the interest rate was so high.

“But Provident did not do proper checks on borrowers. Hundreds of thousands of people have borrowed continuously from Provident for years.

“They have a good chance of having their ‘unaffordable loan’ claim upheld – even if they made all the repayments on time!

“If you win, you’ll get some of the interest you paid back – it’s worth applying.”

Anyone who took out a loan from Provident, Satsuma, Greenwood and Glo between April 6, 2007 and December 17, 2020 may be eligible for a refund.

If the loan was unaffordable, it is worth applying, for example, if you had difficulty with repayments or had to borrow money to keep up with them and got into debt.

The amount you get back will depend on how much you borrowed and for how long.

Your payout will also depend on how many other people successfully claim as there is a set amount of money to share.

Refunds will be issued after the program closes at 5 p.m. on February 28, 2022.

However, the money will not be paid immediately, as each claim must be assessed and the amounts due calculated.

How to request a refund

If you think you received an unaffordable loan from Provident, Satsuma, Greenwood or Glo, you can easily file a claim.

First, you need to go to scheme.providentpersonalcredit.com.

You can then complete an online form or make a complaint by calling 0800 0568936. You can also download a form to submit.

Submitting a claim is free as long as you do it yourself, if you use a claims management company they will take some of the money you get back.

You will need a Program ID, which should have been emailed or mailed to you, but you can call the number above if you have lost it.

You won’t need your loan details to make the claim, but you may need to show evidence of defaults or CCJs.

You can find them on your credit report if the missed payments have occurred within the past six years.

If you have more than one product from these companies, you will need to contact the loan provider.

Sara says: “If you think you have 2 accounts – perhaps you have moved or changed your email address, or for some other reason – let Provident know by emailing [email protected] .

“If you don’t get a helpful response in a few weeks, call them and ask.

“This is very important. You want a claim submitted for both accounts. And you want your two accounts to be considered one account, not two separate accounts, because that may mean you get a refund most important.”

It’s best to make a claim as soon as possible – just in case there is a problem submitting information close to the deadline.

You can even make a new claim if you’ve already been denied a refund or accepted a small amount.

It was found that the company had rejected too many complaints, so many people who were rejected could still get money back.

Sara informs you that you can make a claim if you paid the loan on time, in default, or if the loan was sold to a debt collector.

If your loan was sold to a debt collector, Provident will attempt to buy out the loan and settle it under the program.

None of the four companies are currently lending to new customers and Provident has canceled outstanding home loans as of December 31, 2021.

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Sufi Muslim worshipers take out eyeballs as part of a religious procession for the Urs festival in India


A pleasure for the eyes! Sufi Muslim worshipers take out their eyeballs with knives as part of a religious procession for the annual Urs festival in India

  • Devout Muslims gouged out their eyes with knives today during a religious holiday
  • The Urs festival is held annually in Ajmer, a city in the Indian state of Rajasthan
  • The event sees artists inflicting torture on themselves to celebrate the death of a saint

A festival started in India today marked by devout Muslims gouging their eyes out with knives.

The Urs festival is held every year in Ajmer, a city in the Indian state of Rajasthan.

It is a memorial to the death of the Sufi saint Khwaja Moinuddin Chishti, who established the Chishtiya Sufi order in the country around 800 years ago.

An Indian Muslim worshiper performs a stunt by bulging his eyeball with a knife during the flag hoisting ceremony at the Urs festival in Ajmer, India on January 29

The bearded artist performed the act of toe curling in front of thousands of pilgrims today

The bearded artist performed the act of toe curling in front of thousands of pilgrims today

The festival will run for another five days and will feature worshipers performing stunts such as puffing their eyeballs while flags are raised.

Unlike other branches of Islam, Sufis devote themselves to particular saints.

It is a concept that other branches of Islam do not always recognize.

This performer appeared to wince and wince as she lodged a knife behind her left eyeball

This performer appeared to wince and wince as she lodged a knife behind her left eyeball

He later used a thin pole to force his eye out of his face as people in colorful clothing watched

He later used a thin pole to force his eye out of his face as people in colorful clothing watched

It traces its principles from the Prophet Muhammad to his cousin and son-in-law Ali ibn Abi Talib.

Sufis believe they practice ihsan, the perfection of worship, as revealed to Muhammad by the angel Gabriel.

Sufi Muslims see themselves as the first defenders of an authentic, pure and original form of Islam.

What is the Urs Festival?

The Urs festival is a religious procession through Ajmer in the western Indian state of Rajasthan.

It lasts six days and celebrates the death of Saint Khwaja Moinuddin Chishti.

The saint is said to have established the Chishtiya Sufi order in India around eight centuries ago.

Pilgrims come in their thousands to mark the festival.

They watch performers take part in acts of self-torture while marking the six-day event.


Feds: Kansas woman leads all-female Islamic State battalion | Virginia News


By MATTHEW BARAKAT, Associated Press

FALLS CHURCH, Va. (AP) — A mother who once lived in Kansas has been arrested after federal prosecutors accused her of joining the Islamic State group and leading an all-female battalion of AK-wielding militants -47.

The U.S. Attorney in Alexandria, Va., announced Saturday that Allison Fluke-Ekren, 42, has been charged with providing material support to a terrorist organization.

The criminal complaint was filed under seal in 2019 but made public on Saturday after Fluke-Ekren was flown back to the United States on Friday to face charges. His alleged involvement in the Islamic State had not been made public until Saturday’s announcement.

Prosecutors said Fluke-Ekren wanted to recruit agents to attack a college campus in the United States and discussed a terrorist attack on a shopping mall.

political cartoons

An affidavit from FBI Special Agent David Robins also alleges that Fluke-Ekren became the leader of an Islamic State unit called “Khatiba Nusaybah” in the Syrian city of Raqqa in late 2016. The all-female unit has been trained in the use of the AK-47. guns, grenades and suicide belts.

A detention note filed Friday by First Assistant US Attorney Raj Parekh says Fluke-Ekren even trained children in the use of assault rifles, and that at least one witness saw one of the children in Fluke-Ekren, about 5 or 6 years old, holding a machine. firearm in the family home in Syria.

“Fluke-Ekren has been a strong supporter of the radical Islamic State terrorist ideology for many years, having traveled to Syria to commit or support violent jihad. Fluke-Ekren has translated his extremist beliefs into action by serving designated leader and organizer of an ISIS military battalion, directly training women and children in the use of AK-47 assault rifles, grenades and suicide belts in support of deadly ISIS targets Islamic State,” Parekh wrote.

According to court documents, Fluke-Ekren moved to Egypt in 2008 and traveled frequently between Egypt and the United States over the next three years. She hasn’t been to the United States since 2011.

Prosecutors believe she moved to Syria around 2012. In early 2016, her husband was killed in the Syrian town of Tell Abyad while attempting to carry out a terror attack, prosecutors said. Later that year, prosecutors said she married a Bangladeshi ISIS operative who specialized in drones, but he died in late 2016 or early 2017.

Four months after that man’s death, she remarried again to a prominent Islamic State leader responsible for the Islamic State group’s defense of Raqqa.

Photos from a family blog called 4KansasKids show her and her children during the years they traveled between Kansas and Egypt, posing at the base of the pyramids in Egypt and playing in the snow in the United States.

A 2004 article on homeschooling in the Lawrence Journal-World featured Fluke-Ekren and her children. She told the newspaper that she withdrew her children from public school because she was unhappy with the performance of her children in public and private schools. Homeschooling allowed her to teach Arabic to her children.

Court documents do not indicate how she was captured or how long she was held before being turned over to the FBI on Friday.

She is scheduled to appear in U.S. District Court in Alexandria on Monday, when she will likely be appointed as an attorney.

Copyright 2022 The Associated press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

‘He’s not from the world I’m from’: Mike Tyson explains why he didn’t want to be like Muhammad Ali


Muhammad Ali ruled only the old era of boxing, and the sport was looking for another star after him. That said, Mike Tyson stepped into the limelight and, in no time, he became a superstar. Tyson has always idolized Ali, showing his respect for the legend on several occasions. Additionally, Tyson has always remained connected to his idol.


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Many believe that “Iron” Mike wanted to be like Muhammad Ali when he was growing up. However, this was not the case, because Tyson himself had a frank idea about it.

Speaking in an interview, he said: “No, it’s interesting that you say, I didn’t want to be like Muhammad Ali because where I come from, Muhammad Ali does not come from the world where I come from. I came from the filth, the scum and sewers, so I wanted to be mean like Sonny Liston and Jack Dempsey.


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“I wanted to be fierce; I wanted to kill you with my fear. I was not like Muhammad Ali. I love and respect Muhammad Ali, but Muhammad Ali is not like me. It does not come from the world where I come from.

Tyson had been a fan of Ali since childhood. Also, he once avenged Ali’s loss to Larry Holmes, paying him the perfect tribute.

Tyson and Ali both came from different adversities. But the respect the two men had for each other was immaculate. In the interview above, Tyson made it clear that he doesn’t want to be like Ali, but that doesn’t take away from the respect he has for the all-time great.

Mike Tyson and Muhammad Ali – Retro Boxing’s Greatest Pillars

Muhammad Ali and Mike Tyson transformed the sport of boxing, bringing more and more attention to the sport.


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The duo made the heavyweight roster intriguing, and they rightly set a bar for high-tension fights.

Watch This Story – Muhammad Ali vs. Sonny Liston: Five Facts About One of the Greatest Heavyweight Rivalries in Boxing History


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“Sweet Science” needed stars like Tyson and Ali to promote the sport around the world. The duo did it in good measure, putting themselves on the list of all-time legends.

What do you think of Tyson’s comments on Muhammad Ali? What’s your favorite moment from Tyson and Ali’s long career?

Did you enjoy reading this article? Download our exclusive app to get 24/7 coverage of the latest memes and social media jokes. Click here to download.

CHR denounces Bangsamoro body for moving against anti-child marriage law


The Human Rights Commission (CHR) said on Friday it was “very disappointed and deeply concerned” by reports that members of the Bangsamoro Transitional Authority (BTA) passed a resolution urging the president Rodrigo Duterte to veto a recently passed law banning child marriage.

In a statement, the commission said it was “alarmed that these members have unilaterally asserted that the Bangsamoro community does not support the law and that some members have asserted that child marriage is embedded in Muslim culture.

The HRC, which is also the country’s ombudsman for gender equality, was referring to the landmark Republic Act No. 11596, which finally prohibits marrying anyone under the age of 18, a practice often seen in indigenous and Muslim communities across the country. . The law was signed by President Duterte on December 10, 2021 and published by Malacañang on January 6.

Local and international groups consider its adoption to be long overdue and a major step in protecting the welfare and rights of children, especially since the Philippines is a state party to the United Nations Convention on children’s rights.

“Very difficult to change”

But a day after a copy of RA 11596 was released earlier this month, the BTA, the interim governing body of the Bangsamoro Autonomous Region of Muslim Mindanao (BARMM), passed a resolution calling on the president to stop law enforcement.

BARMM Labor and Employment Minister Romeo Sema earlier claimed that getting married at an early age among Filipino Muslim men and women is part of their culture that “is very difficult to change.”

Another Muslim leader from Maguindanao province, Anwar Emblawa, also said that Islam allows women to marry after reaching puberty.

The commission urged BTA members to “listen to their wives and daughters” and to “embrace a vision of Sharia that does not stand in the way of protecting the rights of women and girls.”

He also asked the BTA to reach out to women’s organizations and leaders to raise their concerns and ensure “continued dialogue so that the benefits of this law are fully realized.”

“Farther from the Truth”

The HRC also reminded the body that the law had been the subject of rigorous deliberation and consultation with religious leaders and communities, particularly with women and girls from Muslim and indigenous communities. Many representatives of their communities have already attested to the urgency of the law, he added.

“The claim that this law lacks support from the Bangsamoro community could not be further from the truth. They can only come from individuals who refuse to recognize and minimize the essential participation of women and girls and who continue to cling to harmful practices even as they violate basic human rights,” the commission said. .

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Who is Farah Naeem? UP Congress candidate resigns over comments on Muslim women

Farah Naeem is making headlines by quitting her party, Congress, on January 27 and accusing one of the party’s leaders of defamation. The former congressional candidate’s allegations and her resignation have put the political party and its image under fire.

Congress leader Priyanka Gandhi is campaigning and promoting the idea of ​​women empowerment in Uttar Pradesh and has made sure that women benefit from her platform for the UP 2022 election. One of the members of his own party accused another party member of making disparaging remarks about his religion and character. MP and election candidate Farah Naeem quit the Congress party ahead of the 2022 elections due to misconduct.

Who is Farah Naeem?

Farah Naeem, the Muslim candidate running in the UP Congress elections in Shekhpur constituency, tendered her resignation on 27 January. She accused the party’s district chairman, Onkar Singh, of defamation and indecent comments about his participation in the elections. Farah alleged that the president alleged that she had “not enough money to survive” and said that “Muslim women should not have tickets and I am a woman without character”.

Continuing her accusations, she also claimed that Onkar Singh threatened her and also tried to block her election ticket. Therefore, she cannot run for office if he is still in the party. Asking if the reason for her resignation was Onkar’s comments about her, Farah Naeem said that Onkar Singh’s allegations hurt her and she decided to fight against such behavior towards her and to other women.

Meanwhile, Farah hailed Priyanka Gandhi’s efforts and initiative to make women’s safety and well-being a program for the UP 2022 elections and said her inspiration to fight injustice came from the slogan of the Congress for its campaign for women, Ladki Hoon Lad Sakti Hoon.

Farah reportedly said in an interview, “Women are not safe in the Badaun unit of the party. The job I did for my candidacy and fought to get the ticket to contest the election, Onkar Singh slandered my character to stop it. He said Muslim women should not be given tickets. Congress needs the votes of every section and community of society.

Farah Naeem’s allegations are expected to have a negative effect on Congress’s image and electoral campaign in the 2022 UP elections. The party, under the leadership of Party General Secretary Priyanka Gandhi, is working to win public and women’s support by publishing the pink manifesto and donating 40% of election tickets to female candidates.

Suggested readings: List of Congress candidates for the 2022 UP elections

How ‘payday loans’ help wolves manage their money


Clubs won’t use the same wording, but many regularly take out loans from banks. It is very common in modern football.

Wolves are no different. In 2019, they took out a £50m loan backed by future TV revenue with Australian financial services giant Macquarie Group.

Last month, they then received £23million from the same group on a secured loan against the last two installments owed by Liverpool for the sale of Diogo Jota.

Financial jargon aside – Wolves essentially received £23m in December and when those future installments arrive from Anfield, due in July 2022 and July 2023, that money will then be refunded to the bank – with interest.

The reason? Cash flow. Clubs tend to receive huge sums of money at the start of a season, with advances from television contracts and subscription sales, but often have little revenue throughout a season.

They have to pay salaries and various other expenses, and that’s where bank loans come in.

“Good cash flow in any business is essential for survival and sustainability,” said football finance expert Kieran Maguire.

“Companies don’t fail because of a lack of profit, they fail because they don’t manage their cash flow well.

“It’s exactly the same as us. As individuals, we may be asset rich, in the sense that we have a car or a house, but if we don’t have the money to buy groceries for that week, we will starve.

“Having someone in a football club who can do cash flow forecasting and budgeting is essential for the survival of the club.”

If you or I have taken out a payday loan, the interest may be piling up and financial difficulties are on the horizon.

But with traditional banks reluctant to lend to football clubs, these specialist lenders step in with lower interest rates.

“I don’t think there is a danger of clubs taking out these types of loans,” Maguire added.

“If you get the money now, that will solve the problem and it could give you a cash flow problem in a year or two, or perhaps Wolves would have sold two more players or secured funding from other sources.

“So I don’t see that as a problem. It’s a cash management issue and it’s cheaper than other forms of borrowing because it’s secured by money transfers. The clubs could see an advantage in this.

“There is always interest on this type of loan.

“In the documents we have seen, the lender normally charges between seven and nine and a half percent interest per annum.

“It’s not prohibitive and it’s cheaper than a credit card. It’s cheaper than some owners charge for club loans, but it’s still important if we look at the money versus Diogo Jota’s transfer.

“We’re talking tens of millions of pounds, so the interest is potentially hundreds of thousands of pounds, but that won’t stop a club from continuing.”

The financial world of football was murky enough before the Covid-19 pandemic kicked in.

There are many examples, past and present, where this goes wrong and clubs cease to exist.

But for now, football payday loans will remain and the industry as a whole should thrive.

Maguire said: “The pandemic has certainly not helped clubs.

“The Premier League is financially insulating itself from the pandemic due to the strength of TV deals, but matchday revenue is still a vital part of a club’s finances. Therefore, this hole must be filled in one way or another.

“They like to call it bill discounting, but I prefer the term ‘glorified payday loan.’

“These types of loans are quite common in other industries, and those industries survive.”

Lubbock Christian survives double OT to beat Angelo State, remains undefeated


SAN ANGELO — Aamer Muhammad scored 30 points and top Lubbock Christian University needed double overtime Thursday night to keep their record spotless with an 85-79 win at Angelo State in Lone Star Conference basketball.

Muhammad, a third-year sophomore guard, finished one point off his career high.

LCU (18-0, 6-0) trailed 13 points going into the second half. Angelo State (13-5, 3-3) had a chance to win at the end of regulation.

After Muhammad‘s 3-point goal gave LCU a 66-65 lead with 13 seconds left, the Rams’ Dante Moses was fouled on the shot with two seconds left, but he only made it. than the second of two free throws.

Angelo State led 75-71 with just over a minute left in the first overtime, but a Parker Hicks field goal at 1:05 and two Muhammad free throws with nine seconds left extended the game even further.

Hicks finished with 14 points and 15 rebounds. Jalen Brattain, Lloyd Daniels and Rowan Mackenzie added 13, 13 and 12 points respectively for the Chaps.

Paul Williams, Moses and Carroll, a trio of guards, scored 20, 18 and 18 points respectively for the Rams. Lathaniel Bastian had 10 points and 15 rebounds.

LCU plays UT-Permian Basin (11-8, 3-4) at 4 p.m. Saturday in Odessa.

Angelo State 67

LCU women 63

SAN ANGELO — Blakely Gerber scored 14 points and Roosevelt graduate Payton Brown had 13 points and 10 rebounds as Angelo State upset No. 8 Lubbock Christian University, fending off Lone’s preseason favorite Lady Chaps Star Conference, further down the peloton in the standings.

LCU (16-4, 5-3) now trails four teams with one conference loss and two with two losses, not counting Angelo State (6-10, 3-2), which also has two conference losses but a worse win . percentage.

In a game that was tight throughout the second half, Brown scored five points in the final 4:12, including a field goal that gave the Belles a 60-59 lead.

Allie Schulte scored 21 points for LCU and Channing Cunyus had 10 points and 10 rebounds. Laynee Burr and Audrey Robertson scored eight each.

LCU plays UT-Permian Basin (4-14, 0-6) at 2:00 p.m. Saturday in Odessa.

WBU Women 86

Central Christian 49

PLAINVIEW — Kaitlyn Edgemon’s 25-point, 13-rebound, 10-assist triple-double propelled No. 12 Wayland Baptist to a rout of Central Christian in a Sooner Athletic Conference game at Hutcherson Center.

Kaylee Edgemon and Jenna Cooper added 19 and 17 points respectively, each with seven rebounds for Wayland (21-3, 13-2).

The Flying Queens host Langston (14-6, 9-5) at 2 p.m. Saturday.

Destiny Broussard scored 13 points for Central Christian (1-21, 0-15).

Islam Mamedov is my fastest way to a title


PHOENIX — Benson Henderson says he asked Scott Coker for an opponent who would get him closest to a title shot.

Despite dropping three in a row, the former WEC and UFC lightweight champion Henderson (28-11 MMA, 5-6 BMMA) hasn’t given up on his hopes of adding another belt to his collection.

Henderson will make a quick turnaround after losing to Brent Primus in October when he meets Islam Mamedov (20-1-1 MMA, 1-0 BMMA) in Saturday’s Bellator 273 co-main event. It is a difficult exit that he asked for.

“I asked them point-blank, ‘Hey, what should I do?’ I know three straight losses doesn’t sound good,” Henderson told reporters, including MMA Junkie, during Wednesday’s Bellator 273 media day in Phoenix. “We’re at 170 (instead of lightweight) – that’s what it is. But three losses in a row doesn’t look good. But what do I do? What’s the way? fastest to get back to a title shot? Sure, I’m biased in my own opinion, but I feel like I’m still the best lightweight in the world. How can I go back and prove it? I have a chance to prove it?And they rejected the name of Islam.

Henderson will face another strong grappler in Mamedov, who hasn’t lost since dropping his second pro fight. Henderson, a two-time Bellator title challenger, hopes his willingness to take on all comers will ease his path to another shot at the lightweight belt.

“They said this guy is on a 19-game winning streak. He just beat the guy who beat you, Brent Primus, and nobody else can fight him,” Henderson said. “They couldn’t have anyone. Everyone says no to Islam. So yes, sign me up. I am your blueberry. If Islam is the guy who, if I beat him, I’m much faster, faster for a title then absolutely. I completely agree.

Bellator 273 takes place on Saturday at the Footprint Center. The main card airs on Showtime after the preliminaries on MMA Junkie.


The call center comedy is a major dud


Stretched beyond its limits, Death of a Telemarketer is never funny enough, and its hostage plot makes as much sense as a senseless cold call.

Telemarketers, and their profession as a whole, rely on a certain brand of dishonesty, as the job requires them to come up with creative ways to keep potential brands online. The competition is brutal, the work environment almost always borders on toxic, and the world of high-pressure cold calling is extremely fierce. These realistic aspects of the telemarketing industry are well captured in Khaled Ridgeway’s article Death of a telemarketer, which is otherwise a bland comedy that elicits a few scattered laughs. Extended beyond its limits, Death of a telemarketer is never funny enough, and its hostage plot makes as much sense as a mindless cold call.


Telemarketer Ace Kasey (Lamorne Morris) is unrepentantly ahead of the game, a Telewin star, selling phone and internet connections to unsuspecting customers in any twisted way that earns a sale. An unsympathetic character from the start, Kasey is determined to win Telewin’s sales content in order to earn a hefty commission, which he plans to use to pay off his payday loans. After the other telemarketers are urged (almost threatened) to adopt the Kasey method, rookie employee Barry (Woody McClain) significantly outperforms Kasey. Desperate to make it work, Kasey goes to bed late and decides to try his luck on the banned do not call list.

RELATED: Sorry to Bother You, Horse Twist Explained

Kasey (Lamorne Morris) in Death of a Telemarketer

The ridiculously capitalistic model on which the industry thrives is accurately portrayed, as one of the employees is fired on the spot for his inability to lie and cheat, while Kasey is applauded for his fraudulent techniques. In the midst of it all, Kasey attempts to win back his girlfriend Christine (Alisha Wainwright) with a romantic dinner but is unable to do so for the unfortunate events that ensue that night. With only 30 minutes to beat Barry’s record, Kasey attempts to scam a Mr. Asa (Jackie Earle Haley), posing as his old friend, only to be told he died some time ago. Things take an even murkier turn when Asa shows up at Telewin and holds Kasey hostage at gunpoint, demanding that he apologize to all do-not-call list subscribers on behalf of all telemarketers.

The first half of Death of a telemarketer is a bit slow and clunky, with the jokes managing to elicit a laugh here and there. Nothing is meant to be taken too seriously, of course, as this is comedy at its core. But when the overall tone shifts from comedic to slow-paced, it’s hard to care about everything that’s happening onscreen. Morris does his best to put himself in the shoes of Kasey, a telemarketer who is objectively irredeemable, but only a few of his offhand jokes and comments land, if at all. The rest of the characters, including those who take Kasey hostage, seem incompetent but still manage to get the upper hand, and these scenes are devoid of tension or logic of any kind.

Kasey (Lamorne Morris) and Liz (Gwen Gottlieb) in Death of a telemarketer

Ridgeway obviously wanted the title to reflect that of Arthur Miller Death of a seller to comedic effect, but the intended effect seems more vapid as the film progresses. Just like the protagonist, who remains sincere until the very end, Death of a telemarketer has an air of duplicity about it, which doesn’t quite work in the film’s favor. For someone dubbed a smooth talker, Kasey is certainly incapable of picking up basic emotive rhythms in a conversation, and that fallacy extends to the film as a whole, causing it to slip as it progresses. Maybe if Death of a telemarketer were 30 minutes shorter, it could have improved its already worn and joyless plot.

NEXT: Death Of A Telemarketer Trailer Shows Cold Call Gone Wrong [EXCLUSIVE]

Death of a telemarketer had a limited release on December 3, 2021 and was released on digital on January 25, 2022. The film is 89 minutes long and is rated R for language throughout, some violence, and sexual references.

Our assessment:

1 out of 5 (poor)

Robert Pattinson is right, there are no bad Batman movies

Robert Pattinson is right, there are no bad Batman movies

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Why are non-Muslims banned from religious travel?


LETTER | Tourism, Arts and Culture Minister Nancy Shukri announced on Wednesday that the cabinet had decided to allow Muslims to resume Umrah pilgrimages from February 8.

Nancy Shukri said the cabinet does not wish to extend the suspension further and as such, as of February 8, Umrah travel agents can continue their Umrah business.

Earlier on January 1, the government had decided to temporarily suspend all Umrah travel from January 8 over fears of the high number of cases of the Omicron variant of Covid-19 among those returning from Saudi Arabia.

While the resumption of Umrah travel is good news for Muslims, why are non-Muslims being “locked down” and prevented from traveling abroad for their respective pilgrimages and religious obligations?

Are pilgrimages and religious visits an exclusive right and privilege for Muslims, not to be granted and extended to non-Muslims?

With over 90% of Malaysians fully immunized, it is grossly unfair to keep non-Muslims locked down and prevented from traveling abroad to fulfill their respective religious and pilgrimage obligations.

I urge the Presidents of MCA and MIC and the Minister of National Unity to urgently address this issue and end this perceived discriminatory practice.

That anyone who is fully vaccinated and residing in Malaysia, including permanent residents, MM2H pass holders or long-term spouse visa holders, be allowed to travel abroad for their pilgrimage and his religious obligations and then allowed to return.

The views expressed here are those of the author/contributor and do not necessarily represent the views of malaysiankini.

US Muslim Advocates Intervene in Abortion Rights Battle | Women News


Forty-nine years ago, the United States Supreme Court handed down a decision that changed the lives of American women, officially legalizing the right to abortion across the United States.

Now, as Roe v Wade faces its gravest threat in decades, Muslim Americans, like many others across the United States, have pondered what overturning that ruling might mean for Muslims. women’s reproductive rights and access to safe abortions.

Aliza Kazmi, co-executive director of HEART, a national organization that focuses on sex education in the Muslim community, said reproductive access and choice – including safe abortion care – is already limited or non-existent for many in the United States, namely people of color and low-income people.

“We know that many Muslim women are already pushed back given the existence and persistence of health inequalities that impede access to abortion, including due to Islamophobia, anti- blackness, homophobia, transphobia, heteropatriarchy, Christian supremacy, etc. in health service delivery,” Kazmi told Al Jazeera in an email.

“If Roe v. Wade were overturned, this shrinkage would devastate the majority of people in this country,” she said.

Supreme Court case

Last year, alarm bells rang over the future of abortion rights in the United States when the Supreme Court heard oral arguments in a Mississippi case, Dobbs v Jackson Women’s Health Organization. The case concerns the constitutionality of a 2018 Mississippi state law banning abortion after the first 15 weeks of pregnancy.

With a ruling expected mid-year, the Supreme Court’s conservative majority appears poised to weaken or overturn Roe v Wade, paving the way for dozens of states to restrict or ban abortion altogether. .

A Texas law that bans abortion after six weeks of pregnancy and allows individuals to sue providers and anyone who helps them after that has also raised concerns, prompting tens of thousands to protest across the United States last year.

The Supreme Court has declined to intervene in the case three times, most recently in December, effectively pursuing the ban while allowing lower courts to debate it. The case was sent to the Supreme Court of Texas, thus delaying the procedure.

But ultimately, all eyes are on the Mississippi case — and its potentially historic implications for American women of all races and religions.

Islamic law

For decades, the discourse of Muslim scholars and jurists has centered on the premise that there is no clear prohibition on abortion in Islam and that many agree that a woman’s life should take priority over an unborn fetus.

Islamic law, also known as Sharia, is not static or monolithic; it has evolved over time in response to cultural, social and political contexts and societal changes, to remain relevant to Muslims.

When it comes to reproductive and sexual health, it offers a wide range of decisions, which can range from extremely restrictive to more flexible or permissive on issues of birth control, family planning, abortion, pregnancy, and pregnancy technology. assisted reproduction that helps with infertility, such as in vitro fertilization (IVF).

Among various schools of thought and religious communities, there can be tremendous diversity in how certain issues are interpreted – and abortion is one such topic. Fiqh (Islamic jurisprudence) scholars have given a time range in which they say it is appropriate for a Muslim to have an abortion – from a few weeks to a few months.

But the main reason they said the procedure was allowed is because verses from the Quran – the Islamic holy book – state that a fetus is not ‘life’ until the soul is breathed into it. ; this does not happen at conception, but later.

Abortion rights advocates hold cardboard cutouts of Supreme Court justices [File: Jose Luis Magana/AP Photo]

Jonathan C Brown, Professor of Islamic Civilization at Georgetown University in Washington, DC, said: “The process of creating a life extends from 40 days to 120 days, when the soul occurs.”

“Some law schools have repeatedly been more restrictive, saying that regardless of when it happens, abortion is not allowed unless necessary (if the life of the mother is in danger) “Brown told Al Jazeera. “The second approach deviates from the later soul date and is much more flexible for anything before 120 days.”

More conservative scholars of Islamic law have said that after 120 days abortion is prohibited except in cases where the life of the mother is in danger. According to some members of the Muslim community, abortion after 120 days amounts to “murder”. The Texas and Mississippi laws, conservative scholars have argued, are not far from what scholars with the broadest interpretations would have allowed.

In early December 2021, seven American Muslim organizations, including HEART, released a letter saying Muslims must oppose the abortion ban. Some Muslims disagreed with their position, including Ihsan Bagby, an associate professor in the Department of Islamic Studies at the University of Kentucky. Speaking in a webinar also in December, Bagby argued that Muslims should not be publicly behind both sides of the argument.

“The Islamic vision is in the middle, and we should stick to it. We don’t need to encourage “women have a right to their bodies” as if it were an absolute right, and we don’t need to be on the pro-life side, because their intentions are to make abortions illegal at all levels in all situations,” Bagby said.

Bagby cited an unwritten consensus from the Fiqh Council of North America, an association of Islamic scholars, that abortion should be permitted for up to 120 days, based on an authentic hadith about when the soul product. “Before that it’s a life, after that it becomes a human and killing it is like killing a human.” I don’t think we should give up on that,” Bagby said.

religious freedom

The looming threat of Roe v Wade has raised concern among many religious communities, including some Muslims who fear the ruling will affect 26 states that have abortion bans ready to be enforced. Muslims live in all of these states, and a few in particular – Michigan, Texas, Florida and Ohio – have very large Muslim populations.

“This will not only impact the reproductive rights of Muslim women, but the rights of all Muslims who have a reproductive life – all Muslims with wombs,” said Sahar Pirzada, head of programming and west coast advocacy at HEART. “This decision [could restrict] religious freedom for Muslims as Islam makes room for reproductive choice,” she told Al Jazeera.

A majority of Americans — 54% — think abortion should be legal, according to estimates from a 2018 survey by the Public Religion Research Institute. While the anti-abortion rights perspective on abortion has been prominent in American public debate, the same poll showed that only 45% of all Christians think abortion should be illegal in all or most cases. .

Followers of other religions also show similar, if not stronger, support for abortion rights; 70% of Jews, 69% of Buddhists and 62% of Hindus support women’s right to abortion, for example. According to the same 2018 poll, a majority of Muslims, 51%, said they support legal access to abortion in all or most cases.

Anti-abortion protest in WashingtonPeople attend the March for Life rally on the National Mall in Washington, DC on January 21, 2022 [Susan Walsh/AP Photo]

But the laws in Texas and Mississippi were driven by a particular Christian view that prohibits all abortions, said Asifa Quraishi-Landes, a law professor at the University of Wisconsin-Madison who specializes in comparative Islamic and American constitutional law.

“I and many religious minority women who disagree with the restrictive Christian view that life begins at conception fear that the Christian right is trying to use the legislative power of democracy to impose its vision of abortion to everyone else,” she told Al Jazeera in an email.

Quraishi-Landes also pointed out that the rules of Islamic jurisprudence are not the only thing to consider in a Sharia worldview. There is also what is called siyasa – the rule of the ruler or the state – which is not based on scriptural interpretation, but rather on “maslaha amma” – the public good.

“A state law prohibiting abortion does not serve the general public good because it could cause serious harm to many people (for example, women who die from failed self-abortions),” she said. declared. “Muslims should not support him. To do so would be to support the legislation of one’s individual religious views on others, and I believe that Muslim history shows that Muslims are better than that.

Muhammad Mokaev to face Cory Durdan in his UFC debut on London card | MMA News


Muhammad Mokaev will put his undefeated record on the line against Cody Durdan when he makes his UFC debut in March.

The British fighter, who has a professional record of six wins in six competitions, takes on American Durdan (12-3-1) in a flyweight clash on the UFC London undercard show at the O2 Arena on Saturday March 19.

The fight marks the final step on the road for the 21-year-old, who was born in Dagestan and came to the UK as a refugee aged 12.

And having made it to the UFC, he has no intention of letting go anymore.

“It’s not my last achievement,” Mokaev told Sky Sports in December. My latest achievement is the UFC belt. For now, I’m still chasing my dream. It’s not enough to sign for the UFC. I have to bring the results.

“I always knew, since I was little… I knew I was going to get there. But it’s not enough to get there, [enjoy] all the hype and then get beat up. I want to make a statement.

“I want to show the younger generation that you can succeed from nothing, without huge support. Just because of your hard work.”

The card marks the UFC’s return to London after a three-year absence, with the main event featuring British fighter Tom Aspinall taking on Russian Alexander Volkov in a heavyweight contest.

Tickets for UFC London will go on general sale at 10am GMT on Friday, February 4 via AXS and Ticketmaster.

Fight Club and The O2 Priority members can purchase tickets from Wednesday, February 2 at 9 a.m. and 10 a.m. GMT, respectively, while newsletter subscribers and those who register interest can get early access to tickets from Thursday. February 3 at 10 a.m. GMT. Sign up via UFC.com/London to stay up to date with the latest ticketing information.

BNM may buy up to 10% of Malaysian government’s RM3bn Islamic bonds


KUALA LUMPUR (January 26): Bank Negara Malaysia (BNM) said it could buy up to 10% of the RM3 billion offered by the Malaysian government in the form of government investment issues (GIIs) under of the Murabahah principle in accordance with the Government Funding Act. 1983.

In a filing with the Fully Automated Issuance/Tender System (FAST) website of BNM, the central bank, which is the facility agent for the RM3 billion Islamic bond issuance, said the securities, which pay an annual profit rate of 3.447%, will be issued on Monday (Jan 31, 2022) for maturity on July 15, 2036.

“BNM can buy up to 10% of the issue size,” BNM said.

According to BNM, the RM3 billion Islamic bond program is opened for auction by bidders on Wednesday, while the closing date for the bidding exercise is Friday at 11:30 am.

In the prospectus for the RM3 billion Islamic bond program, BNM said the initial issuance date of the securities was January 15, 2021 and bidders’ application is expected to be submitted through 19 dealers comprising of conventional main concessionaires and Islamic main concessionaires.

Main conventional dealers include AmBank Bhd, CIMB Bank Bhd and United Overseas Bank (M) Bhd, while main Islamic dealers include Affin Islamic Bank Bhd, Bank Islam Malaysia Bhd and Maybank Islamic Bank Bhd.

“Major Dealers and Leading Islamic Dealers are invited to bid for the reopening of No.1 Malaysian GII 2021.

“The 2021 Series 1 investments will be redeemed at par on July 15, 2036. On the maturity date of the investment, BNM will credit the current account of each participating investment institution/custodian institution of the principal funds represented by permanent investments in its own securities account and/or in the clients’ global account.

“Profit is payable semi-annually on January 15 and July 15 and the first such payment on additional issues will be made on July 15, 2022, calculated from January 15, 2022 at the profit rate of 3.447%. will cease after the maturity date of this stock,” BNM said.

He said the request for securities must be in multiples of RM1 million with a minimum value of RM5 million.

According to the BNM, transfers of securities to successful bidders are exempt from payment of stamp duty.

“BNM reserves the right to accept or reject any application without giving reasons. Where an application is accepted in part only, no allocation will be made for stock less than RM10,000.

“Payment of amounts accepted and awarded must be made in full on the date of issue. To this end, the candidates authorize the BNM to debit their respective current accounts held with the BNM for the cost of the allocated investments. bids, will be expressed to three decimal places when awarded,” BNM said.

Wajahat Ali’s “Go Back To Where You Came From” is biting, funny and full of heart


Memoirs, of course, focus on a writer’s personal journey. But lately, a number of those written by immigrant writers of color — or children of immigrants — have, collectively, contained similar themes.

A common thread is that of being “other”, being told in various ways that they don’t fit in or don’t belong – and that they should return to their place of origin. This endless coming and going of being both “native and foreign”, “citizen and suspect”, “neighbor and invader”, shapes entire lives.

In the first pages of the memoirs of the writer Wajahat Ali, Go back where you came fromhe describes how this experience of being both “us” and “them” directs the trajectory of a life: “The reality is that most people of color learn very early in America that we will have to work two times harder to get half as far, and when we fail, no one will help us fall. [. . .] Immigrants, people of color, and women learn early on that to be successful in Amreeka, you have to be crazy for life. You have to do everything harder, better, faster, stronger and smarter. [. . .] You go twenty feet just to get to ten feet.”

This truth is so well known to minority communities that we don’t even talk about it. We’ve completely internalized this hard lesson, so we’re often even tougher on those in our communities who don’t seem to take it seriously enough. Some of us go even further, as Ali reminds us: “You will feel anxious when another person of color succeeds in your workplace and threatens to strip you of your coveted symbolic status. You will invest in the scarcity narrative and believe that there can be “only one” in your community – you – who can be successful.”

As a Pakistani-American born to immigrant parents, Ali grew up in the Bay Area of ​​the 1980s and 1990s with immigrant family and friends who emulated “whiteness” as part of their “Amreekan Dream” of success. Then September 11 changed everything. Once, Ali was your average bright, fun student at the University of California, Berkeley. Then he was trying to navigate Islamophobia, explain “Muslimism,” and deal with his parents’ incredibly quick incarceration for alleged wire and mail fraud.

Ali’s major breakthrough came when he found his voice as a writer. Ishmael Reed, one of his teachers at Berkeley, encouraged him to write a play because, Reed believed, Ali had a skill for dialogue and character. The play, Reed advised him, should be about ordinary Muslim Pakistani Americans to counter the ugly stereotypes perpetuated in the media. For Ali, the project became an all-consuming mission fueled by the belief that “in America, if you don’t write your story, your story will always be written for you. If you don’t tell your story, your story will always be yours.” said.”

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He hustled for funds and took his coin National Crusaders from a low-cost “dinner-diner” at an Indo-Pak restaurant in the Bay Area to the famous Nuyorican in New York, where even the great Toni Morrison came to catch a show. Along the way, Ali also worked at a solo law firm and wrote essays on politics and popular culture to support her multi-generational family after they were financially devastated due to her parents’ imprisonment. The writing has led to activist speeches and media engagements and even Hollywood connections.

The book begins on a very amusing note in response to Islamophobic hate mail and maintains a biting humorous tone throughout as a fake guide to becoming a true “Amreekan”. Still, Ali’s coming-of-age experiences as a dark-haired Muslim man are anything but hilarious. What emerges from these vulnerable and witty accounts of personal highs and lows is a larger picture of America’s troubled and complex relationship with brown, Muslim and immigrant communities. Ali pulls no punches when venting his just anger at things like the moderate Muslim trope, mass incarceration, systemic racism, socio-economic inequality, and more. Scathing political commentary on Republicans and Democrats is backed up with required data and historical facts. He lifts and seasons it all skillfully with comedy, popular cultural references from the United States and Pakistan, and a deeply warm affection for the family and friends who have always been there for him.

Family and community also largely shape Ali’s thoughtful activism, given the various hardships and tragedies they experience together. Even the aforementioned play that launched Ali’s writing career is about a Pakistani-American family vehemently discussing and trying to come to terms with post-9/11 American politics, racial and religious discrimination, classism, conflict intergenerational relationships, sibling rivalry and a sense of belonging. Ali recounts how, during the years of being broke, facing OCD, facing endless legal proceedings and nearing death, he often felt like a “hidden hand of the ghayb (empty )” invisible always lifted him. to safeguard. That strength, of course, was none other than her family and some members of the community.

Last year, Rafia Zakaria, also a well-known Pakistani writer and activist, gave us the super-smart Against white feminism to “put the fangs back into feminism”. At Wajahat Ali Go back where you came from is equally clever and incisive in its arguments against “whiteness” but perhaps focuses more on hope and the heart. Both call for a more compassionate world through community and solidarity. For Ali, it means “a community of service that looks out for each other and helps those in need”.

About two-thirds into the book, Ali recounts a conversation with an uncle who had initially made fun of his play and, after the race in New York, apologized. This uncle had lived in the United States for 40 years and was a model citizen. He had been desperate to see only Muslim men portrayed as terrorists or taxi drivers in the media. Now, seeing Ali’s writing success, he wishes he had told one of his sons to become a writer. Ali writes that he rejects the nostalgia for the past that people like this uncle often harbor, always praising the likes of Rumi from 700 years ago, and asks them to invest in today’s Rumis who dream of become poets or playwrights and just need a little encouragement. For these budding Rumis – of any age and any shade of brown or black – these memoirs reveal a possible path to their personal version of “Amreekan’s dream”.

Jenny Bhatt is a writer, literary translator, literary critic and host of the Desi Books Podcast.

What to know before borrowing

  • Payday loans usually come with very high interest rates and are often based on your income.
  • Personal loans are long-term installment loans that generally have lower rates than payday loans.
  • Payday loans are always a worse option than personal loans due to their high rates.
  • Read more stories from Personal Finance Insider.

Taking out a loan can be a useful way to pay for expenses that you might not otherwise be able to cover at the moment. You may want to borrow to cover medical bills, home renovations, or maybe even a vacation.

The most common forms of loans for quick cash are payday loans and personal loans, although one is a much better option than the other.

payday loan vs. Personal loan: In one look

  • A payday loan is a short-term, high-cost unsecured loan with principal as part of your next paycheck.
  • A personal loan is an unsecured long-term loan with higher minimum loan amounts and lower interest rates.
  • You can use either money pretty much however you like; other than that, they have few similarities.

Stefanie O’Connell Rodriguez, host of Real Simple’s Money Confidential podcast and personal finance expert at Discover, recommends avoiding payday loans whenever possible.

“It’s an option of last resort, like avoiding it at all costs,” says O’Connell Rodriguez. “If you’re considering something like, ‘OK, do I use a payday loan or a credit card or a personal loan,’ understanding that a payday loan is the option of last resort might help make that decision a little easier.”

What is a payday loan?

Payday loans are often for small amounts of money, usually $500 or less. They are designed for borrowers who are in need – perhaps you need money to cover an unexpected medical bill or a damaged item. Payday loans provide immediate funds, come with extremely high interest rates, and are generally based on your income, not your credit history.

“Payday loans come at a price,” says Kendall Clayborne, Certified Financial Planner at SoFi. “They can have interest rates over 600%. Such high interest rates, not to mention the other associated fees, can quickly lead to situations where you end up falling behind on the loan and have to borrow money. more and more to pay it comes back.”

Payday loans are never a better option than personal loans. They come with extremely high interest rates and are often predatory in nature.

“If someone asked me personally, I wouldn’t recommend a payday loan under any circumstances,” says Annie Yang, strategic financial advisor at Real Estate Bees.

You can get a payday loan by going to a physical lender or through an online lender. When you take out a payday loan, you often agree to authorize the lender to withdraw funds from your bank after your check has been deposited. The lender may request a signed check in order to receive the funds soon after your next paycheck.

what is a Personal loan?

With a personal loan, you ask to withdraw a specific amount of money. The lender will show you available offers based on financial factors such as your credit score, debt-to-equity ratio, and ability to repay the loan. You can use a personal loan for a variety of reasons, including home renovations, medical bills, and vacations.

“Personal loans come with a credit check to qualify, but will give you a longer term to pay them back,” says Clayborne. “Your repayment schedule can be less stressful, giving you the flexibility to pay over a few years rather than a few months. With a longer repayment term, your personal loan can be easier to manage than a payday loan. .”

Personal loans are always a better option than payday loans because they come with lower interest rates and the loan decision is based on your ability to repay.

Online lenders, banks and

credit unions

will give you money that you will repay over a fixed period, say a year or five years. Personal loans are almost always unsecured, meaning they don’t require collateral – like a house or car in the case of a mortgage or car loan – to be received. Most personal loans have fixed interest rates that remain the same for the life of the loan.

Whether you decide to take out a loan or not, O’Connell Rodriguez advised you not to judge yourself too harshly based on your financial situation.

“Have compassion for yourself,” O’Connell Rodriguez said. “Understand that where you are, if you’re in an emergency, if you’re in debt, if you’re in a really bad financial situation, it doesn’t say anything about who you are, it doesn’t say anything about what you’re capable of. of, or who you are. It doesn’t define your goodness or your dignity.”

Governor, Legislature Shouldn’t Ignore Payday Loans | Remark


During the first week of the 2022 legislative session, lawmakers introduced several bills that would lower New Mexico’s unreasonable 175% interest rate cap on small loans to 36%. But the Legislature won’t even be able to discuss such measures during the current 30-day session without an official “message” from Governor Michelle Lujan Grisham.

So far, the governor has not indicated she is willing to send such a message. In 2021, the legislature nearly passed a bill that would have dramatically reduced excessive interest rates on small installment loans in the state. Last year’s Senate Bill 66 would have capped rates at 36%, as many other states do. The bill passed the Senate with a good margin. However, the bill derailed in the House of Representatives, which passed a watered-down version backed by a coalition of Republicans and Democrats – including a large number of progressives.

The bill died at the end of the session before a conference committee convened to attempt to resolve differences. New Mexico Ethics Watch recently released a report titled “The Big Interest in Small Loans.”

We analyzed the effect of storefront loan companies on their customers, how this state compares to others, the history of usury laws in New Mexico, industry campaign contributions, messages lobbyists for these companies and other aspects of installment lending.

So far, at least three bills similar to last year’s SB 66 have been introduced in the Legislative Assembly: Senate Bill 107 (Sens. Bill Soules and Katy Duhigg, both Democrats) ; Senate Bill 129 (by Senator Gregg Schmedes, a Republican); and house

Bill 78 (by Rep. Patricia Caballero, a Democrat). The three measures would reduce the interest rate to 36%.

Although the governor has expressed the idea of ​​ending high interest rates, a recent statement from his press office to reporters is not encouraging.

Its spokesperson wrote: “We are not prepared to compromise the importance of the issue by adding it to the agenda without a good faith consensus among stakeholders that will result in substantial action and protections for New Mexicans.

However, seeking “consensus” here essentially means giving storefront lenders a veto over legislation that would essentially amount to a pay cut for their industry and still leave poor New Mexicans vulnerable.

“The longer we wait for good, common sense legislation to rid New Mexico of excessive interest rates, the longer the poor will have to suffer,” said Kathleen Sabo, executive director of New Mexico Ethics Watch. “We are calling on Governor Lujan Grisham to send a message and let the debate in the Legislative Assembly begin.”

Tony Ortiz is a retired public servant and attorney who has worked with New Mexico Ethics Watch since 2018. Steve Terrell is a retired journalist who also works for ethics in government.

Blog: Imagine My Plight – Single Muslim and Non Vegetarian


“Maybe he’s making a bomb inside the locked room,” my landlord said to my neighbor. It happened in a very cosmopolitan area of ​​Pune just five years ago. My working hours in a multinational company were from noon to 9 p.m. Thus, my front door remained closed most of the time because I would go to work late after the departure of my neighbors and return at night when the other residents were sleeping. My neighbor was pretty happy with my working hours and she told my landlord that this guy was “a very harmful person”. At that time, my landlord had known me for six months. She replied that he had to be very careful with “these people”, who knows what they can do behind closed doors. I found out she said that because the neighbor, landlord and agent were friends and I heard that from the agent.

As I moved from my city of Andhra Pradesh to three different states – Tamil Nadu, Maharashtra and Delhi – this endemic discrimination when trying to rent a house has been my norm. In Chennai, after liking a one-bedroom apartment, I was conversing with my uncle standing next to me in Urdu, when the landlord suddenly asked me which community I belonged to. When I told her that I was a Muslim, she immediately replied: “In our culture, we cannot allow meat eaters to have a place in our house”.

This is part of my learning: if you are single, it is a problem; if you’re a single non-vegetarian, that’s an even bigger issue. And at the top of the heap of problems is being a single Muslim and not a vegetarian.

But now all these things don’t bother me. I basically assume this: that most of the time people think I’m a terrorist or, maybe, a suicide bomber. These stories of discrimination in rental housing only come to light when it happens to Muslim celebrities; otherwise, it is a reality that the community faces every day. Ansar Shaikh, an IAS officer, said in 2016 that he had to change his name while preparing for the Union Civil Service Commission in Pune.

In another case, in Pune, I identified an area for the broker where the rent was within my budget and the apartment was not too far from my office. He warned me that a Muslim merchant had recently been expelled from this locality, and “it is better not to go there”. In the end, I had two choices: seek out a Muslim ghetto that would be safer for me, or pay higher rent and stay further away from the office in a more tolerant area.

At one point I was renting an apartment with a friend who was Sikh. The neighbor in my absence was telling my roommate, who was also my colleague, that you better stay away from this Muslim, these people are very dangerous. This old lady also spoke to me very kindly whenever I met her. Maybe she was just afraid I’d blow up her building if she wasn’t nice. Everywhere I went, there was a sword of suspicion hanging over my head. I saw heads turn and facial expressions change once I told them my name and they understood what community I belong to.

I had gone to Delhi to prepare for public service, and I wanted to be an IPS officer wearing that uniform and those stars on my shoulders, singing my country’s national anthem with immense pride. Again, I had to start looking for a place to stay for all of this to happen. My friend and I started this trip again. Everything was finalized; when signing the rental agreement, the agent looked at my ID, saw my name and said this can’t happen. He took these papers from me, slid them to my young friend and asked him to sign. He was afraid that the owner did not want a Muslim to stay in his house. Agents have also become very smart these days. In one locality, they have a very good idea of ​​which owner will rent their house to a Muslim, and who will not.

I remember this incident from Chennai – to Anna Nagar the broker who was also a rickshaw driver said “Yeah don’t even try this place, this owner won’t rent it to you. Only the eggs Cooking is allowed in there, but its smell must not penetrate downstairs into his house”. It is a very delicate situation; every time I cook an egg, I have to calculate how far the possible draft can go.

So wherever I look for a house, I face a dilemma. What should I reveal first? That I am single, non-vegetarian single or non-vegetarian Muslim single?

I start by telling the agent that I’m single and then I try my luck in all sorts of places. But apply this triple filter to any locality, and the search results are actually pretty bad. You are left with only the worst of the lot. I am educated and I have known many privileges; if this is my experience, what about the less fortunate? Denying rental housing to people because of their religion or food choices is deplorable to say the least.

My country is a land of unity in diversity – or does this only apply if we stay in different gated communities, streets, gated localities based on religion and caste? You tell me.

(Waseem Ahmad is studying MPP at Kautilya School of Public Policy. He has two years of experience in the IT industry.)

Disclaimer: These are the personal opinions of the author.

Should we start wondering if Canelo could be the greatest of all time?


mike tyson Muhammad Ali was once said to be the greatest of all time, many agree. Floyd Mayweather called himself “the greatest of all time” and many boxing purists feel Sugar Ray Robinson was the ultimate pugilist. Canelo Alvarez could end up in that conversation according to promoter Eddie Hearn.

Canelo has already written his name in the history books for many reasons; he’s a four-weight world champion, he’s unified into three divisions and more recently became the first man to become the undisputed world super middleweight champion.

Too early to wonder if Canelo could be added to the list of boxers considered the greatest of all time?

Essex man Hearn believes the Mexican should try to go undisputed at 175lbs after the 31-year-old qualified for the WBC light heavyweight title from Ilunga Makabu.

“I think he should fight Dmitry Bivol“said the Matchroom promoter,” so Joe Smith Jr., then Artur Beterbiev. It’s an amazing story to go undisputed at 168lbs and then undisputed at 175lbs. You are one of the greatest fighters of all time.

Ring magazine winning contender and WBC 2021 Fighter of the Year, Canelo could be on course for an even bigger 2022.

Ray Robinson, widely regarded as the greatest pound for pound of all time, had two Fighter of the Year accolades to his name with an incredible 91 fight unbeaten streak.

Floyd Mayweather, who is the only man to win a pro win over Canelo, retired with a perfect 50-0 record intact. “Money” Mayweather was the star attraction and a marketing genius who saw his retirement fight, against boxing debutant Conor McGregor, draw huge box office gains.

Muhammad Ali is the name that will forever be linked to boxing. A man who has accomplished as much if not more outside the ring than he has in it. The man formerly known as Cassius Clay is the reason many set foot in a boxing gym and will go on to be the most influential boxer to set foot in the ring.

It remains to be seen whether Canelo can surpass Sugar Ray, overtake Muhammad Ali or exact revenge on Pretty Boy Floyd for the title of The Greatest, but one thing is for sure, Alvarez is at the box office and will entertain for years.

Muslim doctor behind pig heart transplant draws criticism from family


On January 7, Muhammad Mansoor Mohiuddin, an American doctor based in Pakistan, made headlines as the co-founder of Maryland Medical Center in the United States, which successfully transplanted a genetically modified pig’s heart into a phased American. terminal. While the Muslim doctor was hailed by his fellowship for the medical breakthrough, he received harsh backlash from his own family members because he used an organ from an animal banned by Islam.

Speaking to Vice, a Canadian-American magazine, Dr. Muhammad Mohiuddin, director of cardiac xenotransplantation at the University of Maryland Medical Center noted: “I had a lot of negative reactions from my family.”

“Why do you use this animal? My dad always asked me, the doctor said, adding that his dad kept asking “Can you at least try using another animal?”

‘My mom used to gargle me even though I just said so’, Pakistan-based American doctor behind pig heart transplant reveals

The doctor further explained that in his family the word “pig” was taboo and he would be punished for just saying it. “My mom used to make me gargle,” he revealed, adding, “It was a big no-no in my family. It was forbidden in our house.

He explained how his family’s concerns, as well as his personal faith, led him to be questioned using a pig’s organ for surgery.

“I try to follow all the tenets of Islam, so this worry was on my mind all the time. So, I was trying to come up with a reasoning for me to continue using this animal,” Mohiuddin said.

“As I live in a country where pork is eaten regularly, it was not an ethical issue here in the western world. It was easier,” added Dr Muhammad Mansoor Mohiuddin.

The latest treatment, led by Mohiuddin and Bartley P. Griffith, director of the center’s heart transplant program, used a genetically modified pig’s heart provided by Swedish biotech company Revivicor, along with a rare immunosuppressive drug. The heart was donated to a 57-year-old man who is currently recovering.

The transplant has opened up life-saving opportunities for thousands of people on national organ transplant rosters in the United States, who are experiencing an extreme organ shortage crisis.

“Almost 150,000 people lose their lives every year in the United States alone, you can calculate how many more lose their lives around the world just because organs are not available,” Mohiuddin said, adding, “ If this technique succeeds, we will be able to save almost all of them.

Muslims are concerned about whether Covid-19 vaccines are halal as they may contain pork products

It may be recalled that in 2020, Muslim countries around the world are concerned about coronavirus vaccines, as gelatin derived from pork is widely used as a stabilizer in vaccines to ensure that they remain safe and effective during storage and transportation. Although spokespersons for Pfizer, Moderna and AstraZeneca have said pork products are not an ingredient in their coronavirus vaccines, Sunni Muslim scholars from Raza Academy in Mumbai and All India Sunni Jamiyyathul Ulama issued a fatwa against the Chinese vaccine that contains pork gelatin.

The Raza Academy researchers had claimed that the vaccine’s pork gelatin component makes it “haram” for the Muslim community. Some reports have claimed that the Chinese vaccine contains the said component which has sparked controversy in the Muslim community around the world.

Aversion to vaccines by the Muslim community because of their “haram” nature or containing pork products is not a new phenomenon. In 2018, Indonesia’s Ulema Council, the country’s highest clerical body that issues halal certificates, declared measles and rubella vaccines “haram” due to pork-derived gelatin.

How predatory payday lenders keep customers hooked


If he who conspires to silence the poor had hands, the shame would be his thumbs.”
Julia K Dinsmore

“I was in my late twenties and had a few jobs and wasn’t very financially secure,” said a Cranston resident Kieran Wilder in a phone call with UpriseRI. “Honestly, I had never heard of these payday loans, but a friend of mine told me he had one.

“I started with a loan of $300 to Moving America Forward at Cranston. You withdraw $300, you pay them $330. In the future, I couldn’t afford to pay it back, so I took out another loan to pay the first one, and in total, I did it, every two weeks, for about six months.

That “easily” added up to more than $360 in interest over the round of loans, Kieran told UpriseRI.

“They ask you to give them a check when you take out the loan, the check to use at the bank in case you can’t make the payment,” said Kieran, who has never had a bank overdraft problem because he always renegotiated a loan.

“I always paid off the loan, I just needed to always take out another one so I didn’t run out of money,” said Kieran, who emerged from the payday loan cycle with the help of his father, who eventually lent him the money to get free.

After paying off the loan, Kieran hoped to put the experience behind him, but then, starting in the summer of 2021, nearly a year after being cleared of payday loan debt, Kieran started getting calls company on both his personal cell phone number and his work phone.

“The first thing you think of when you get the call is ‘Oh shit! Did I forget to pay it back? “Kieran said. “But they basically called to say, ‘Hey, do you need the money? “” Kieran received two of the calls on this phone and forwarded them to UpriseRI. Their calls have been changed to remove the store’s prehistoric phone number.

It took time for Kieran to overcome his reluctance to share his story. “Obviously I didn’t want to look like a broke kid,” Kieran said. “I was embarrassed to even be in that loan cycle. I was dating at the time and wouldn’t let her see the papers. But enough time has passed that I’m less embarrassed.

“The ladies working the payday loan company counter were super nice,” Kieran said. “I have nothing against them. I’m sure they are also low-income workers.

UpriseRI contacted Margaux Morisseauone of the leaders of the Coalition for Payday Loan Reformwhich plans to step up its efforts against predatory payday loan companies at this session’s General Assembly.

“Payday loan companies drain millions of dollars every year from Rhode Islanders,” Morissau said. “These predatory lending has been curbed in many states and now is the time for Rhode Island to end this usurious practice as well. A cap rate of 36% APR is the best solution. Voters overwhelmingly support this reform and you can bet it will be a big deal this election year.

Previous efforts to cut punitive interest rates from payday lenders in Rhode Island were thwarted by former House speaker Nicolas Mattiello who had a close relationship with the payday lender lobbyist William Murphy, who is himself a former Speaker of the House. Murphy is paid $30,000 a year to lobby for Advance America.

A hymn to secularism in India


In what could pass for a document from a government spokesperson or Nagpur headquarters, 32 retired IFS officers last week berated critics for “a sustained smear campaign against the current government on his alleged violations of the country’s secular ethics”. Ironically, their outburst of anger comes at a time when respected international ratings agencies have branded India an “electoral autocracy”, a “flawed democracy” and a “partially free democracy” following relentless attacks on minorities and dissidents.

Critics are accused of ‘anti-Hindu tirades’ for their opposition to Hindutva ideology and the government, implying that this regime and Hindutva embody the Hindu ethos, which many would see as a insult to a great religion. Government apologists argue that “attacks on majoritarianism are a way of challenging the mandate that the democratic process gives to the political party that legitimately wins elections and considers itself obligated to the electorate to legally implement its declared program “.

In their biased understanding, laws like the Citizen Amendment Act (CAA) are clearly discriminatory only since they were passed by a duly elected government. But the Nuremberg and Jim Crow laws were also ratified by elected legislatures. The refusal to acknowledge the persecution of Muslims, Christians and political dissidents is akin to the big lie of the American Republicans, denying that Donald Trump lost the presidential election or had anything to do with the Capitol insurrection on January 6, 2021. appalling social discord, secularism as the underlying credo of our multi-religious country is clearly under threat.

Secularism has meant different things to different nations. The French have a term – laïcité – to define their form of secularism which not only separates the state from religion, but also banishes religious practice and insignia from the public square. In contrast, the United States, the United Kingdom and, until a few years ago, India, adhere to multiculturalism, where one can be a good citizen and at the same time identify publicly with a culture which is not the most ascending. Unfortunately, India can no longer claim to be the secular republic proclaimed in our Constitution. There has been an abrasive intrusion of religion into the public square. Today, the religion of the majority enjoys state patronage while other religions are tolerated, some more than others. Ayodhya’s verdict, by favoring faith over law, dealt a blow to the fundamental idea of ​​a secular republic. Last year, the country’s prime minister laid the foundation stone for the Ayodhya temple in an elaborate religious ceremony. The cries of “Jai Shri Ram” that rip through the air were nothing less than a dirge to secularism. The resurgence of religiosity has been accompanied by the “otherness” of Muslims and, to a lesser extent, Christians, who now live in a social environment bristling with distrust and hatred. A relentless horror story plays out, with the call for genocide of Muslims, the hunting down of Christians, state-sponsored eviction campaigns in minority-dominated areas, the disruption of minority prayer services, etc

In these darkest times for minorities, a section of the Muslim elite under the banner of Indian Muslims for Secular Democracy (ISMD) has fueled the agenda of the rabid right by turning against those who were already besieged, allegedly for the crime. that a handful of them supported the Taliban’s takeover of Afghanistan. The actions of a few deviants have led these so-called secularists to harass the entire Muslim community with the rhetorical question: “Do they want a reformed modern Islam or the old barbarism of the past decades?” By establishing a contextual connection between the evil worldview of the Taliban and that of Indian Muslims, they have reinforced the right-wing disinformation campaign stereotyping Muslims as bigoted, deeply patriarchal and intolerant.

But the real damage to the interests of Muslims within the community has been caused by the inflexible obscurantism of the Indian Council for Muslim Personal Law (AIMPLB). Do you remember the Shah Bano affair and the infamous intervention that fanned the fires of inter-religious conflict? And his opposition to the law overthrowing the iniquitous instantaneous triple talaq? The preposterous AIMPLB’s retrograde response to the current attacks on Muslims is to urge the government to enact blasphemy legislation, which is a painful reminder of Pakistan’s terrible blasphemy laws. The AIMPLB request is inadmissible, does not represent the concerns of the community and should be withdrawn.

Jawaharlal Nehru foresightedly observed that too much religion and religiosity would destroy our nation. It already seems to be happening. How to find the secular essence which is the lifeblood of our country? Last year, the Delhi High Court stressed the need for a uniform civil code to overcome the entanglements resulting from the differences between various personal laws. Although the court’s prescription was beyond reproach, the justification given was not convincing. To believe, as the court does, that modern Indian society is “gradually becoming homogeneous and traditional barriers of religion, community and caste are slowly dissipating,” is an absolute travesty of the facts. On the contrary, the crux of the problem is that our society continues to cling to archaic practices in the name of religion, caste or tradition. It is high time that our interpersonal and social conduct was governed by a uniform system of rules and regulations. The need of the hour is a uniform civil code that addresses issues of gender equality and justice, but the understandable fear is that under the current dispensation such a code would be no more than the universalization of Hindu personal law.

(The author is a former civil servant and general secretary of the Lok Janshakti party. Opinions are personal)

British lawmaker claims she was fired for her Muslim faith | world news


By JILL LAWLESS, Associated Press

LONDON (AP) — A former minister in Britain’s Conservative government has said she was told her Muslim faith was a reason she was fired, a claim that has deepened divisions in the prime minister’s ruling party. Boris Johnson.

Former transport minister Nusrat Ghani told The Sunday Times that when she was demoted in 2020, a government whip said her “Muslimness” “made her colleagues uncomfortable”.

She said she was told “it was feared that I was not loyal to the party because I did not do enough to defend the party against allegations of Islamophobia”.

“It was very clear to me that the whips and No. 10 (Downing St.) held me at a higher loyalty threshold than others because of my background and my faith,” Ghani said.

Political cartoons about world leaders

political cartoons

Chief Whip Mark Spencer said he was the person Ghani was talking about, but strongly denied his allegation.

“These accusations are completely false and I consider them defamatory,” he wrote on Twitter. “I never used those words attributed to me.”

The Conservative Party whips office said Ghani’s claims “are categorically untrue”.

“The Conservative Party does not tolerate any form of racism or discrimination,” he said in a statement.

The Prime Minister’s Office said Johnson met with Ghani to discuss her concerns in 2020 and invited her to file a formal complaint, but she did not.

Several conservative lawmakers, however, spoke out in support of Ghani. Caroline Nokes, who heads Parliament’s Women and Equalities Committee, said Ghani’s treatment had been “appalling” and she had the courage to speak out.

Education Secretary Nadhim Zahawi tweeted that Ghani’s allegations must be “properly investigated and racism eliminated”. His tweet ended with the hashtag “standwithNus”.

When Ghani was appointed minister in 2015, her boss, then Transport Secretary Chris Grayling, said it was proof the Tories “are a party of opportunity”. But some have accused the party of failing to eradicate anti-Muslim bias under Johnson, who in 2018 likened women who wear face-covering veils to “letterboxes”.

Ghani’s allegation comes after another Tory lawmaker, William Wragg, accused party whips of bullying and blackmailing MPs to ensure they backed the government. Wragg says he is meeting with police this week to discuss his claims.

Internal divisions within the Conservative Party have been opened by allegations that Johnson and his staff threw parties flouting the lockdown while Britain was under coronavirus restrictions.

A handful of conservative lawmakers have called on Johnson to step down. Others are awaiting a report from Sue Gray, a senior civil servant appointed to investigate allegations that government staff hosted late night parties, ‘bring your own booze’ parties and ‘hourly Fridays’. wine” as Britain was under coronavirus restrictions in 2020 and 2021.

Gray’s findings are expected to be released next week. If Gray criticizes Johnson, more conservative lawmakers may be encouraged to call a no-confidence vote against Johnson, which could result in his ousting.

Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Banning Twitter in Nigeria; a lesson for the future | By Muhammad Adamu


When your country decides to plan your life, you just have to accept it with patience because the rulers have nothing to lose but you have a lot at stake. The ban that the Nigerian government imposed on Twitter was indeed a show of superiority and power, but letting a government have absolute control over the internet freedom of a democratic country is a sign that the levels of government that are supposed to be a driving force for the separation of power have lost their credibility to control and balance themselves.

the National Assembly abandoned the national interest for party loyalty and did little to address the violation of Articles 35 and 39 of the Nigerian Constitution on the rights of Nigerians to freedom of speech and freedom of speech. ‘expression.

On June 4, 2021, the Nigerian government banned Twitter outright for deleting its post as a threat to an entire ethnic group. This follows the removal of the president’s post for violation from Twitter, Abusive Behavior Policy. A fight that was supposed to be between Jack Dorsey and Muhammadu Buhari has been turned into a national issue.

The blocking of Twitter has not only affected the Nigerian President, it has affected an entire population of over 200 million individuals and around 3 million active Twitter users, a figure believed to be the second– the highest in Africa.

Every day many Nigerians are insulted on Twitter and other social networks but they cannot ask for an outright ban from Twitter or other social networks and all they get is an option to block users who insulted them. stop using social media handle. An action that is detrimental only to users and all other users still enjoy the benefits derived from the use of social media. If properly reported, the abuser could face serious consequences, including removal of harmful content or even deactivation of an abuser’s online account. The President could have opted for this option.

But why did the Nigerian president have to outright ban Twitter after he felt insulted? Simple, because he is the 4th democratically elected president and the 16th president having led Nigeria since its return to democracy in 1999 and after its independence in 1960 respectively.

This action by the Nigerian government is not only scary but also worrying that the government can stop using Twitter on its own, without necessarily having to ban it, and switch to other alternatives like Facebook which it also uses is not only scary but very dangerous.

This is worrying because if the government can cause an outright ban on Twitter for insulting him, they can also ban all social media handles for insulting him. After all, he was granted absolute power to do so and being banned from Twitter for 7 months is proof of such power.

Surprisingly, Nigeria is not the only country that has banned Twitter and they have no assurance that he will be the last president to do so in the world. Fear leaves the government with absolute power over the internet freedom of over 200 million people.

Following a series of coordinated attacks that claimed the lives of more than 250 people on April 21, the government of Sri Lanka closed the access of its residents to Social Media and online messaging systems including Facebook, WhatsApp, YouTube, Snapchat and Viber. The government’s official concern was that “false information was spreading on social media”.

Research into early blackouts has shown that Egypt’s disappearance from the the global internet in 2011 backfired dramatically, driving protesters out of Tahrir Square and into many decentralized pockets of resistance. Coordination of protests quickly shifted from Facebook event pages to individual efforts in each neighborhood. This proved impossible for the security forces to control. Ten days later, the Mubarak regime falls. During the Syrian civil war, the government used stops as a weapon of war.

When it comes to internet freedom, Africa has an abysmal record. Internet outages had been recorded in five countries (Chad, Democratic Republic of Congo, Gabon, Sudan and Zimbabwe) in the first three weeks of 2019. The outages were related to elections, protests against government policies and this which appeared to be a coup attempt. .

Meanwhile, on December 20, 2018, the Sudanese government shut down social media access on mobile networks across the country following marches calling for the resignation of President Omar al-Bashir, who ruled the nation. for almost three decades.

Internet access in Zimbabwe was disrupted on January 15, 2019, following public protests against a 150% increase in fuel prices. The protests reportedly resulted in the deaths of 12 people and the arrest of up to 200 citizens. In the Democratic Republic of Congo, disruptions to social media access were reported on December 31, 2018, as the country headed to the polls in a turbulent election to replace incumbent President Joseph Kabila.

Gabon experienced a government-ordered total internet shutdown after a handful of soldiers stormed the national radio station and, in a live broadcast, urged citizens to overthrow a sickly president who was out of the country recovering from an October 2018 stroke.

Critical Analysis of the Digital Payments System in the Nigerian Banking System | By Muhammad Adamu

The moment we remain silent about the things that rise to our freedom, Nigeria, is likely to deprive us of our internet freedom at any time since we have left it at the mercy of the government.

If nothing is done now, there is no assurance that the future president will not ban other social media handles to affect an entire population, as other governments have done.

You don’t just ban social media for spreading fake news, because only through social media can you ever inform the uninformed as quickly and quickly as misinformation has spread . The media is very powerful and there is no doubt about it. If we are disconnected from a connected world, anything can happen, as is evident in North Korea where the media is still blocked and the government decides which social media can be used or not based on its interest.

Legislatures need to wake up to their responsibility, the president’s powers are too absolute and his threat to the country’s free speech is deadly. For a brighter future and a prosperous Nigerian, our freedom of speech should never be left at the mercy of a single administration.

Qwenu! publishes opinions, stories, reflections and experiences on contemporary issues. Click on here to read articles from many Africans at home and in the diaspora. Embedded tweets and guest articles do not represent the opinions of Qwenu! because we only provide a platform for writers to express themselves. Email your articles to [email protected] follow us @qwenu_media

HBKU college offers insight into contemporary Islamic studies curriculum


The College of Islamic Studies (CIS) at Hamad Bin Khalifa University (HBKU) recently presented an online event, which introduced prospective students to its Master of Arts (MA) program in Contemporary Islamic Studies.
The faculty presented short lectures to highlight the unique way the program is designed to examine traditional Islamic knowledge in the context of current challenges, HBKU said in a statement.
Dr. Gavin Picken, professor and coordinator of the master’s program, led presentations by Dr. Josef Meri, historian of interfaith relations in the Middle East; Dr. Alexandre V Caeiro, Associate Professor of Islamic Studies; Dr. Joseph E Lumbard, Associate Professor of Quranic Studies; and Dr. Frank Peter, assistant professor of Islamic and Middle Eastern studies.
Topics ranged from law and society in the Gulf, to Muslim encounters with other societies, to nationalism in modern Islamic thought and
Koranic studies. Participants also engaged with faculty and bonded with current students, who shared their experiences in the university community.
Taught over two years, the MA in Contemporary Islamic Studies merges Islamic values ​​with the social sciences and equips its graduates with unique skills and essential competencies for multiple professional fields.
Interested students can visit cis.hbku.edu.qa or attend CIS’ Graduate Studies Information Sessions on January 26 and February 16.
The deadline to apply for HBKU’s large-scale programs is March 15.

Report: Industry Blocks Payday Loan Caps | Legislature | New Mexico Legislative Session


It’s become a cycle of desperation for low-income residents with bad credit scores: They take out a high-interest installment loan to get by in tough times and soon rack up an unmanageable burden.

They pay off old debts with new loans at rates up to 175%.

For years, state legislators introduced legislation capping the interest rate on these loans at 36%. Their efforts to pass the bills repeatedly failed. Last year, an attempt to find a compromise – with a 99% cap on smaller loans, up to $1,100, and 36% on larger amounts – was blocked in the House of Representatives.

The nonprofit New Mexico Ethics Watch released a report this week on a study exploring the possible effects of industry lobbying efforts — both money and messages — to ensure the cap does not not be lowered. According to Kathleen Sabo, executive director of Ethics Watch, the study found that lobbyists’ arguments against lowering the interest rate cap were even “more effective” than campaign donations when it came to to influence legislators.

“This is an issue that has plagued vulnerable New Mexicans for some time,” Sabo said.

The report says that front-end lenders have contributed at least $450,000 to New Mexico lawmakers’ election campaigns since 2005. But the study did not find “significant amounts of campaign contributions to small-company lawmakers in ready that you find in other industries”.

Industry campaign contributions to 58 state lawmakers in the 2020 election cycle totaled $140,000, with most going to Democrats.

Rep. Patti Lundstrom, D-Gallup, and former state senator Clemente Sanchez, a Democrat from Grants, received the highest industry contributions, $7,500 each, according to the report.

It lists several high-profile lobbyists who represent storefront loan companies, including attorney Daniel Najjar, former state Rep. Raymond Sanchez and Vanessa Alarid, the wife of state Rep. Moe Maestas, a Democrat from Albuquerque.

Efforts to reach Najjar, Sanchez and Alarid for comment were unsuccessful.

A key argument against capping interest rates on storefront loans, Sabo said, is that people who rely on small lenders would be left “in a mess, with no money” if high-interest loans n were not available.

The report disputes this. In states where such businesses have shut down — potentially due to interest rate caps — “people will go back to making money the traditional way: working overtime, selling assets, borrowing from friends and family,” the report said. And the number of people turning to high-interest online lending companies instead “has only increased gradually.”

Ethics Watch encountered a challenge determining the amount of campaign donations to lawmakers from lobbyists for storefront lenders, the report said.

The state’s guidelines for lobbyists’ disclosure reports allow them to list contributions on behalf of multiple clients or under their own or company name. Some donations from established lenders may therefore not be clear.

The Ethics Watch report comes as Democratic lawmakers in the House and Senate reintroduce legislation to cap interest rates for small lenders at 36%.

Rep. Patricia Roybal-Caballero of Albuquerque introduced House Bill 78, while Sens. Bill Soules of Las Cruces and Katy Duhigg of Albuquerque filed similar legislation Thursday that has yet to be given a number.

Soules and Duhigg introduced similar legislation in 2021. Although the Senate approved the bill, Lundstrom sponsored a House amendment to set the interest rate cap at 99% for loans of $1,100 or less and 36% for loans between $1,100 and $10,000.

The bill died as time ran out during the session.

Roybal-Caballero did not respond to requests for comment Thursday.

Duhigg wrote in an email Thursday that the bill she and Soules introduced is the same one they sponsored last year.

“We have tried many times before and it is important that we keep trying until the practice of predatory lending in New Mexico is gone for good,” she wrote.

Sabo said she plans to contact the governor’s office on Friday to ask for his support in getting the bill heard this year.

Nora Meyers Sackett, the governor’s spokeswoman, wrote in an email Thursday, “We strongly agree that this is an important issue that needs to be addressed, as evidenced by the attention the governor to the question during the last 60-day session.

But, added Sackett, “with such a heavy agenda to deal with in just 30 days…we are not prepared to compromise the importance of the issue by adding it to the agenda without a consensus of good faith among stakeholders that will result in substantive action and protections for New Mexicans.If these sponsors have identified such a consensus, we would be happy to hear about it and assess the situation from there.

Soules said he and Duhigg were talking with House leaders to see if they could reach an agreement on the 36% rate cap. So far, he said, “there is no kind of commitment” on the deal, but he intends to keep working on it.

Many local lenders are affiliated with national corporations and much of the money they raise comes out of state.

“And it’s low-income people, especially those unsophisticated in the world of finance, who are targeted by the small-loan industry with promises of ‘no credit checks’ and ‘cash within “30 minutes”, Ethics Watch report said.

“Native Americans in particular are targeted by these businesses,” the report said, adding that in Gallup, a town of about 22,000 people considered the commercial center of the Navajo Nation, there are 40 small loan offices.

What a fire in the Bronx reveals about immigrant life in New York


At the end of the first week of January, a symbolic time of new beginnings and plans for the future, seventeen people died from inhaling smoke in their home, a nineteen-story building in the West Bronx. Eight of them were children; one was two years old. A space heater in a third-floor apartment started the fire. When the residents of the apartment fled, their front door remained open, despite a self-closing mechanism, as required by municipal regulations. Other residents said their doors also didn’t close on their own, and as the fire spread, smoke filled the stairs and suffocated those who tried to escape. More than sixty people were injured and fifteen remained in critical condition last week. Almost all of those who died, and many more who live in the tower, which is part of the Twin Parks North West complex, are of Gambian origin. (There are also Latino and Black American residents of the building.) They spent time together and went to a mosque a few blocks away and treated each other like family.

And, as tenants in New York, they expected basic services: heating, hot water, functional exits in the event of a disaster. What they found instead was life in a fifty-year-old building, once a model of affordable housing, which had received more than two hundred complaints and violation notices since 2010, about infestations of rodents, lead paint, mold and security doors that weren’t. that works. (A spokesman for the building’s current owners – three real estate investment companies that bought it two years ago and benefited from low-interest loans from the government – said the violations had been resolved; records show that at the time of the fire, seventeen violations were still open.) What many immigrants receive, in lieu of safe and affordable housing, is a sense that they should be grateful to be in this country, in New York. What residents of Twin Parks experienced on January 9 were apartments so cold that a family had to run a heater for several days near a child’s bed, then a fire so devastating that the community couldn’t don’t know how he will recover.

“It’s really traumatic,” Momodou Sawaneh, the founder of the Gambia Youth Organization, which is coordinating a relief effort for victims and their families, told me. “It’s bad. We knew people who lived in this building, and they are part of us. If they were here, they would volunteer, they would work with us, the teenagers, the children. When the leaders of the city, the news of which Eric Adams, the new mayor, heard, they expressed collective grief. “When there is a crisis in this city or this state, we stand together,” Adams said. “And we will only succeed not if we’re not united.” The mayor’s office established a Bronx Fire Relief Fund, which received more than two and a half million dollars in donations from the public, but over time Adams’s response faltered. quickly turned into personal responsibility.’If we take a message out of this’, he said last week, it’s to ‘shut the door, shut the door.’Media later reported that Rick Gropper , co-founder and director of Camber Property Group, one of the companies that owns the building and the company responsible for its day-to-day operations, was a campaign donor for Adams and served as his transition team’s housing adviser.

The precariousness of life in New York for working-class immigrants reminds me of when I lived in Lagos, Nigeria’s megacity. When I was writing about Lagos in 2015, at least 135 buildings had collapsed in the previous seven years, including apartment complexes and schools. Developers were building buildings cheaply and quickly to meet the demand of newcomers to the city, who could not afford better housing, even though they were paying a high percentage of their salary in rent. A Lagos State official told me, “We have the most expensive slums in the world.

According to a 2019 report from the mayor’s office, nearly a quarter of city households considered “energy cost burdened” — families who spend more than 6% of their income on utility bills — lived in the Bronx. . Low-income New Yorkers often face higher energy costs due to poor insulation and outdated heating systems in their buildings. Some use several radiators, which consume a lot of energy.

The tragedy of the Bronx fire evoked that of thirteen New Yorkers, mostly in Queens, who died late last summer during Hurricane Ida when heavy rains drowned them in their homes . Eleven of these victims lived in basement apartments, almost all illegally rented by landlords. Illegal basement apartments usually have only one way in and out, have no windows, have low ceilings, and are easily flooded. They are also often overcrowded – the people who live there tend to be working-class immigrants. Most of the people who died in Queens were of Asian descent; others were from the Caribbean. According to Time, there are probably tens of thousands of such apartments in the city, which seem to go largely unnoticed by local authorities. The budget of a pilot city program launched in 2019, to transform basement apartments into habitable spaces, was reduced in 2020, for reasons related to the pandemic, by approximately twelve million dollars, in three years , at only ninety-one thousand dollars .

“Housing is an ongoing problem that has gotten worse over the covidsaid Lina Lee, who heads the tenant advocacy organization Communities Resist. “Asian American immigrants have the highest poverty rate in New York City.” But basement apartments in “appalling conditions” can have rents of nearly a thousand dollars a month. In the absence of better and more accessible housing options, residents of these apartments face a dilemma: if they complain to the city about violations, they can receive an evacuation order and, if their apartments are legally rented, they can eventually move to temporary accommodation. social housing. But, if they rent illegal space, a release order means they have to find another place to live without help.

“This is a wake-up call,” Sawaneh of the Gambia Youth Organization said of the Twin Parks tower fire. “One thing we need to do now is educate our people.” In the absence of any real responsibility from building management or the city, he said he and other community leaders explain to people what to do in the event of an emergency. fire, the dangers of radiators and the benefits of renting safer accommodation instead of putting themselves at risk to build up savings. A couple who survived the fire filed a class action lawsuit, on behalf of the residents of Twin Parks, seeking $3 billion in damages from the owners of the building, accusing them of failing to maintain the building or respond to reports of unsafe conditions. (The consortium of owners said it was cooperating with a fire department investigation.) Last Saturday, the day before a mass burial for the victims, at the Islamic Culture Center in the Bronx, Sheikh Musa Drammeh, an activist Gambian, spoke to relatives of the victims and community members who were planning the service. “The system doesn’t recognize our value,” Drammeh told them. “This is not a normal funeral.”

Religious women also have abortions. And many religions affirm the right to abortion.


The abortion debate is widely framed as a divide between secularists who support access to abortion care and religious ones who oppose it. This false binary has obscured the diversity of religious positions on the issue, especially those who support access to abortion. While Jewish support for abortion has been acknowledged on some occasions, support for abortion rights in Christianity, Islam, and other religious traditions has been largely ignored.

Vigorous media coverage of Christian opposition to abortion, in particular, has amplified the Christian anti-choice perspective in public debate. But this is actually a minority position.

With media attention drawn to Friday’s March for Life in Washington and the upcoming anniversary of Roe v. Wade — perhaps the last, as an increasingly conservative Supreme Court may overturn it later this year — it is important to correct this mischaracterization of religious Americans. views on abortion.

The focus on religious opposition to abortion neglects the religious perspectives and commitments of the millions of people who have abortions in this country. Moreover, an imbalance in media coverage normalizes religious opposition to abortion, thus paving the way for the codification of particular theological beliefs into law. This ultimately denies the right to religious freedom to other religious communities whose beliefs about pregnancy, abortion, and childbearing differ.

Vigorous media coverage of Christian opposition to abortion, in particular, has amplified the Christian anti-choice perspective in public debate. But this is in fact a minority position; only 45 percent of all Christians think abortion should be illegal in most or all circumstances. The majority of white mainline Protestants (59%), black Protestants (56%) and white Roman Catholics (52%) support legal access to abortion in all or most cases.

The majority of followers of other faiths show similar, and in many cases stronger, support for abortion rights. The majority of Jews (70%), Muslims (51%), Buddhists (69%), Hindus (62%) and Unitarian Universalists (83%) support the legality of abortion in all cases or in in most cases.

Media coverage of religion and abortion also perpetuates a particularly harmful narrative about religious women and their reproductive autonomy. In stories about Christian women and unwanted pregnancies, for example, we are usually led to believe that these women are forced by their faith to pursue these pregnancies.

Consider the December 2 New York Times Magazine cover story. Merritt Tierce became pregnant at 19 and, because of her Christian faith, decided not to terminate her pregnancy. Her story reinforces a popular (but certainly not universal) narrative that Christian women should not have abortions, as she writes: “Nobody asked me if I was ready to be a mother or a wife. Nobody asked me if I was ready to disappear.

It often seems that religion is not even a relevant statistical data point in understanding who gets an abortion. In fact, 62% of women who have abortions identify as women of faith. Women of religious identification, with the notable exception of evangelical women, abort almost at the same rate as their representation in the population.

Over the past six months, our research team has conducted interviews with women who are having abortions in North Carolina and who identify as Jewish, Christian, or Muslim. We have found that many women who identify as religious view their abortions as supported by their religious beliefs.

For many Christian women, the decision to terminate a pregnancy is made out of a kind of love that is in harmony with their religious views. Jane, a white student, explained that she was unable to give a child “the right life right now” and that her choice was made out of love for the children she hoped to have one day. She connected this love to her understanding of the love of Christ. “It was the love of Christ to die for us. It was the love of God to send his Son to die for us, and then it was the love of God that brought him back. Me making a choice of love, I don’t see anything wrong with that.

Sidrah, a Muslim woman with three children, described herself as a “very religious person”. She told us, “If there was any doubt in my mind that Islam doesn’t allow it, I wouldn’t have crossed it. In fact, Sidrah said the termination brought her closer to God. “At that time, He alone was giving me the light, the rope to get out of this situation, and other people were trying to push me and push me into this hole, and I knew it was going to be so hard for our family.” Although her mother and sister pressured her to continue with the pregnancy, despite her mental health and financial difficulties, her husband supported her and Sidrah relied on her relationship with God to guide her towards abortion.

It’s not just about religious individuals: Many religious leaders support access to abortion, and any effort to address abortion policy must take these perspectives into account. Many Christian pastors openly express their support for women seeking abortions. More than 1,000 rabbis across North America teach and write about how Judaism supports, and in some cases demands, the termination of pregnancy. And over the past decades, several Muslim scholars and jurists have written legal opinions in favor of abortion rights for women in many common medical and personal circumstances.

In addition, faith groups have worked over the past year to build a multi-racial, multi-faith movement of congregations across the country that will publicly proclaim their support for reproductive dignity. National designation of SACReD (Spiritual Alliance of Congregations for Reproductive Dignity) congregations will be launched next week with training and support for congregations to study ethical issues related to pregnancy, abortion and childbearing and work towards destigmatization of abortion.

Religious diversity in abortion is particularly important to keep in mind as the Supreme Court considers whether Mississippi’s abortion restrictions are constitutional. The Imminent Threat of Roe v. Wade has raised serious concerns from many religious communities, and an amicus brief to the Supreme Court signed by Muslim, Christian, Jewish, Unitarian, Sikh and other groups reflects a challenge to the mainstream narrative that religions are anti-abortion.

The brief states that many religious traditions “recognize and support each woman’s moral right to make her own decisions regarding her pregnancy” and that allowing Mississippi law to remain in place would violate the First Amendment’s guarantee of free exercise. of religion. “by imposing the point of view of certain religions on all women.” Indeed, many religions view the beginning of human life and the termination of pregnancies in a way that goes against the prohibition of the state.

It is high time for the American public to recognize the diversity of religious positions in the abortion debate in this country, for our media to portray this diversity, and for our courts to honor it.

Challenges to Payday Rule’s Ability to Repay Denied Provisions | Troutman pepper


On January 14, a DC federal judge granted the Consumer Financial Protection Bureau’s (CFPB) motion to dismiss a case filed by the National Association for Latino Community Asset Builders (NALCAB), after the NALCAB challenged the CFPB’s decision. repeal repayment capacity requirements. .

The Paydays Rule has been both amended and challenged since its inception in 2017. In July 2020, the CFPB rescinded the ability to reimburse provisions of the Paydays Rule, which contained provisions requiring lenders to verify borrowers’ ability to repay their loans without additional borrowing, as well as provisions for vehicle title lending and other forms of short-term, high-cost credit. The original rule also set restrictions on lenders’ practices for collecting payments from borrowers’ bank accounts.

NALCAB filed the immediate lawsuit in October 2020, alleging that the CFPB violated federal regulatory standards by changing its 2017 payday rule. The lawsuit asked the court to overturn the repeal and order the CFPB to implement the full and original 2017 pay rule.

NALCAB argued that the repeal of the repayment capacity provisions increased the need for its services and thereby reduced the effectiveness of NALCAB’s other efforts. NALCAB also argued that it needs to devote more time to training organizations that help consumers get out of the reborrowing cycles associated with payday loans. NALCAB claimed association status on behalf of one of its member organizations.

The judge ruled that the NALCAB had not established “concrete and demonstrable harm to its business” regarding the repeal of the original paydays rule. The judge said: “The jurisprudence of this Circuit makes it clear that there must be a distinct discernible impairment to the organization’s ability to provide services – something that makes it more difficult for the organization to carry on its business. NALCAB has not plausibly alleged such a deficiency. The judge denied the status of association for the same reasoning and that the association had not demonstrated prejudice.

Our catch. This is one of the challenges the CFPB has faced with its payday rule. As noted in our blog post, the Fifth Circuit has issued a stay, extending the June 2022 compliance date for the troubleshooting rule until a final judgment is rendered.

Report: An influential actor implicated in the case of the murder of Bangladeshi actress Raima Islam Shimu? | Bengali Cinema News

Popular Bangladeshi actress Raima Islam Shimu, who went missing on the morning of January 16, was found dead in the suburbs of Dhaka on January 17. Raima’s corpse, with so many wound marks, was found in a bag. Preliminary investigation by local police revealed that she may have been killed elsewhere and her body dumped near a bridge in Keraniganj. Later, on January 18, Raima Islam Shimu’s husband Shakhawat Ali Nobel finally confessed to his involvement in his wife’s murder after being questioned for hours.

Not only Shimu’s husband, Nobel, but one of his friends, Abdullah Farhad, was also taken into custody for further questioning. Raima Islam Shimu’s corpse was sent to Sir Salimullah Medical College Hospital for an autopsy on Tuesday as it showed multiple wound marks.

While the reason for this murder is not yet known, several media outlets in Bangladesh suggest that there might be a family feud that triggered such a heinous act. There are also reports that a well-known Bangladeshi actor may be involved in the murder case. Shimu was a member of the Bangladesh Film Artists Association and the police investigation is looking at all possible options that may be related to the case. A Bangladeshi daily claimed that this influential actor is also a member of the Bangladesh Film Artists Association.

Shimu lived with her husband and child and she disappeared on Sunday morning. Later, his family filed a missing diary, suspecting something was wrong.

Raima Islam Shimu made her acting debut in the 1998 film “Bartaman” and has since starred in no less than 25 films and a few TV shows.

Miracles of the Holy Prophet Muhammad (VI)


In the name of God, Most Merciful, Most Merciful.

The Holy Quran, Al-Isra 17:101-104 says, “We gave nine clear signs to Moses. Ask the children of Israel. On reaching them, Pharaoh said to him, “O Moses! I consider you, indeed, as having been worked by sorcery”. Moses said, “You know well that these things were sent down only by the Lord of heavens and earth as a revealing proof and indeed I look upon you, O Pharaoh, as doomed to destruction!” So he resolved to remove them from the face of the earth. But We drowned him and all who were with him. And We then said to the children of Israel: “Dwell in safety in the land (of promise).” But when the second of the warnings came, We gathered you together in a mingled crowd.'”

It was with the miracle of Allah Almighty that the Prophet Hud (as) sent to the ‘Ad people and those who believed with him were saved from the severe punishment of Allah (Quran 7:65-72; 26 :123-140; 46:21-26). The Holy Quran, Hud 11:50-60 relates, “To the people ‘Ad (We sent) Hud, one of their own brothers. He said, “O my people! Worship God! You have no other god but Him. (Your other gods) you’re just making it up! O my people! I do not ask you for any reward for this (Message). My reward comes only from Him who created me. Won’t you understand? And oh my people! Ask your Lord for forgiveness and turn to Him (in repentance). He will send you from the heavens pouring down abundant rain and add strength to your strength. Do not turn back in sin! They said, “O Hud! You have brought us no clear (sign) and it is not we who abandon our gods on your word! We won’t believe in you either! We say nothing but that (perhaps) some of our gods have seized you with imbecility”. He said, ‘I call God to witness, and you testify that I am free from the sin of assigning other gods to him as partners! So plot (your worst) against me, all of you, and give me no respite. I put my trust in God, My Lord and your Lord! There is not a moving creature that has not grasped its lock. Verily, it is my Lord who is on a straight path. If you turn away, I have (at least) delivered the message I was sent to you with. My Lord will make another people to succeed you, and you will do them no harm for my Lord cares and watches over all things”. So, when Our decree was issued, We saved Hud and those who believed with him, by a (special) grace from Us. We saved them from severe punishment. Such were the ‘Ad. They rejected the signs of their Lord and Preacher, disobeyed His apostles, and followed the command of every mighty and stubborn transgressor. And they were dogged by a curse in this life – and on the Day of Judgment. Ah! See! For the ‘Ad have rejected their Lord and cherisher! Ah! See! Removed (from sight) were the ‘Ad people of Hud! “.

Almighty God explains how the ‘Ad people of Prophet Hud (AS) were destroyed by a terrible wind and cursed in this life and in the hereafter, for refusing the worship of one true Allah and treating the Messenger of fool and liar. The Holy Quran, Qamar 54:18-22 says: “The ‘Ad (people) (also) have rejected (the truth). So, how terrible were My chastisement and My warning? For We sent against them a raging wind on a day of great calamity, uprooting people as if they were the roots of palm trees uprooted (from the ground). Yes, how (terrible) was My sanction and My warning! But We have indeed made the Quran easy to understand and memorize. So, are there any who will receive a reprimand? »

The pregnancy of Mariam, without the intervention of the usual physical means, and the birth of ‘Isa (as) in a few minutes by the daughter of Imran becomes a special miracle of Allah Almighty as the Messiah is born (Quran 3:45-47; 19:22-33; 21:90-93). The Holy Quran, Al-Imran 3:42-54, states: “Behold! The angels said: “O Mary! God has chosen you and purified you; have chosen you above the women of all nations. O Mary! Worship your Lord with devotion, bow down and bow down (in prayer) with those who bow down. This is part of the news of invisible things which We reveal to you (O Apostle!) by inspiration. You were not with them when they cast lots with arrows to determine which of them should be in charge of Mary’s custody; neither were you with them when they were arguing (period). See! The angels said: “O Mary! God announces to you the good news of a word from him. His name will be Jesus Christ, the son of Mary held in honor in this world and in the hereafter and of (the company of) those closest to God. He will speak to people in childhood and in maturity and he will be (in the company of) the righteous”. She said, “O my Lord! How could I have a son when no one touched me? He said, “Similarly, God creates what he wills when he has decreed a plan, but he says ‘be’ and he is!” And God will teach him the Book and the Wisdom, the Law and the Gospel and (appoint him) an Apostle to the children of Israel (with this message). I have come to you with a sign from your Lord in that I make for you of clay like the figure of a bird and I breathe into it and it becomes a bird by God’s permission and I heal the born blind and the lepers and I revive the dead by God’s permission and I declare to you what you eat and what you store in your houses. Surely there is a sign for you if you have believed (I have come to you) to testify the law that was before me and to make lawful for you a part of what was (before) forbidden to you. I have come to you with a sign from your Lord. So fear God and obey me. It is God who is my Lord and your Lord. Then worship Him. It is a straight path”. When Jesus found unbelief on their part, he said, ‘Who will be my helpers in (the work of) God?’ The Disciples said, “We are God’s helpers. We believe in God and you testify that we are Muslims. Our Lord! We believe in what you have revealed and we follow the Apostle. So enroll us among those who testify”. And (then the unbelievers) schemed and planned and God also planned and the best of planners is God. See! God said, “O Jesus! I will take you and raise you to Me and rid you (of the lies) of those who blaspheme. I will make those who follow you superior to those who reject the faith on the Day of Resurrection. Then you will all come back to me and I will judge between you the questions on which you dispute.

May Allah Almighty strengthen our faith (Iman) among the generation of people who ask for miracles. Ameen.


Concessionaires have complained of poor cooperation from state governments which are usually slow to fulfill their own part of the agreement, for example in the area of ​​land provision.

They pointed out that another major challenge was the lack of narrow-gauge railway lines inside and outside the dry ports, which they said was important for making the ports work efficiently.

They added that access to funds also remained a major problem even though banks and foreign investors made unreasonable demands for bank assets and bonds before funds were released.

Concessionaires unanimously stressed the need for ports under construction to be given port of origin and destination status and also to be registered with the International Chamber of Commerce (ICC) upon completion.

Given the delay in execution, the concessionaires stressed the need for a new agreement, pointing out that an agreement had started in 2017 between them and the NSC but that it still had to be approved by the Federal Ministry of Justice in name of the federal department. transports.

They however commended the ICRC for its intervention and also appreciated the NSC for its support so far, noting that they were confident that under the administration of President Muhammadu Buhari, the contracts would be settled.

The concessionaires pledged to see the concession terminated and the ports operational even as two of the concessionaires, Equatorial Marine Oil and Gas Ltd for the ports of Katsina and Dala Inland Dry Port for the ports of Kano said their ports would begin to operate before the third quarter of 2022.

The managing director of Equatorial Marine Oil and Gas Ltd, Mr. Usman Iya Abbas, informed the ICRC team that Funtua port is already over 85% complete and ready for launch before the end of the second quarter. 2022.

“We hope to go live with this project before the end of the second quarter and the ports will become operational immediately. We are fortunate to have excellent relationships in the shipping industry and with major shipping companies.

Managing Director, Dala Inland Dry Port Ltd., Hon. Ahmed Rabiu, Kano Inland Port Concessionaires, also hinted that the construction of the container depot is already nearing completion.

He assured that the company was working diligently to ensure the completion and start of the project before the end of March 2022.

For his part, the Director of the ICRC’s Contract Compliance Department, Dr Ewalefoh, who chaired the technical session of the meeting, assured the concessionaires of the Commission’s continued support, instructing them, however, to send an update. detailed contract status reports to the ICRC.

The G. ICRC head of media and publicity, Manji Yarling, further urged the other four concessionaires who had yet to make notable progress in fulfilling their contracts to emulate the milestone recorded by the other two who were finalizing their constructions, so that the ports can cede the economic benefits for which the concessions were granted.

While thanking the stakeholders for honoring the ICRC’s invitation, it was decided that in the future there will be periodic meetings to ensure that the projects are quickly completed.

UAE textbooks promote tolerance, but leave Israel off the map – study


School textbooks in the United Arab Emirates promote peace and religious tolerance towards Jews, but Israel is still missing from the maps, according to a study released Thursday.

The Institute for Monitoring Peace and Cultural Tolerance in School Education (IMPACT-se) report, “When Peace Goes to School: The Emirati Curriculum 2016-21”, examined 220 Arabic language textbooks in public schools from grades 1 to 12. , covering civics, history, Arabic literature and Islam.

The program “praises love, affection and family ties with non-Muslims,” the report read. “Interreligious relations, especially with Christianity, are evident as well as expressions of tolerance towards Judaism. The report found no examples of anti-Semitism or incitement.

But while tolerance towards Jews is encouraged – Islamic education lessons feature anecdotes of Muhammad and Caliph Omar acting kindly towards Jews in the Koran and Hadith – textbooks show both encouraging and problematic signs on Israel.

The 2020 Abraham Accords which normalized ties with Israel are taught from grade 6, with a focus on the endorsements of the accord by Emirati Islamic organizations. The agreements are presented variously as a path to prosperity, a commitment to peace and cooperation, and even a way to support the Palestinian cause.

“The Emirates Fatwa Council hailed the Emirati peace initiative with Israel, which adds to the long tradition of state support for Arab and Islamic causes, chief among them being the Palestinian cause, and to his continued efforts to support reconciliation and spread peace in various parts of the world,” reads an 8th grade Islamic education lesson.

A map from an Emirati 5th grade textbook that does not show Israel’s name on the map, but shows its borders (screenshot)

Additionally, many phrases that portrayed Israel in a negative light were removed from earlier textbooks on a range of subjects.

Yet more than a year after the Abraham Accords, Israel still does not appear on any textbook map, with one exception. Some maps allude to Israel’s existence in the negative space around the borders of a Palestinian entity, or show Israel’s border without its name.

Other problematic content around Israel can sometimes be found. In history lessons about the Arab-Israeli wars, Israel is presented in quotation marks, indicating that it is not a real country.

Zionism is also portrayed negatively: “Likewise, Palestine, which was burdened with the yoke of creating a new ‘national home’ for the Jews in its lands,” reads a history book 11th grade, “also witnessed strong Arab resistance to Zionist greed. ambitions since the moment of its creation.

There is no teaching about the history of the Jews in the area, nor any mention of the Holocaust. There are, however, many lessons about Palestinian history and literature.

Even with these lessons, the trend is overwhelmingly positive, said IMPACT-se CEO Marcus Sheff.

“Our report found that anti-Israel material has been significantly moderated and now exists extremely rarely,” Sheff pointed out. “Passages that previously demonized Israel; anti-Semitic conspiracies that the Zionist movement has imperial aspirations to expand from the Nile to the Euphrates with the support of “global colonialism”, and which accused the Zionist enemy of seeking to exterminate the Palestinian people, have all been suppressed . Indeed, there has been a total removal of problematic examples and a considerable strategic shift towards moderate and tolerant hardware. Particularly noteworthy with respect to Jews and Israel is the authors’ deletion of a passage which presented the Palestinian question as “the basis of conflict in the Middle East”.

The textbooks teach a national devotion to the Palestinian cause. “No Arab cares about the unity of the Iraqi land and people,” according to a grade 11 social studies lesson. “The same goes for the Palestinian people. If the Arabs abandon these two questions, they will abandon themselves; even in an inch or a grain of sand, and regardless of the sacrifices in money and souls.

An Emirati man kisses Rabbi Elie Abadie, Chief Rabbi of the Jewish Council of the Emirates, November 29, 2021 (Sharaka)

Although the program encourages a peaceful resolution of tensions with Iran, it portrays the Islamic Republic as a regional aggressor that destroyed Iraq and Lebanon, and seeks to do the same with Yemen. It also depicts Iran as the occupier of three disputed Gulf islands.

Egypt, Saudi Arabia, Jordan, Iraq and the Gulf neighbors are presented as important allies of the United Arab Emirates.

Turkey, the United Arab Emirates’ main regional rival with Qatar, is not directly criticized. However, the Ottoman Empire is portrayed as a harsh colonial occupier of Arab lands. “The Ottomans were invaders and colonizers who occupied Arab countries, no less than the French and British colonialists,” reads one grade 9 textbook. “They exploited the wealth of the Arabs and left them weak and backward.”

Textbooks, including those used in Islamic education classes, promote tolerance, diversity and peace as elements of national pride and identity.

“The Emirates and tolerance are two sides of the same coin; a core value for our nation and a guarantee for the future of our country’s growth,” according to a grade 8 social studies textbook, quoting the country’s prime minister.

US President Donald Trump, center, with, from left, Bahrain Foreign Minister Abdullatif al-Zayani, Prime Minister Benjamin Netanyahu and United Arab Emirates Foreign Minister Abdullah bin Zayed al-Nahyan, during the Abraham Accords signing ceremony on the South Lawn of the White House, Sept. 15, 2020, in Washington. (Alex Brandon/AP)

The program to promote tolerance and openness to the world reflects the unique history and place of the emirates in the region. The Gulf has long been a hub of trade and travel, and the emirates that have flourished in the region have relied on their productive relationships with an array of foreign powers. The 150 years of British rule that ended in 1971 were largely beneficial to local rulers and tribes, providing stability and promoting a culture of cooperation.

With citizens making up only 12% of its population, the modern UAE is dependent on foreign workers. It is actively seeking to transition from an oil-based economy to a leading international business center and strives to attract companies and skilled professionals from around the world.

The program also reflects Emirati concerns about political Islam, both in its Muslim Brotherhood form and Iran’s revolutionary Shi’ism.

“Coexistence with Jews, Christians and other religions is a central feature, while the writers have ensured that anti-Semitism is now stamped out of the curriculum,” Sheff said. “This determination to foster a peaceful and tolerant education extends to Israel: the Abraham Accords appear in three separate textbooks, and children learn that the treaty carries the approval of Islamic scholars. This can only strengthen interpersonal normalization.

Report author Eldad J. Pardo gave the program “high marks for its pursuit of peace and tolerance,” and said its message “provides the best tool to combat radicalism and violence.” while building a viable future for the Emirates.”